Episode # 94, The Christmas Business Check List- 7 Steps to Make Your Business Lender Ready
31 minutes Posted Dec 11, 2025 at 11:00 pm.
Why December Planning Matters
The Cost Of Capital Reality Check
Introducing The Seven-Step Lender-Ready Checklist
Step 1: Application Essentials
Step 2: Personal Financials And Tax Returns
Step 3: Business Financials And Cash Vs Accrual
Step 4: SBA Form 413 And Global Cash Flow
Step 5: Bank Statements And Equity Injection
Step 6: Current Financials And Realistic Projections
Step 7: Business Debt Schedule And Refinancing
Step 8: Defensible Projections That Pass Scrutiny
Current SBA 504 Rates And Down Payment Rules
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