Conversation with Nonprofit Travel Underwriter, Stephen Heck of USLI.  We talk about what actually defines a business as a nonprofit and I'm absolutely floored to learn about one of America's most successful sports league (if not THE most successful) actually operated as a nonprofit for 73 years! We also discuss how many nonprofits don't even purchase insurance, or at least not the right kind of insurance, for various reasons - mostly for budget inadequacies and innocent ignorance. USLI has dedicated the past few decades to refining a product specifically for nonprofits to allow for obtaining necessary coverage at a price they can afford, not to mention making it one of the simplest products to get!