Buy Harvest Your Wealth today: https://www.amazon.ca/Harvest-Your-Wealth-Infinite-Canadian/dp/B0HFXG34F1?source=ps-sl-shoppingads-lpcontext&ref_=fplfs&psc=1&smid=A3DWYIK6Y9EEQB   Canada's economy grew. But did your family actually get ahead?   In our October economic update, Darren and Christina dig into why stronger GDP numbers don't always translate into Canadians feeling richer and why the size of your slice matters more than the size of the economy.   We also discuss the possibility of Bank of Canada rate hikes, inflation, the weaker Canadian dollar and why fixed mortgage rates can rise even when the policy rate hasn't changed.   Plus, we break down what's happening beneath the stock market headlines, the differences across Canada's housing markets, Bitcoin's latest moves, AI agents and stablecoins, and Canadian life insurance industry news.   If you're a business owner, real estate investor or simply wondering why your money doesn't seem to go as far, join us for the episode!   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes:   00:00 - Could Canadian interest rates rise again? 03:32 - Inflation and the weaker Canadian dollar 06:30 - Stock markets, Bitcoin and AI agents 16:52 - Canadian GDP, natural resources and agriculture 23:42 - Housing and rising fixed mortgage rates 27:25 - Life insurance and Control and Compound updates Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true  

Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration R egister for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration Buy Harvest Your Wealth today: https://www.amazon.ca/Harvest-Your-Wealth-Infinite-Canadian/dp/B0HFXG34F1?source=ps-sl-shoppingads-lpcontext&ref_=fplfs&psc=1&smid=A3DWYIK6Y9EEQB   -   Your business can bring in more revenue while keeping less of every dollar. In this episode, Darren and Christina break down what Canadian business owners can control as costs, tariffs, and uncertainty put pressure on their companies. They cover a simple margin calculation that every owner should understand, when to revisit pricing, how to spot supplier risk, and why access to capital matters most before you need it. They also discuss a question many owners put off: if most of your wealth is tied to your business, what happens to your retirement plan if you cannot sell on your terms? In this episode: - Why a 10% increase in costs can cut gross profit by roughly 23% - How to review pricing and expenses - Where supplier concentration creates risk - How to plan for cash needs and financing - Why business owners should build wealth beyond the company - How retirement and estate planning fit into the bigger picture   Show notes: 00:00 - What can Canadian business owners control? 02:29 - A 10% cost increase can cut profit by 23% 05:09 - When to revisit your pricing 06:45 - Expenses and subscriptions worth reviewing 09:12 - Tariffs, suppliers and backup plans 11:33 - Where your business capital lives 15:34 - Access to financing before you need it 19:24 - The risk of building all your wealth in one business 23:42 - Planning for retirement, taxes and your family 26:32 - The business owner's control checklist Check out our webinar on infinite banking: https://shorturl.at/k1V89 FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound_ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration   Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   -   Wealthy Canadians aren't necessarily better at picking investments—they're often playing a completely different financial game.   In this episode, Darren and Christina reveal six principles wealthy families use to build, protect and pass down their wealth. They explain why liquidity can be more valuable than a slightly higher return, why taxes must be considered before every major financial decision and why wealthy families build coordinated financial systems instead of collecting disconnected products.   Most importantly, these strategies aren't reserved for people who are already wealthy. They're often how people become wealthy in the first place.   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes: 00:00 - Harvest Your Wealth & Corporate Tax Masterclass   01:35 - What Wealthy Canadian Families Understand   05:24 - Principle #1: Liquidity Is an Asset   09:54 - Principle #2: Wealthy People Think in Decades   12:55 - Principle #3: Taxes Aren't a Once-a-Year Problem   15:07 - Principle #4: Control Matters More Than Returns   17:19 - Principle #5: Wealth Is a Family Project   19:53 - Principle #6: Build a Financial System, Not a Collection of Products Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true  

Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   Housing. Groceries. Clothing. Canadians are watching the cost of nearly everything climb—but none of those may be the biggest expense destroying your wealth.   According to the Fraser Institute's Canadian Consumer Tax Index 2026, the average Canadian family earned approximately $121,000 in 2025 and paid nearly $51,000 in total taxes. That means roughly 42% of its income went toward taxes—more than food, shelter and clothing combined.   In this episode, Darren and Christina break down the taxes Canadians see, the taxes hiding in the cost of everyday life and the future taxes being created through government deficits.   They also compare the Canadian and American tax systems, examine why highly skilled workers, entrepreneurs and investment capital are leaving Canada, and explain how tax rules can severely limit the wealth-building ability of Canadian business owners and real estate investors.   Most importantly, they discuss what Canadians can actually control—and how properly structured high-cash-value life insurance may help reduce taxation on the growth, access and eventual transfer of their wealth.   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes: 00:00 - Tax Is Your #1 Wealth Destroyer   02:07 - The Average Canadian Family Pays Nearly $51,000 in Tax   05:06 - The Taxes Canadians Don't See   08:24 - Today's Deficits Are Tomorrow's Taxes   10:33 - Canada vs. the United States   12:35 - Canada's Silent Brain Drain   16:15 - How Canadian Tax Rules Punish Business Growth   17:55 - The Real Estate Tax Difference   22:38 - Turning the Tax Problem Into a Planning Opportunity   23:20 - How High-Cash-Value Life Insurance Is Taxed   25:21 - The Corporate Tax Strategy Business Owners Overlook   27:02 - If You Don't Have a Plan, the CRA Does   Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true  

Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration   Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   What if the money you're saving for the future could still be used to grow your business, purchase real estate or take advantage of opportunities today?   In this episode of Control and Compound, Darren Mitchell and Christina Wyatt are joined by Control and Compound wealth coaches Dan Spry, Jake Mitchell and Ryan O'Quinn for a conversation about infinite banking, high-cash-value life insurance and the strategies they use to help Canadians build and protect their wealth.   The team explains why their process begins with education, how properly structured participating whole life insurance differs from traditional insurance and why many business owners are surprised to discover its potential as a long-term corporate tax strategy.   They also discuss creating an opportunity fund, generating uninterrupted compound growth, accessing money without sacrificing retirement savings and building a financial strategy designed to serve multiple generations.   If you're a Canadian business owner, real estate investor, farmer or high-net-worth individual looking for greater control over your capital, this episode will help you understand what may be possible.   In this episode: Why Control and Compound specializes in infinite banking How education helps clients make better financial decisions The difference between an expense and a wealth-building asset Using your capital while it continues compounding Building a tax-efficient retirement inside a corporation Why long-term service matters when policies can last generations BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   Show notes:   00:00 - Harvest Your Wealth and Corporate Tax Masterclass 01:16 - Meet the Control and Compound Wealth Coaches 05:13 - What Makes Control and Compound Different? 08:36 - Real-Life Applications and Long-Term Support 10:14 - Using Your Money Without Sacrificing Retirement 11:47 - The Biggest Misconception About Infinite Banking 13:10 - A Powerful Tax Strategy for Business Owners 14:30 - How to Work With a Wealth Coach   Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true  

Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   Canada's trade negotiations with the United States have collapsed—and 50% tariffs are now in effect on billions of dollars in goods. What did Canada walk away from, who will ultimately pay for the retaliation, and what could this mean for Canadian businesses, jobs and investment? In the September 2026 Monthly Update, Darren Mitchell and Christina Wyatt break down the escalating Canada–U.S. trade war, the unanswered questions surrounding the rejected deal, and why small and medium-sized businesses could bear the greatest cost. They also cover Canada's latest inflation numbers, including Nova Scotia's 5% inflation rate, the Bank of Canada's next move, a slow Canadian housing market, strong stock-market performance, and Bitcoin's sudden 21% monthly surge. Plus, Darren shares details on his upcoming book, Harvest Your Wealth, and Control & Compound's free Corporate Tax Masterclass for Canadian business owners on September 29. Show notes: 00:00 - September update and Harvest Your Wealth announcement 02:56 - Will the Bank of Canada hold rates again? 05:00 - Inflation rises—and reaches 5% in Nova Scotia 08:31 - Canadian dollar and stock-market update 12:28 - Why Bitcoin surged 21% in one month 16:59 - Canada's housing market remains stalled 19:38 - Canada–U.S. trade negotiations collapse 25:09 - The threat of 50% tariffs on Canadian vehicles 26:03 - Who actually pays for retaliatory tariffs? 28:35 - Small businesses, jobs and investment at risk 30:32 - Can Canada really diversify away from the U.S.? 33:31 - Canadian life insurers report strong earnings 35:09 - New book and Corporate Tax Masterclass 37:14 - What's coming next from Control & Compound Check out our webinar on infinite banking: https://shorturl.at/k1V89 FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound_ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Do high-income Canadians actually pay their fair share of taxes? It is one of the most emotionally charged arguments in Canadian politics. But before Canadians decide who should pay more, we need to understand who is already paying what. In this episode, Darren and Christina examine Canada's progressive tax system, including new data showing that the top 20% of income-earning families pay 65.3% of the country's personal income taxes. They also explore what happens when higher tax rates influence investment, entrepreneurship, hiring and the movement of capital and skilled professionals. This is not simply a debate about defending wealthy Canadians. It is a conversation about the kind of tax system that produces the most opportunity, prosperity and revenue for Canada. Do high-income Canadians pay their fair share, or should they be paying more? Let us know what you think in the comments.   Show notes: 00:00 - Do high-income Canadians pay their fair share? 01:56 - The argument to "tax the rich" 02:46 - Who qualifies as a high-income Canadian? 05:19 - Who actually pays Canada's income taxes? 07:31 - Is raising tax rates the answer? 09:19 - How people respond to higher taxes 11:33 - The true cost of losing an entrepreneur 12:47 - Canada is competing for talent and investment 14:06 - Who builds Canada's tax base? 15:12 - What Canadians think about their taxes 16:19 - The tax conversation Canada should be having   Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us  

