BT WealthWise Ep 3: Personal Accident (PA) policies: How much do you need? 12:18 min Synopsis: Learn to protect and grow your wealth in this new Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.   In this third episode of the WealthWise podcast, BT's wealth editor Genevieve Cua looks into personal accident (PA) policies: What features should you be aware of and how much do you need? She tackles the following points:  Where PA plans fit in your insurance portfolio and reasons not to buy too much (1:38) Basic benefits of PA and exclusions (3:34) PA premiums vary widely: Things to note (Bundled vs unbundled benefits; not guaranteed; mostly not guaranteed renewable) (6:52) PA for older people makes sense (9:33) Produced by: Genevieve Cua ([email protected]), Ernest Luis, Lee Kim Siang Edited by: Howie Lim Follow BT WealthWise podcasts and rate us on: Channel: http://bt.sg/btwealthwise Apple Podcasts: http://bt.sg/wwAP Spotify: http://bt.sg/wwSP Website: http://bt.sg/wealthwise Feedback to: [email protected] Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt BT Podcasts on: https://bt.sg/pcOM Follow our shows then, if you like short, practical podcasts! See omnystudio.com/listener for privacy information.

BT Podcasts: How to invest in small-cap stocks 10:17 mins Synopsis: The Business Times Podcast channel showcases niche series Money Hacks, Mark To Market and WealthWise, and sponsored series. This episode focuses on small-cap stocks. A small cap is generally a company with a market capitalization of between $300 million and $2 billion Find out what they are, why you should consider them, and how to go about investing in them, in this episode brought to you by RHB Singapore: https://rhbgroup.com.sg/ BT's digital editor Chris Lim hosts Jarick Seet, head of Small-Mid Caps Research at RHB Singapore, who explains the following: Why should investors focus on small-cap stocks vs large caps, and why small-cap stocks with right fundamentals can outperform large caps? (1:08) Key themes to note in RHB's regional Top Small Cap Companies Jewels 2021 book, which features new small cap stock ideas with undiscovered potential for investors to consider amid Covid-19 and the New Normal (1:45) Why do small-cap stocks have an edge and why you can find value at a cheaper price in this space (3:54) Besides the tech and semicon sector, how you can spot 'recovery theme' stocks (5:00) Step-by-step roadmap for retail investors, starting with how to evaluate themes and work down the list of businesses that will benefit from such themes (6:44) Comparing against companies' peers to check for overvaluation concerns & personal tips from Jarick Seet (7:55) For RHB's Top 20 Singapore Small Cap Jewels 2021 Edition, contact: [email protected]  RHB's Personal Investment: https://rhbgroup.com.sg/rhb/personal#Investment RHB Facebook: https://www.facebook.com/RHB.SG RHB LinkedIn: https://www.linkedin.com/company/rhb-singapore/ Produced by: Chris Lim ([email protected]), and Ernest Luis Edited by: Adam Azlee --- Follow BT podcasts: Channel: https://bt.sg/pcOM Apple Podcasts: https://bt.sg/pcAP Spotify: https://bt.sg/pcSP BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt BT WealthWise Podcast on: http://bt.sg/btwealthwise Feedback to: [email protected] --- Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. #BTCrossover See omnystudio.com/listener for privacy information.

BT WealthWise Ep 2: Par insurance policies - Do lower illustrative rates suggest lower returns? 13:25 min Synopsis: Learn to protect and grow your wealth in this new Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.   In this second episode of the WealthWise podcast, BT's wealth editor Genevieve Cua looks into the insurance industry’s reduction of illustrative rates for par policies in July 2021. What does this mean for you? She tackles the following points:  What are par policies, and what are the new illustration or projection rates taking effect in July? (1:18) Why are par policies’ illustrative rates being reduced? (3:52) Life funds have actually performed well historically, in excess of the upper limit of the current illustrative rate (7:21) Her expectation of what insurers’ product lineup of par products might look like in July: Perhaps a lower level of guaranteed return and longer breakeven points (9:08) Produced by: Genevieve Cua ([email protected]), Ernest Luis, Lee Kim Siang Edited by: Adam Azlee Follow BT WealthWise podcasts and rate us on: Channel: http://bt.sg/btwealthwise Apple Podcasts: http://bt.sg/wwAP Spotify: http://bt.sg/wwSP Website: http://bt.sg/wealthwise Feedback to: [email protected] Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt BT Podcasts on: https://bt.sg/pcOM Follow our shows then, if you like short, practical podcasts! See omnystudio.com/listener for privacy information.

BT Podcasts: Beef up your financial literacy with Money Hacks, WealthWise and Mark To Market podcast series 10:30 mins Synopsis: The Business Times Podcast channel showcases niche series Money Hacks, Mark To Market and WealthWise, and sponsored series. In this special episode, Money Hacks host Chris Lim chats with WealthWise host Genevieve Cua, and Mark to Market host Ben Paul, about how BT Podcasts will cover the 'New Normal' for you during the Covid-19 pandemic. Produced by: Chris Lim ([email protected]), Genevieve Cua ([email protected]), Ben Paul ([email protected]), Ernest Luis and Lee Kim Siang Edited by: Adam Azlee --- Follow BT podcasts: Channel: https://bt.sg/pcOM Apple Podcasts: https://bt.sg/pcAP Spotify: https://bt.sg/pcSP BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt BT WealthWise Podcast on: http://bt.sg/btwealthwise Feedback to: [email protected] --- Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. #BTCrossover See omnystudio.com/listener for privacy information.

BT WealthWise Ep 1: Claims-based pricing in Integrated Shield plans and how it works 15:08 min Synopsis: Learn to protect and grow your wealth in this new Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.   In this first episode of the WealthWise podcast, BT's wealth editor Genevieve Cua breaks down what you need to know about Integrated Shield policies and the recent debate and controversy over certain aspects of cover. She tackles the following points: Shield plans: How they give you options for the type of care you want - be it a private hospital or a Class A ward in a government or restructured hospital (0:35) From April 1, 2021, all riders will now require you to co-pay 5 per cent of the hospital bill: Pros and cons (1:36)  To contain costs and claims, some insurers have launched what they call claims-based pricing: How claims-based pricing works in Shield plans (4:25) Examples of how some insurance companies here have designed their riders with claims-based pricing (7:26) Questions for insurers: With such long-running and consistently poor results, are the policies actually mis-priced? How material are the cost factors of commissions and management expenses in the profitability equation for Shield? (10:57) Produced by: Genevieve Cua ([email protected]), Ernest Luis, Lee Kim Siang and Penelope Lee Edited by: Adam Azlee Follow BT WealthWise podcasts and rate us on: Channel: http://bt.sg/btwealthwise Apple Podcasts: http://bt.sg/wwAP Spotify: http://bt.sg/wwSP Website: http://bt.sg/wealthwise Feedback to: [email protected] Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt BT Podcasts on: http://bt.sg/podcasts Follow our shows then, if you like short, practical podcasts! See omnystudio.com/listener for privacy information.