The second half of the answer to the question "How much do you really need to retire?" after my shock of hearing the personal financial industry stating $4 million.  As someone who has been living financially free for quite some time, I can tell you that this is a total lie and I'll explain the truth of what really is required.

I came across this study on Seeking Alpha recently.  It found that younger millennials — those around age 30 — would likely need at least $3.6 million saved up to enjoy a comfortable retirement. To be on the safe side, it might be wise to round that up to an even $4 million. This assumes that you want to retire no later than age 62 and have not yet saved anything except emergency cash.  How the hell can anyone do that?  Well in this episode, I’ll prove why this traditional mindset is just plain wrong, and how you really can do this with 1/10th of the savings that these so called experts are saying.

I’ve had a lot of first hand experience in the USA at trying to get to simply see a doctor, and I’ve never seen it this bad before.  When I hear recent news that the billionaires are inserting themselves into the tech AI space for healthcare research, and all these unicorn & rainbow stories we hear about how AI will change the game for healthcare research and curing viruses, it seems so disengenuous when the average US person can’t get to see a doctor in a timely basis, or even afford to.  Let’s get the truth of this failed healthcare system in the USA and why it affects your safety and your very life expectancy in your attempt to be unconstrained.

I have tried to avoid any topic on politics because it just divides people. This episode has little to do with politics, however. But I would like to have an open, honest and frank discussion about government – particularly the US government, what I thought it was, what I discovered it was, and where I see this whole thing going.

This is a discovery that I came across while hanging out with other expats here in Mexico where I am as I record this. But few people in the USA or other western countries seem to understand this opportunity. So let’s talk about it.

This is the 2nd episode in an update on what it's like to build a dream home in Mexico and my experiences so far.

If you have been listening to me for any length of time, you know that I’m currently developing a large property in central Mexico.  Well in this episode I’ll do an update on where I’m at, what I’ve learned so far in the process and the trials & tribulations of doing what most people would fear to do, but to keep an eye on the epic results you can achieve if you are careful.

After selling our rental real estate, we were left with few forms of smart income.  I began searching for alternatives.  I realized that for the next few years, much of my time would be spent outside of the USA, so I needed something that didn’t require me to be physically present to manage them, but paid me a tidy sum each month.  This led me to dividend stocks, and so far I am very happy with the results.

In 2008, at the height of the global financial crisis in the US, I was heavily exposed to real estate debt due to some deals that had been done in the prior year, and ran the risk of being entirely wiped out. If it wasn’t for having assets in another country and sold them to fund the underwater position I found myself in, I would never have survived it. In this episode, I want to fast forward to 2023 and explain why you MUST have an international diversification strategy for your assets if you wish to mitigate the risk of an adverse event in your country.

Central planners are at it again. The fear of a ‘housing crisis’ has empowered government to create government housing by proxy. By using building regulations as a weapon, AZ government has created a trajectory towards 1970s style ghetto housing reminiscent of the low income apartments of Brooklyn. This model seems to be a reflection of the California model, which didn’t work either. Is this what we want in America and how is this happening?