You have found the property of your dreams and exchanged contracts - now what? In this episode, Michelle explains the important steps that follow after contracts have been exchanged.
Here’s what you’ll learn from today’s episode:
— What is the cooling off period once the contract has been signed?
— What percentage will you need to pay for your deposit
— How you can help speed up the valuation process
— What is a pre-settlement inspection and why should you have one
Sep 5, 2022
Here’s what you’ll learn from today’s episode:
FOMO - Do you have it?
Why has FOOP started to return to the property market?
What can buyers do to ensure they make smart buying decisions
How do emotions play an important role in the buying process?
Aug 10, 2022
Do you live in NSW and are thinking of buying a property? In this episode, Michelle is joined by James O’Brien from Shore Financial to discuss the NSW State Government's plan to scrap stamp duty.
Here’s what you’ll learn from today’s episode:
- If stamp duty is scrapped, what will take its place?
- How will an annual land tax work for first home buyers?
- When will this be legislated?
- What are some things to look out for when choosing the new land tax or stamp duty?
Jul 15, 2022
Are you looking to buy your first property? In this episode, Michelle is joined by James O’Brien from Shore Financial to walk you through the numerous grants available to first home buyers to help you get your foot in the door in the property market.
Here’s what you’ll learn from today’s episode:
- What first home buyer grants are available?
- Who can help you along your buying journey
- How important is it to understand the quality of the asset?
- How do you apply for a grant, and who is eligible
Jul 13, 2022
Are you worried about properties with asbestos? In this episode, Michelle explains what your obligations are when it comes to asbestos, and why you should do your research before buying a property.
Here’s what you’ll learn from today’s episode:
- What is asbestos, and what are the health risks?
- How do I know if the property has asbestos?
- Where will asbestos typically be found in a property?
- Why it’s important to do your own research and due diligence.
Jun 20, 2022
What is Material Fact? In this episode, Michelle explains what Material Fact is, and why you should think about this before buying a property.
Here’s what you’ll learn from today’s episode:
- Do I need to care about Material Fact?
- What are some examples that I should know about?
- How cultural and religious beliefs can create certain requirements
- Why it’s important to do your own research as well
- What does the vendor need to disclose before purchase?
Jun 2, 2022
Interest rate rises - the topic on everyone's lips. In this episode, Michelle chats about the RBA rate rise, and what this means for the market.
Here’s what you’ll learn from today’s episode:
— Why it’s important to do your own due diligence
— How will the increase in the RBA cash rate affect your mortgage
— Will you be able to grab a bargain?
— What to look out for in a buyers market
— Should you wait to try and buy a property?
May 13, 2022
Banks vs. Brokers. In this episode, Michelle chats with mortgage broker Micahel Chiel from Stonehouse Group who shares his tips for dealing with banks during the buying process.
Here’s what you’ll learn from today’s episode:
- Why having a broker can help navigate the pre approval process
- Should you stick with your bank when looking for finance?
- Banks and their lending options
- Which lender is right for your circumstances
- Credit Scores, and what it means for your lending
Apr 13, 2022
Banks vs. Brokers. In this episode, Michelle chats with mortgage broker Micahel Chiel from Stonehouse Group who shares his tips for dealing with banks during the buying process.
Here’s what you’ll learn from today’s episode:
- Why having a broker can help navigate the pre approval process
- Should you stick with your bank when looking for finance?
- Banks and their lending options
- Which lender is right for your circumstances
- Credit Scores, and what it means for your lending
Apr 6, 2022
If you are thinking of buying, it’s important to prepare before getting a mortgage. In this episode, Michelle chats with mortgage broker Michael Chiel from Stonehouse Group who shares his top 5 things to do before speaking with a broker.
Here’s what you’ll learn from today’s episode:
- Why planning on what you’re wanting to buy is an important step
- How to do research on the property market
- Understanding your deposit
- Get to know your spending habits and budget
- How being honest with your broker can work in your favour
Mar 18, 2022
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