Ep #36 Have you ever worked really hard at work to get a promotion or raise just to go unnoticed and overlooked? This can be the worst feeling ever and often discourage many people from putting in more effort in the future. Oftentimes, going the extra mile is not enough—in order to truly stand out, it feels like we have to go another extra nine miles.Oftentimes, going the extra mile is not enough—in order to truly stand out, it feels like we have to go another extra nine miles.But this doesn’t have to be the case—rather, you need a strategic plan to increase your likelihood of getting noticed at work (and no, it doesn’t include doubling down and taking on more work than you can handle). This week on the Budget Divas podcast, my guest is Steven Foust of NCO Success Academy. Steven served 13-years on active duty in the United States Army. After leaving the active service, he joined the United States Army Reserve and completed an additional 8 years in multiple leadership roles before retiring from the Army with more than 20-years of total service.In this episode, Steven shares his strategy tips on how to get noticed at work. Main takeaways: making sure that you have meaningful 1-on-1’s with your supervisor, creating important connections with them, and being intentional of what you ask of your supervisor regarding performance evaluations, room for improvement, and showing your commitment.To learn more about Steven, visit his website at https://www.ncoonfire.com/

Ep #35 You’ve probably heard the old saying,  “How do you eat an elephant? One bite at a time!”One of the main reasons people don’t finish big tasks is not due to laziness. It's not that they don't have the desire or the willpower either. Many times it comes from self-doubt and feeling overwhelmed by a BIG task. In this week's episode on the Budget Divas podcast, my guest is fellow Budget Divas member Marilyn Lamer. Marilyn discusses the importance of breaking down our big goals into bite-sized goals that are realistic and attainable. We also discuss how perfectionism can lead to procrastination and feeling paralyzed. Marilyn gives us tips to focus on our next step instead of the big goal. Marilyn Lamer is from Honolulu, Hawaii. She is married and has two sons. Her oldest son is autistic with ADHD.  Marilyn has a huge heart for helping families with children with autism. Empowerment and positive mindset are two topics Marilyn is passionate about.As a promoter with Innov8tive Nutrition, Marilyn is passionate about showing people how they can take and absorb their nutrition with nanotechnology body applications or patches. Marilyn likes to say that the wonder of your wellbeing is within your control!To learn more about Marilyn Lamer, check out her linktree at https://linktr.ee/MarilynLamer Follow her on Tiktok: https://www.tiktok.com/@wearablenutrition  

#34 John Gephart's passion is Oahu real estate. Born in Honolulu and having lived here for much of his life, John has seen first-hand the changing urban landscape of Honolulu and its suburbs and is excited to share his knowledge of Oahu's neighborhoods with those he meets. As an experienced real estate broker, John truly lives a rewarding, yet challenging life. He enjoys immensely aiding his clients in finding their ideal new home or investment property or seamlessly selling their property to its maximum potential. He also specializes in helping clients purchase new development projects throughout the island of Oahu. The countless referrals and testimonials lay testament to his warmth and compassion. His knowledgeable yet personable nature allows his clients to feel comfortable and at ease when making such an important decision in real estate.In this episode, John shares his best tips on how to prepare your finances to buy your first home and how to choose the right real estate agent or broker that's right for you. To learn more about John Gephart, visit his website at https://www.urbanoahu.com/. 

**Disclaimer: This episode focuses on maximizing credit card points**Ep: #33 Have you ever wanted to travel the world without spending a ton of money? How about receiving an upgrade worth thousands of dollars with points and miles earned?In this week’s episode on the Budget Divas podcast, my guest is Eli Tsukayama. Eli is a marketing professor at the University of Hawaii and holds a PhD in psychology. When he is not working at his full-time job, he enjoys traveling around the world. Eli’s hobby is travel hacking which allows him to travel elite without spending a ton of money. Eli first learned about travel hacking through a grad student who told him about travel hacking. Eli first thought this was too good to be true but soon learned how to maximize his credit card points to get the best travel deals including incredible airline upgrades such as private rooms with amenities that most airlines do not have. In this episode, Eli shares tips on how to travel hack and get the most bang for your buck. Some of the highlights in this episode: 1.       How to find the best sign-on deals with travel point bonuses2.       How to determine if travel or cash back points are best for your lifestyle3.       Ways you can transfer your points to international partner airlines to maximize your benefits To follow Eli on his travels, you can find him at https://www.instagram.com/elit808/ 

Ep: #32 Can you identify a difficult person in your life? Sometimes no matter how hard we try, we are not able to get our point across in an effective way that puts the other person at ease or gets them to respond in a non-threatening way. How do you respond to difficult people? Is your response to fight, flight, or freeze? Our body is designed to respond to perceived threats to keep us safe from danger, whether it would be physical, mental, or emotional danger. Vince Abramo is a certified coach and trainer through the John Maxwell Team. She specializes in helping people achieve their personal goals. Vince has a degree in Public Administration and certifications in conflict resolution, nonprofit management, and volunteer management.In today's episode, we discuss the mindset changes needed to work through conflict resolution and how we can find common ground with difficult people to achieve a shared goal, especially with the people that are the closest to us. Vince discusses the types of communication style and how we can work with others when their style differs from our style. To learn more about Vince's company and upcoming classes, visit her website at https://bambooshoot.co/ or https://www.facebook.com/bambooshoot.co. 

