Is there such a thing as good debt in business? When is the right time to borrow money for company growth? Is debt consolidation and refinancing a good idea? And when has your debt gone too far, and bankruptcy is now on the table?
Adam Day is a Mortgage Advisor at Personalised Mortgages. Since 2009, he has been helping people understand and navigate the complex processes of buying or refinancing properties, as well as commercial lending, in both the UK and New Zealand. 
LINKS
<ul>
 <li>Find out more about Adam or contact him here: https://personalisedmortgages.co.nz/adam/</li>
</ul>
<ul>
 <li>Visit https://gilligansheppard.co.nz/</li>
</ul>

11. Creating a Marketing Budget with Teresa Ma'aelopa

Welcome to Boxers and Briefs, the podcast where business meets no-nonsense discussion. Hosted by Lisa Garrud and brought to you by Gilligan Sheppard.

This podcast covers a range of topics central to business, from leadership and strategy development to tax considerations, employee matters, purpose and vision and everything in between. We interview professionals and get to the guts of real-life business stories. Whether you're a seasoned entrepreneur or just starting your business journey, Boxers and Briefs is here to help you navigate the challenges.