Ray Kroc didn't invent McDonald's. He recognized that one successful restaurant could become something much bigger.   At 52 years old, Kroc took the McDonald brothers' efficient restaurant model and transformed it into a global system. But hamburgers were only one part of the strategy.   In this Financial Autopsy, Darren and Christina examine how Ray Kroc used standardization, franchising, real estate and accessible capital to build one of the most recognizable businesses in history.   They break down: Why McDonald's true product was its system How single-location franchises helped Kroc maintain control Why real estate became central to the company's business model How Kroc reportedly borrowed against life insurance policies during McDonald's early years The difference between owning a business and owning a job Six lessons today's entrepreneurs can learn from Ray Kroc   Ray Kroc's greatest innovation wasn't the hamburger. It was building a business that could operate consistently without depending on one individual.   If you're a Canadian business owner who wants greater control over your capital and a system built for long-term growth, this episode is for you.   Show notes:   00:00 - How Ray Kroc changed the world   01:27 - The opportunity the McDonald brothers couldn't see   03:00 - McDonald's wasn't selling hamburgers   04:09 - Why Kroc sold franchises one location at a time   05:58 - How McDonaldization changed modern business   07:23 - Do you own a business or a job?   10:15 - McDonald's real breakthrough was real estate   13:20 - How Ray Kroc accessed capital when banks wouldn't help   15:41 - Six lessons entrepreneurs can learn from Ray Kroc   17:00 - Working on your business instead of inside it Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us  

You spent years building your company, creating revenue and accumulating retained earnings. But once the money has been made, an entirely different challenge begins:   How do you keep it working without losing access or control?   In this episode, Darren and Christina explain why successful business owners eventually begin thinking like bankers… even when they don't realize it.   They examine how banks generate wealth by controlling the movement of capital, why traditional places for storing corporate wealth can leave money trapped or inefficient, and how properly structured participating whole life insurance can help entrepreneurs build their own banking system.   You'll learn why infinite banking isn't simply an investment strategy, how corporate-owned life insurance can strengthen a corporation's financial position, and why making money and managing capital require two completely different skills.   If you've built a successful business and are now wondering what to do with the money it has created, this episode is for you.   Subscribe for straight-talking Canadian financial insights, business-owner strategies, and conversations you won't hear from your bank.   Check out our webinar on infinite banking: https://shorturl.at/k1V89   Show notes:   00:00 - Why Successful Business Owners Become Bankers 01:55 - How Banks Actually Make Their Money 05:11 - The Evolution of a Successful Business Owner 07:11 - You May Already Be Building a Banking System 09:00 - The Problem With Trapped Corporate Capital 10:48 - Infinite Banking as a Capital Management Strategy 13:17 - Using Life Insurance as a Corporate Asset 15:01 - Getting Wealth Out of Your Corporation 17:20 - The Questions Wealthy Entrepreneurs Ask 19:20 - The Lesson Banks Have Been Teaching Us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us  

Courtney and Terrence Howell didn't move to rural Newfoundland because it was the easiest place to build a business. They moved there because it was where they wanted to build their life.   After meeting while teaching English in South Korea, the couple eventually settled in Grates Cove, Newfoundland and Labrador. With backgrounds in anthropology and fine arts, they launched an art and tourism business before transforming an old school into a Cajun-Creole fusion restaurant.   Then a walk along the beach changed everything.   Terrence, who has lived with Crohn's disease for most of his life, was dealing with serious irritation around his medical appliance. After handling a piece of local seaweed and noticing an unexpected change in his skin, he and Courtney began exploring how its naturally occurring bioactive compounds could be extracted and preserved.   That discovery eventually became 7 Fathoms Seaweed Skin Care.   In this Entrepreneurial Spotlight, Courtney and Terrence join Darren to discuss building a business in rural Newfoundland, finding their earliest customers, working with scientific researchers, sustainably harvesting seaweed, appearing on Dragons' Den and preparing 7 Fathoms for its next stage of growth.   Learn more about 7 Fathoms Seaweed Skin Care: https://www.7fathomsseaweedskincare.ca/   Follow Control & Compound for more conversations about Canadian business, entrepreneurship, investing and building lasting wealth.   Show notes:   00:00 - From Seaweed to a Growing Skincare Company 01:15 - Meet Courtney and Terrence Howell 02:02 - Choosing a Life in Rural Newfoundland 03:14 - Starting Their First Business 04:04 - Building a Restaurant at the End of the Road 06:25 - Terrence's Journey With Crohn's Disease 08:59 - The Walk on the Beach That Changed Everything 11:15 - Turning a Personal Discovery Into a Product 13:43 - When Customers Started Calling 15:44 - The Scientist Who Walked Into Their Restaurant 19:01 - Why Entrepreneurial "Luck" Isn't Really Luck 19:19 - Discovering the Science Inside Newfoundland Seaweed 22:09 - Navigating the Difficult Years 25:00 - Raising a Family While Building a Business 27:07 - Scaling From Rural Newfoundland 31:05 - Harvesting Seaweed Sustainably 36:19 - Making It Onto Dragons' Den 38:53 - Preparing for the Dragons' Den Effect 41:37 - The Biggest Myth About Entrepreneurship 45:23 - Curiosity, Courage and Giving Back 45:51 - Where to Find 7 Fathoms   Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us