Ep: #31 In today's episode, we celebrate fellow Budget Divas Community member Cindy Abe! Cindy joined the Budget Divas Community in the Fall of 2021 and since then, she has paid off $41,700 of debt in seven months! Cindy is an implementer. Even though she had some fears when starting her debt-free journey, she took action each week to produce massive results. In this episode we discuss: the heaviness that debt brings every single day how to start taking bite-sized action steps to produce massive resultshow to step out of your comfort zone and get scrappywhy support and accountability is critical for success Learn more at www.budgetdivas.com. 

Ep: #30 Do you struggle with perfectionism and people pleasing? Have you ever declined an invitation with friends or gave up learning a new skill because of the anxiety of perfectionism? In today's episode, my guest is Mindset Makeover Coach, Chasidy Wright. After years of struggling to feel comfortable in her own skin, she finally decided to do something about it. Chasidy is a licensed therapist and "people pleaser in recovery" that used to think she had to be perfect to be accepted. Through journeys of self-awareness, Chasidy now teaches others how to unravel perfectionism and reveals the myths that were disguised as truths. Listen in as we discuss the dangers of perfectionism and people pleasing and how we can authentically show up for ourselves. To learn more about Chasidy, visit linktr.ee/thinkingwithatwist and register for her upcoming Workshop: Coloring Outside The Lines - 3 Ways To Challenge Your Perfectionism

Ep: #29 When's the last time you sat down with your spouse to discuss your personal and/or business finances?My guest this week is Noel Remigio. Noel is a partner with Hui Upside, a business consulting firm that focuses on working with small businesses and non-tech start-up ventures who provide products and services. In this episode, Noel discusses the importance of having recurring meetings with your spouse when it comes to personal and business finance decisions. Whether you are the CEO of your business and/or home, it is important to have these conversations about money so that you can handle budgeting and investment decisions as a team. Noel and I focus on three major points in this episode: 1) Strategize and dream together to achieve a major financial goal2) Include your spouse in every single business decision 3) Divide and conquer -  share the responsibilities evenly with business and household tasks To learn more about Hui Upside, visit https://www.huiupside.com/

Ep: #28 Have you ever judged a stranger on the street by the way they presented themselves in public? Have you ever purchased a product to impress your peers then instantly regretted that purchase? We all make judgments about ourselves and each other. It's human nature. But can also affect the way we view and spend our hard earned dollars. Money is a topic that is rarely discussed in public because we fear we will be judged. From how much we earn to how much we have saved in the bank, our relationship with money affects our financial decisions. In this podcast, we'll discuss the judgments that we struggle with and strategies to overcome feelings of insecurity so we can live a rich and fulfilled life. 

Ep: #27 Before we start the show, I wanted to invite you to a free training on Tuesday, April 12th at 7pm HST. I’ll show you three steps you can start doing this week. Go to www.budgetdivas.com/money2022 and register for the free training now.   Have you ever felt stuck in a rut? I was talking to my friend about this recently and she described it in this way: It’s like there’s a hurricane around me and I’m in the middle of it. Think about that for a second. What does that mean to you? Do you find that it’s difficult to start on the tasks or dreams that you want to accomplish? Julia Vergara, originally from Colombia, is a Holistic Emotional and Spiritual Coach. She gives tools and techniques to her clients to keep themselves Aligned with their life purpose, Balanced in their life, and Connected to their hearts.At one point in her life, she was feeling stuck and that nothing was going the way she wanted it.She had come back to her ex-husband and she was questioning many things including her "poor" decision-making.Guided by her first coach then and by a couple of healers, she learned about the spiritual connection we have with everyone we meet and how they are here to teach us lessons. She healed her relationship with her ex-husband. She started her real spiritual journey. She got so connected that she decided to move from Miami to Hawaii with a baby. Her daughter became her GPS. The lessons that she came here to learn through her relationship with her.She inspired her to write her best-selling book: Awaken Through Parenting.She became a coach because she wanted others to have the kind of transformation she had and live their life on purpose consistently as she does.She teaches a free class every other month called “From Alignment To Action” (April 18-25, 2022) and a free webinar for men called “The Aligned Way” (May 7, 2022).IG: juliavergaralifecoachFB: julia vergaraLinkedIn: julia vergara