Natasha and Damian, the hosts of the Black and Brown Make Green podcast, discuss the pros and cons of relying on Amazon Prime for purchases versus going without it. They share their personal experiences and insights on how to make do without Amazon Prime. Tune in to to learn more about their financial education and tips on how to manage your money with confidence. ⁠⁠⁠Book your Clarity Session⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠here⁠⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠⁠⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at ⁠⁠⁠⁠https://blackandbrownmakegreen.com/podcast⁠⁠⁠⁠ Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠⁠⁠⁠here.

In this episode, Natasha and Damian talk about how they are considering a different approach to gift-giving during Christmas time. They discuss the impact of consumerism on the environment and the importance of adopting a needs-based approach to gift-giving. Lastly, they discuss their approach of adopting a family to give to someone in actual need, and the different thought process that surrounds that act. ⁠⁠⁠Book your Clarity Session⁠ (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠here⁠⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠⁠⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at ⁠⁠⁠⁠https://blackandbrownmakegreen.com/podcast⁠⁠⁠⁠ Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠⁠⁠⁠here.⁠

What financial accounts do you use and why? Sometimes it can be crippling to decide on financial accounts because there are so many out there. In this episode, we reveal the exact accounts we use - credit cards, budgeting apps, bank accounts, and retirement accounts. Most of you probably know that we use Sofi Bank, but are you curious to know what other accounts we use on a daily basis? If so, check out this episode to find out which ones we use and why. Need a new bank? Try out SoFi! We enjoy the 4.50% APY on their savings account and use SoFi vaults to organize our money. ⁠⁠Book your Clarity Session (a detailed financial review and action plan) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠here⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at ⁠⁠⁠https://blackandbrownmakegreen.com/podcast⁠⁠⁠ Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠⁠⁠here.

Where is the hope? Rising prices, stagnant wages, and climbing debt can make life feel hopeless. How can you afford a home with today’s high prices and interest rates? How can you keep up with inflation when salary and wages are not keeping up with inflation? How do you handle the current economic challenges that make things seem hopeless? Hope is a powerful tool that can help us to overcome challenges and to achieve our goals. Even when things are tough, there is always hope. We discuss some real-life tips and strategies to help you find hope and deal with high costs and low wages. We hope that you will keep hope alive, be inspired by this conversation on remaining hopeful, and pick up some useful tips on managing your money too. Need a new bank? ⁠Try out SoFi!⁠ We enjoy the 4.50% APY on their savings account and use SoFi vaults to organize our money. ⁠⁠⁠Book your Financial Review (Clarity Session)⁠⁠⁠ Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠⁠here⁠⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠⁠⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at ⁠⁠⁠⁠https://blackandbrownmakegreen.com/podcast⁠⁠⁠⁠ Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠⁠⁠⁠here.

Getting one month ahead in your finances means that you have enough money in your bank account to cover all of your bills and expenses for the next month before it even starts. This way, you don’t have to worry about living paycheck to paycheck, overdraft fees, late payments, or unexpected emergencies. But how do you get one month ahead in your finances? It may seem impossible, especially if you are facing financial challenges or have a lot of debt. But don’t worry, we have some tips and strategies that can help you achieve this goal. We hope that this episode will inspire you to take action and get one month ahead in your finances. Remember, it is not impossible, it is just a matter of planning, prioritizing, and taking small steps every day. You can do this! Need a new bank? Try out SoFi! We enjoy the 4.50% APY on their savings account and use SoFi vaults to organize our money. ⁠⁠Book your Financial Review (Clarity Session)⁠⁠ Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠⁠here⁠⁠⁠. Sign up for the email list by visiting ⁠⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at ⁠⁠⁠https://blackandbrownmakegreen.com/podcast⁠⁠⁠ Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠⁠⁠here.⁠

In this episode, we’re going to be honest with you and tell you how we discovered that we were spending way more than we needed on some of the things that we thought were important, but actually were not. We’ll also share with you some of the strategies that we used to cut down our expenses and increase our savings. ⁠⁠Book your Financial Review (Clarity Session)⁠ Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠⁠here⁠⁠. Sign up for the email list by visiting ⁠⁠blackandbrownmakegreen.com/subscribe⁠⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at ⁠⁠https://blackandbrownmakegreen.com/podcast⁠⁠ Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠⁠here.⁠

Scott and Shaté Hayes are the hosts of The Love Haze podcast. They process out loud what most people experience in silence, and in this episode, they process their thoughts, feelings, and experiences around money out loud with us. ⁠Book your Financial Review (Clarity Session) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠here⁠. Sign up for the email list by visiting ⁠blackandbrownmakegreen.com/subscribe⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at ⁠https://blackandbrownmakegreen.com/podcast⁠ Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠here.

Jen Narciso from the ⁠Investor Mama podcast⁠ shared about travel hacking using credit cards rewards points in episode 56. Damian and I keep the conversation going by digging deeper into using credit card rewards. In episode 57, we tackle the question: Are credit card points really worth it? We share our experience using credit card points for travel, cashback, and rewards. We talk about how to know if you're getting the short end of the stick when it comes to using credit card points and the consequences of closing a credit card. We also talk about Damian's journey to reach the perfect credit score. ⁠Book your Financial Review (Clarity Session) Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how ⁠here⁠. Sign up for the email list by visiting ⁠blackandbrownmakegreen.com/subscribe⁠ We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at ⁠https://blackandbrownmakegreen.com/podcast⁠ Resources and Related Links Travel Hacking with Jen Narciso Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠here⁠.

Jen Narciso from the Investor Mama podcast has traveled to Disney, Washington D.C, and Hawaii for free or nearly free, and she shares all the details on how you can too.  Jen shares how she has used different rewards points from credit cards to get free flights, free hotels, free Disney tickets and free breakfasts! Using points for traveling always seemed like work to me, but Jen makes it super easy with her approach. Jen is the host of the Investor Mama podcast. She is a real estate investor, realtor, wife, and mom of 2. Check out her podcast, Investor Mama. Book your Clarity Session Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how here. Sign up for the email list by visiting blackandbrownmakegreen.com/subscribe We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at https://blackandbrownmakegreen.com/podcast Resources and Related Links Investor Mama podcast⁠ Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer here.

Natasha and Damian each share 3 things they think everyone should know about their money. Do you know your numbers? How much insurance should you get? Is a 3-6 month emergency fund enough for us? How do you balance making money and taking care of yourself? How do you become the best advocate for yourself in the workplace? How do you work with your partner to make your best money decisions together? What holds people back from talking about money? How can we make more Black and Brown millionaires? Book your Clarity Session Want to learn exactly where your money is going, how to track it, and how to reach your goals? Find out how here. Sign up for the email list by visiting blackandbrownmakegreen.com/subscribe We will send you our free 10 Step Guide to Figure Out Your Finances when you sign up. Listen online to this episode at https://blackandbrownmakegreen.com/podcast Resources and Related Links ⁠Financial Literacy Month (April)⁠ ⁠Grow with Jo Workout Channel⁠ ⁠Juice and Toya Workout Channel⁠ ⁠Sex, Race, and Robots - Dr. Ayanna Howard⁠ ⁠Maggie Klokkenga - Make a Money Mindshift Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer here.