James Lloyd, partner at EY, has been intimately involved with companies winning one of the first licenses for virtual banking in Hong Kong. But what does virtual banking mean for this market, for China, and for the world? Lloyd puts this new development in perspective.

Dave Chapman, co-founder of BC Group (whose assets include ANXOne and OSL), discusses the uses for digital assets, the outlook for crypto and developments in blockchain-based finance.

Henry Arslanian of PwC and the Hong Kong Fintech Association discusses the outlook this year for crypto - regulation, business models, institutional adoption, and innovation.

Urszula McCormack, a partner at King & Wood Mallesons, discusses the issues financial institutions face in terms of digital identity in the emerging world of open APIs, biometrics and blockchain.

Pauline Wray and Ian Loh of BCG's Expand Research talk about their research about RegTech and use cases.

Standard Chartered's chief information officer, Michael Gorriz, discusses innovation and the future of banking.

Matt Long, Hong Kong CEO at Saxo Bank, discusses how technology is reshaping brokerage.

Carl Wegner of blockchain bank-consortium R3 speaks with DigFin about the future of distributed ledgers in finance.

Daiwa Capital Markets' global head of execution solutions, Huayi Dong, speaks with DigFin about putting artificial intelligence on the trading floor.

Warwick Pearmund of Pure Search speaks with DigFin Vox about fintech and blockchain's impact on hiring & firing in financial services, from ops to I-B.