Clipping Chains Podcast
Clipping Chains Podcast
Chad Andrews
QA9: What Is the Point of Financial Optimization?
1 hour 12 minutes Posted Dec 19, 2022 at 7:00 am.
We’re back to the digital mailbag to answer your questions!For this week:Hot Seat Questions: My favorite blogs, podcasts, articles, and books. Musings on my biggest financial mistakes and the advice I’d give my younger self.How do my wife and I keep meaning and purpose in our lives without traditional careers?To sell or not to sell a home that was purchased in 2021How to sell investments and minimize taxesThe proper hierarchy of investment accountsRoth vs Traditional 401(k): Which is better?I-Bonds: Should we be buying more?Saving strategies for a home down paymentReceiving inheritance in a foreign currencyCritical nuance on withdrawal strategies in a high inflation/poor market return environmentSo much more! Support this project: Buy Me a CoffeeSubscribe to the website: SUBSCRIBE ME!Show Notes and Links at Clippingchains.com Q1: Hot Seat Questions: My favorite blogs, podcasts, articles, and books. Musings on my biggest financial mistakes and the advice I’d give my younger self.
Q2: Should I sell a home I just bought in 2021?
Q3: How do I withdraw money from an index fund and pay as little in possible on taxes?
Q4: What are the pros and cons of Roth 401(k) vs Traditional 401(k)?
Q5: Am I going to buy more I-Bonds next year and are they appropriate for an emergency fund?
Q6: Nearly 3 years into financial independence… What now gives you purpose, and has that changed since the first year of financial independence? Same question for your wife!
Q7: An investment account hierarchy case study
Q8: “I’m receiving inheritance in Euros but I live in Canada. What should I do?”
Q9: What is the best option for a high-interest savings account when saving for a home down-payment?
Q10: What about Fidelity’s In-Plan Roth Conversion?
Q11: Thoughts on market downturns, inflation, retirement income streams (pension, etc.), and how we can adjust our withdrawal strategies to preserve wealth at all retirement durations
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We’re back to the digital mailbag to answer your questions!For this week:Hot Seat Questions: My favorite blogs, podcasts, articles, and books. Musings on my biggest financial mistakes and the advice I’d give my younger self.How do my wife and I keep meaning and purpose in our lives without traditional careers?To sell or not to sell a home that was purchased in 2021How to sell investments and minimize taxesThe proper hierarchy of investment accountsRoth vs Traditional 401(k): Which is better?I-Bonds: Should we be buying more?Saving strategies for a home down paymentReceiving inheritance in a foreign currencyCritical nuance on withdrawal strategies in a high inflation/poor market return environmentSo much more! Support this project: Buy Me a CoffeeSubscribe to the website: SUBSCRIBE ME!Show Notes and Links at Clippingchains.com Q1: Hot Seat Questions: My favorite blogs, podcasts, articles, and books. Musings on my biggest financial mistakes and the advice I’d give my younger self. (00:02:59) Q2: Should I sell a home I just bought in 2021? (00:09:58) Q3: How do I withdraw money from an index fund and pay as little in possible on taxes? (00:16:43) Q4: What are the pros and cons of Roth 401(k) vs Traditional 401(k)?(00:21:15) Q5: Am I going to buy more I-Bonds next year and are they appropriate for an emergency fund? (00:24:37) Q6: Nearly 3 years into financial independence… What now gives you purpose, and has that changed since the first year of financial independence? Same question for your wife! (00:28:29) Q7: An investment account hierarchy case study (00:33:15) Q8: “I’m receiving inheritance in Euros but I live in Canada. What should I do?” (00:38:18) Q9: What is the best option for a high-interest savings account when saving for a home down-payment? (00:41:37) Q10: What about Fidelity’s In-Plan Roth Conversion? (00:47:50) Q11: Thoughts on market downturns, inflation, retirement income streams (pension, etc.), and how we can adjust our withdrawal strategies to preserve wealth at all retirement durations (00:53:14)