“Alright, let's talk about something really important today — HDB profit erosion. This is something many homeowners overlook until it's too late. You see, in the past, it was very common for people to buy HDB flats and after five, ten years, they could make a tidy profit — $100K, $150K, sometimes even more. But today, the game has changed. Why? Because the market has shifted. With rising interest rates, cooling measures, and a more educated pool of buyers, the prices are no long...