Colorado Real Estate Experience
Colorado Real Estate Experience
Dick Girard
Welcome to the Colorado Real Estate Experience where discuss anything and everything that has to do with Colorado Real Estate. www.coloradomortgageadvice.com
Building wealth through Real estate Tax expert
We talk to tax expert Adam Laarsen of Laarsen and Associates. Number one tax question Adam gets. Refinance can you deduct costs.  What is different with purchase vs refinance on what you can duduct.   Gifting, education tax credit, renovation costs, cost basis when selling,  Text or call 720-650-6440.    
Feb 27, 2021
40 min
Your Credit Score. Does it matter?
We talk with Credit expert Justin Goodwin with ecreditadvisors.com.   Frequently asked questions about credit scores and credit companies.   Why is Credit Karma scores different than when a mortgage company pulls it?  What do they do with my information?  Why should I care what my score is?  How do multiple inquires affect my score?  Should I work with an expert?  How does my credit score help me build wealth? Call or text 720-650-6440 www.Denverhomeownership.com www.optoutprescreen.com www.ecreditadvisor.com   
Feb 18, 2021
42 min
How can you get your finances in order for post Corona Virus
Colorado Real Estate Experience..........Dick Girard and Patt Drawe talk about how you can take some time during this stay at home period to get your finances in order.  Refinance, cash-out, save money to take advantage of some great opportunities to invest in stocks, bonds, mutual funds and real estate.  No one knows when this will be over but we can try to prepare and be ready when it is over.   
Apr 9, 2020
20 min
Skipping mortgage payments during the Corona virus stay at home order
Should you skip your mortgage payment? What is forbearance?  Will it impact your credit score? Can you refinance while in forbearance?   We talk about your options and some different strategies to get you through these crazy times.   
Apr 2, 2020
24 min
Pandemic Corona Virus How are we handling it.
Crazy stock market.......Crazy bond market.......Crazy times that we have never seen before.   How are we handling quarantine and what does this market mean to you? Building wealth with real estate and managing your assets.  If you can save money on your mortgage you should do it.   
Mar 24, 2020
30 min
Crazy markets Crazy times Quarantine
We talk about how the Corona virus has effected markets and what should we do.  
Mar 19, 2020
34 min
The Federal reserve just cut the fed funds rate to 0%
What does this mean for your mortgage rate. Is this a good time to refinance. Mortgage rates are not 0%. This is a crazy time and anyone that tells you they know where rates are going is not telling you the truth. If you have any questions please contact me and I will be happy to answer any questions you have.
Mar 16, 2020
4 min
Corona Virus...Interest Rates....Markets......Uncertainty and volatility
These are historic times.  The Corona virus has changed everything.   We will talk about how the new world we live in now will possibly affect interest rates and the markets in general.  What can you do today to manage your way through this crazy time we are living through today.  Markets are in panic mode and it is very hard to predict what the future will hold and how the markets will handle all of the uncertainty.  We are here to answer and questions you might have about refinancing or buying real estate in this very volatile time.  Text REFI to 720-650-6440 or text PURCHASE to 720-650-6440.  
Mar 13, 2020
46 min
Fed rate cut, record low mortgage interest rates... how do you take advantage and build wealth
Building wealth with real estate.  The federal reserve did an emergency rate cut of 50 basis points.  How will that effect mortgage interest rates and how can you take advantage and build wealth.   Mortgage interest rates are as low as they have ever been.  What does that mean to you.  
Mar 4, 2020
31 min
Building Wealth by managing your mortgage 2020 Episode 7
How can you build wealth with your current mortgage? We talk about having a family budget and have short and long term financial goals.   Interest rates are low......consumer debt is high (credit cards and car loans)........home equity is high. There are ways to take advantage this moment in time.......Don't have fear and do nothing.    Action....visit us at www.coloradomortgageadvice.com  or Text the word meeting to schedule a free personal call to help manage your mortgage. 
Feb 25, 2020
37 min
Load more