Dunearn House launched at an average of $3,140 psf and sold 56% of its 380 units during its opening weekend. What does this response reveal about buyer confidence—and could it influence the pricing of upcoming Singapore property launches? We examine the numbers, buyer profile and three key implications for future homebuyers.
Jul 27
4 min
Your will won't protect your HDB if you don't do this first. In this episode of Property Heart Truth, Nizam & Nisa tackle the uncomfortable truth about sole HDB ownership—and why most Singaporeans are dangerously unprepared. What you'll discover: Why a foreign spouse can NEVER inherit your HDB (and what to do about it)The real gap in Home Protection Scheme (HPS) coverage that leaves families exposedWhat happens to your home when you die—and why your will isn't enoughStep-by-step: Notice o...
Jul 19
33 min
Ethan, a realtor since 2022, shared his journey and challenges in the real estate industry. His first deal was an HDB divorce case, which he handled despite initial fears. His second deal involved a sell-and-buy scenario, teaching him about Contra and extension of stay. His third deal was a $2.4 million landed property, highlighting the complexities of high-value private properties. Ethan also faced a challenging rental situation where a tenant abandoned a unit, causing significant dama...
Sep 16, 2025
44 min
In this episode of the "Property Hard Truth" podcast, Nizam Adli interviews Geoffrey Lim, a young real estate agent with two years of experience. Geoffrey shares his motivations for entering the industry, including the desire for flexibility and the challenges of proving himself in the first year. He discusses his first significant deal, a $6,000 rental commission earned over four months, and the financial realities of being a real estate agent, including marketing costs and taxes. ...
Sep 9, 2025
34 min
Nizam Adli and Neeza Ali discuss the recent announcement by the Minister of National Development, Mr. Chi Hong Tat, regarding the end of the Selective En bloc Redevelopment Scheme (SERS) for HDB flats and the introduction of the Voluntary Redevelopment Scheme (VERS). They explain that only 4% of HDB flats are typically SERs, and VERS will be voluntary, requiring a 75% majority vote for redevelopment. They highlight the emotional and financial implications for elderly residents, the pote...
Aug 20, 2025
26 min
NeezaNizam discusses the possibility of upgrading an HDB without selling it, highlighting the conditions and terms involved. He explains that HDB owners must wait five years from the minimum occupational period (MOP) before considering a second property. The total debt servicing ratio (TDSR) and additional buyer stamp duty (ABSD) are crucial factors. For a second property, the ABSD is 20% of the property value, which can be refunded if the HDB is sold within six months. Nizam shares tha...
Aug 7, 2025
6 min
NeezaNizam discussed the feasibility and affordability of upgrading from an HDB to a condo. They emphasize that many clients are everyday Singaporeans, including teachers, nurses, and business owners, who have the capacity to elevate their wealth. They highlight the importance of proper financial calculations, including the Total Debt Servicing Ratio (TDSR), which limits loan amounts to 55% of income. They note that HDB prices have risen 35% in five years, providing significant equity. ...
Jul 23, 2025
8 min
What really makes us happy when it comes to money? In this episode, we shared Harvard professor and happiness expert Arthur Brooks views where he breaks down the five things we can do with money—and reveals why only four of them actually bring joy. From the power of shared experiences to the surprising science behind giving and saving, we explore how to use money the right way. Plus, why debt—especially credit cards and car loans—can be a happiness killer, and how shifting your mi...
Jul 14, 2025
7 min
“Alright, let's talk about something really important today — HDB profit erosion. This is something many homeowners overlook until it's too late. You see, in the past, it was very common for people to buy HDB flats and after five, ten years, they could make a tidy profit — $100K, $150K, sometimes even more. But today, the game has changed. Why? Because the market has shifted. With rising interest rates, cooling measures, and a more educated pool of buyers, the prices are no long...
Jul 7, 2025
10 min
This episode NeezaNizam discussed the fact that HIGH FLOOR units do not necessary are better units. No sugar coated stuff, just the hard truths. If you have any queries on any real estate matters, DM us today at 96704504 or 97876959. Follow us in all social media platforms @neezanizamsg
Jul 3, 2025
9 min
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