Consumer Credit Protection Act or CCPA is a consumer credit law that was enacted in 1968 to ensure that consumers in the USA would receive fair and honest credit practices.

Fair Debt Collection Practices Act | How the FDCPA regulates debt collectors including prohibited conduct. The FDCPA prohibits abusive practices by debt collectors. There are legal implications throughout and you should consult an attorney for all legal matters. We do NOT give legal advise on this podcast. The Fair Debt Collection Practices Act has a stated purpose: to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the informations accuracy.

Fair Credit Reporting Act | How it helps you during credit repair. They also are your defense of you were to hire an attorney. We do suggest that you hire an attorney because we do not give legal advice. Always consult an attorney for legal matters. The fair credit reporting act is meant to regulate credit bureaus, furnishes of consumer information, and users of consumer reports. They hold those parties accountable for information they use and provide. It must be accurate and complete otherwise they are in big trouble!

Credit Card Companies Don’t Want You To Know This but I’m going to tell you anyway. They don’t want you to know that your interest rate is Adjustable- meaning your credit card interest rate goes up. They don’t want you to know that you don’t need a credit card. They don’t want you to know that you don’t need to carry a balance. Credit Card Companies Don’t Want You To Know that you can get a credit limit increase every six months but sometime you’ll have to negotiate.

Credit Bureaus Make Mistake! However, each mistake that they make hurts you, the consumer. How does it hurt you? High interest rates, low credit score, outdated, or misinformation on your credit report. What are you going to do about it? Dispute.

Establish Business Credibility Course | For The Entrepreneur & Small Business Owner who want to obtain business funding. Anything regarding business credit and funding will cost you money either upfront or on the back-end. You must purchase 5-7 essentials just to become “credible”. This depends on your company size, goals, industry, etc. Every company that gets funding MUST do this. Secure over $100,000 in total business funding by completing this course and following the steps that we outline. In some cases you will need to provide a personal guarantee but not initially. You will need good business credit to grow your business. Business credit is similar to personal credit. Generally, the same rules that apply to consumer credit also applies to business credit.

DIY Total Credit Repair Templates | A dispute letter for every credit situation is right for you if you want to repair your own credit. Dispute letters are used widely in the credit repair industry. Yes they do work. Yes you can fix your credit on your own. Yes you can get free support while doing it! Our templates go with our course DIY Total Credit Repair. For the best results take the free course and purchase the DIY Total Credit Repair Templates. Your credit repair results will soon follow. We fully support our products and you when you register for our website! What are you waiting for?

Credit Building Action plan | Consultation is based solely on your detailed credit report analysis ( if you haven’t purchased that product from us then we cannot provide this service to you. ) You must follow the steps that we outline for you. Follow that steps at a pace that is comfortable for you. Your personal circumstances will dictate what course of action to take. You may need to spend additional funds to successfully complete the steps that create for you. We give you a PDF with all of the details of the consultation. We also walk with you throughout the journey. Our website is how we’ll remain in constant contact with you. You will have work to do as a part of this process. Your diligence is required.

Detailed Credit Report Analysis consists of reviewing your credit report and finding the errors, inaccuracies, and derogatory marks that are causing you to have a low credit score. Your credit analysis report will consist of the following: ● Education on credit reports, raising your credit score and rebuilding credit. ● Current credit scores and a summary of all of the inaccurate negative accounts. ● A list of accounts that went negative within the first 24 months. ● Accounts the creditors can sue for that fall within the statute of limitations. ● The critical factors regarding your credit score. ● Detailed list of all inaccurate accounts. ● Plan of action. Next steps to restoring your credit. Education on credit reports, raising your credit score, and rebuilding credit: In this area, we educate you on how to use certain products and best practices that will assist you with rebuilding credit and raising your credit score.

DIY Total Credit Repair Course | Free. However, there are associated cost. At a minimum you can spend on: stamps, envelopes, credit monitoring & scores, ebooks, dispute templates, and consulting. You still will spend less than 175$. Don’t pay a company to do what you can do on your own. You don’t even have to pay us.. unless you like us that much! This course is designed for you to get back on track with your credit. See you on the website. Don’t forget to register with a valid email.