Nearly 50% of Americans are in credit card debt, so this class is all about laying out ALL of your options when it comes to paying down - and paying OFF - your credit card debt. Here's a little snippet from class: "Being in debt does not mean that you’re bad at handling money, that you’re unqualified to manage your finances, that you’re a reckless spender, or any of the other mean stories we unconsciously or consciously tell ourselves that make us feel worse. Your financial situation, debt and all, is the ever-changing result of your actions, knowledge, and beliefs about money. It is NOT the result of who you are as a person."

This class is perfect for those who are new to the idea of credit as I’ll be covering the basics, but it’s also great for anyone who’s evaluating a decision to get a credit card, whether it’s your first or not! If you just never got that basic education you needed around credit and credit cards, you’re also in the right place. This is a big topic with so much to cover. In this class, I break down what credit is, how credit cards work, & how to use credit cards wisely to build your credit. Here's a little snippet from class: "Financial institutions that lend money make money when you pay interest - it’s one of the two main ways they make money as a business. In order to be an informed consumer, it’s important for you to know where the motivations and incentives lie for the financial institutions that are lending to you."

In this class, I break down exactly what a credit score is, how it's calculated, who is using it, and why. I also go over my top tips for improving your credit score. You won't want to miss it! Here's a little snippet from class: "If you go to a car dealership to finance a car, aka get an auto loan, they’re going to look at your credit score to decide whether your credit rating makes you SEEM risky to loan money to, or whether they feel comfortable that you’ll pay your auto loan bills. It’s kind of like a report card for how you’ve handled your money in the past."

This is a tactical class where I'll explain step by step how to build your emergency savings and why this is SO incredibly important, especially for women! Here's a little snippet from class: "I think, especially when we’re young, we don’t necessarily connect to WHY saving is important, it’s just another thing we know we’re supposed to do. Turns out it’s actually one of the single most impactful actions we can take to gain financial independence and reach any goal that requires money to realize."

You know all that stuff that we’re supposed to magically learn about money that most of us never do? That includes even seemingly simple stuff like how banking works.This class is all about getting back to basics. If you've ever been confused about the difference between debit cards and credit cards, this class is for you! Here's a little snippet from class: "Debit cards are plastic cards that look just like credit cards, but they’re not credit cards. They’re attached to your checking account. If you’ve ever wondered what the difference is between a debit card and a credit card, you’re so not alone! When you swipe your debit card at a store, it electronically tells your bank to pull funds from your checking account to pay for the purchase, unlike a credit card, which is pulling funds from your line of credit. Debit card = cash you already have, credit card = money you’re borrowing."

In this class, I define what a budget really is, and I take you step by step through how to build your own budget! Here's a little snippet from class: "Creating a budget just means looking at what’s coming in and what’s going out and being intentional about both. And being intentional just means doing something with purpose. The concept of budgeting is really simple and it’s not actually restrictive by nature."

In this class, I talk through how your actions, knowledge, & beliefs about money impact your relationship with money. This class gives you an overview of what you can expect from the Capri curriculum. Here's a little snippet: "We all grew up in different environments with different parents, guardians, and caretakers around, who taught us about the world through the only lens they had access to: their own. Most of US didn't grow up in a particularly healthy environment when it came to money because most of THEM didn't grow up in a particularly healthy environment when it came to money."