After an off-market appraisal comes back nearly $150k off, Erin needs answers.  Luckily our mortgage lending correspondent, Bill Payne, is here to help. Find out what he thinks happened with the first appraisal and how to avoid situations like this in the future.   Got a Question for Bill?  Reach Out by emailing us at [email protected]     Today’s episode is brought to you by  Bill Payne NMLS ID#: 283298 with First Home Mortgage   https://www.billpaynemortgagebanker.com