This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ Managing money can be difficult at the best of times, but ADHD can bring its own set of challenges – from impulse spending and planning ahead to remembering deadlines, making decisions and simply finding the mental energy to deal with your finances. In this episode, Amelia is joined by neurodivergent money expert and ADHD coach Abby Birch to look at the relationship between ADHD and money. They discuss why conventional money advice doesn't always work for neurodivergent people, how emotions and executive function can affect financial decisions, and some practical ways to make managing your money feel more achievable. They also talk about impulse spending, financial anxiety, guilt and embarrassment around money, and why finding systems that work with your brain can be far more useful than trying to force yourself to manage money the way you think you "should". For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

Millions of people have never checked their State Pension forecast — even though it could make up a huge part of their income in retirement. In this episode, we look at what your State Pension forecast actually tells you, what gaps in your National Insurance record could mean, and what you can do if you find them. We also look at the latest developments around the triple lock, tax and the growing concern that many of us are simply not financially prepared for later life. Plus, James Andrews explains the simplest first step you can take today to get a clearer picture of where you stand. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

This UK Savings Week, we look at why so many young people want to save but struggle to get started, the pressures getting in the way, and Amelia's practical tips to help you build a savings habit that actually sticks. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

Childcare can be one of the biggest costs facing families, with full-time childcare for a child under two averaging £263 a week. In this episode, Steve is joined by Amelia Murray to explain the help available to parents — including two government schemes that could save some families up to £8,000 a year. They cover who qualifies, how the schemes work, how much you could save and why around 400,000 families may be missing out on support they're entitled to. If childcare costs are taking a big bite out of your budget, this episode will help you understand what help is available and how to claim it. Government Childcare checker: https://childcare.beststartinlife.gov.uk/ For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

This week on Cash Chats, New Bank of England figures reveal that almost £306 billion is sitting in accounts paying no interest at all — more than the amount held in fixed-rate savings. So why are so many of us leaving our money somewhere that earns nothing? And with huge sums also sitting in easy-access accounts paying relatively low rates, are we making the most of our savings? This week, James Andrews joins me to look at where people are actually keeping their cash, why so much money ends up in poor-paying accounts, and what you should think about when deciding where to keep your own savings. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

This week on Cash Chats, host Steve Alderton is joined by Deputy Editor of BeCleverWithYourCash.com Amelia Murray to talk about the latest rise in the energy price cap. The headlines say 4%, but what does this mean? What does it actually cap and can a fixed deal help you beat the price hike.  For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

This week on Cash Chats, host Steve Alderton is joined by Editor of BeCleverWithYourCash.com James Andrews to talk about the latest rise to inflation. It's up from 2.6% to 2.9% - but what does this mean to you? Should you care? James explains why you definately should care, why and what it means for your money. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ This week on Cash Chats, host Steve Alderton is joined by Deputy Editor of BeCleverWithYourCash.com Amelia Murray to talk about the biggest money mistakes at University. They'll share some of their own experiences, plus that of students past and present, ponder if parents should bail out their children and run through some top tips for being clever with your cash at uni. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about the rise and fall of Wonga and the payday loan revolution. Wonga and their counterparts arrived with a bang and set about disrupting the loan game with quick, easy short term loans and lets not forget the sliders! However, things didn't take long to unravel and soon the empire came crashing down. But what exactly went wrong? For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about Credit Unions. With hundreds of millions of people being members of Credit Unions around the world, why are they not more widely used in England? We'll explain what they are, how they work and why they could provide you with an useful alternative to a high street bank. This weeks episode is sponsered by Charles Stanley & Wealthify For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence