Latina Investors
Latina Investors
Andrea Ramos
Latina Investors is a personal finance & investing podcast for first gen WOC. We cover topics ranging from money management, saving, investing, leveraging debt, side incomes, entrepreneurship & more! The aim of the podcast is to empower more first gen WOC to learn how to make their money work for them...in a ways that specifically caters to their story. My hope is that this podcast helps WOC tap into all that is possible when they have a deep knowledge & understanding of your money.
85. How To Pick Index Funds
In this episode, I go over the factors you want to look for when picking index funds.  You’ll understand why you’d pick certain funds vs other funds. And how to go about making the best decisions for you, your goals & your timeline.  Click here to learn more about my 4 Month Money Coaching Program. 💚
Apr 16, 2024
17 min
84. How Investing Can Help You With Your Parent's Retirement
In this episode, I talk about how your investing account replenishes itself vs how your savings account is replenished by you.  You’ll learn how to use an investing account to start making your money work so that as your parents enter retirement, you are able to help them financially without it feeling a big financial pressure or burden.   Book a call for my 4 Month Money Coaching Program here. 💚
Apr 9, 2024
16 min
83. Why I Don't Have A "General Savings"
In this episode, I break down how to save in a strategic way so that you're not just saving to save but instead being intentional and purposeful with your money. You'll understand why having specific funds you're working on savings towards is a much more effective strategy than just sending money to a "general savings." I used to be an oversaver who saved and saved. And this created never-ending goals coupled with the idea that spending my savings was "bad." This combination led to money anxiety and not feeling empowered with my money despite having a big savings. But once you learn how to use your money to hit specific goals vs just "saving it"...you feel much more in control of the life you're building with your money. Click here to learn more about my 4 Month Money Coaching Program. 💚
Apr 2, 2024
20 min
82. Retire With $1 Million...Minimum
In this episode, I share with you the conversation I had with a friend about her retirement goal why $1 Million in retirement is the minimum.  $1 Million in retirement seems like a big goal and a lot of money, and it is. But it’s also very achievable.  You’ll learn why this is a very achievable goal and how to find out if you’re on track to hit this goal.   Click here for the Compound Interest Calculator. 📈 Click here to learn more about my 4 Month Private Money Coaching Program for first gen WOC who want to learn how to not just save money, but also invest their money. 
Mar 26, 2024
18 min
81. How Angie Saved $8,022.00 & Started Investing While Enjoying Life [1:1 Client Interview]
In this episode, hear from my client Angie as she reflects on the growth she's had inside 1:1 money coaching. If you've been interested in 1:1 money coaching and wondering "what it's like" this episode will give you an inside look. You'll also learn how Angie was able to save more than $8,000 *and* start investing while enjoying life and finding her perfect balance of savings and spending. To join 1:1 money coaching, click here. 💚
Mar 19, 2024
54 min
80. Saving Money vs Hoarding Money
In this episode, we unpack the differences with saving money and hoarding money. And you’ll learn how to go from “money hoarder” to “strategic saver” to “wealth builder.” Wealth builders have their money work for them. They use money to create, build, architect & design lives they love.  Book a call to join 1:1 money coaching. 💚
Mar 12, 2024
30 min
79. What Exactly Is "Passive Income" And How To Create It?
In this episode, I break down all the different types of “passive income” out there and which one is my preferred one..and why! You also learn how to start looking at passive income, how to create it both in the mid-term future and the long-term future. And how investing can help ease the financial pressure you might be experiencing. Book a call to join 1:1 money coaching here. 💚  
Mar 4, 2024
29 min
78. How To Maximize A Salary Increase
In this episode, I share about the salary increase that changed the course of my finances. I share my mindset struggles, my money strategy and what came of my bump in salary & my lessons learned. Click here to book a call to join 1:1 money coaching 💚
Feb 27, 2024
32 min
77. How To Use Credit Cards Points/Bonuses
If you're struggling to see credit cards as a tool to help you, this episode will help you see all the ways credit cards can be an effective tool for your money journey. In this episode, Andrea shares her journey with using credit cards, the 4 credit cards she has and how they've helped her money "work" by leveraging points, sign on bonuses and cash back! Click here to book a call to join 1:1 money coaching. 💚
Feb 20, 2024
27 min
76. How “Choosing No Vs Being Told No” Can Help You Save More
In this episode, Andrea draws parallels between her journey with Intuitive Eating and money. She'll talk about the differences in Choosing No vs Being Told No and how you can get a handle on your spending by applying 2 big tips! Click here to book a call to join 1:1 money coaching 💚
Feb 13, 2024
24 min
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