Bankruptcy 101
Bankruptcy 101
Roger Kraft
A podcast with basic information about bankruptcy for consumers who may be considering filing for bankruptcy.
Episode 16 Life after bankruptcy & your credit score
In this short episode we talk about some basic strategies to increase your credit score after you've filed a bankruptcy and how long the bankruptcy will be reported on your credit report.  
Aug 3, 2023
9 min
Episode 15 How much does it cost to file for bankruptcy?
In this episode we talk about how the fees are paid in a chapter 7 and a chapter 13 and how to make sure you're paying a fair price. 
May 26, 2023
10 min
Episode 14 What happens to my tax debt
In this episode we talk about what happens to your tax debt in a chapter 7 and chapter 13 case and what tax debt qualifies for a discharge when you file a bankruptcy.  
Apr 24, 2023
12 min
Episode 13 The Adversary Proceeding
In this episode, we discuss what an adversary proceeding is, who files them, and some of the more common reasons they are filed.  
Apr 10, 2023
14 min
Episode 12 Can I buy a house after filing for bankruptcy?
In this episode I talk about how you can go about getting a mortgage loan after you've filed a bankruptcy.  I talk about the different types of mortgages and the waiting periods for getting a loan, depending on what chapter of bankruptcy you've filed.  I also give some helpful hints on how to build your credit after filing bankruptcy.  
Mar 28, 2023
14 min
Episode 11 What if I forget to list a creditor?
In this episode I'll explain some of the ramifications and options if you leave a creditor out of your bankruptcy and why it matters whether you've filed a chapter 7 or chapter 13.  
Mar 20, 2023
13 min
Episode 10 Bankruptcy & Divorce
In this episode I explore some of the more common issues that come up when a couple divorces and one or both of them need to file a bankruptcy.  I'll talk about the timing of  those cases along with how they are affected in chapter 7 and chapter 13.  
Mar 12, 2023
19 min
Episode 9 The Means Test
In this episode I'll either bore you or confuse you with the concept of what we call The Means Test, which applies in every consumer bankruptcy case.  You can't get away from it, so you may as well learn more about it and embrace this wonderful form that Congress created in 2005.  Boo, Hiss!  There is no explicit language in this podcast, but the Means Test will make you want to swear!
Mar 5, 2023
12 min
Episode 8 Administering your Chapter 7
In this episode we talk about how a chapter 7 trustee administers your estate.  You'll learn how a trustee views your assets and values those assets and then makes a determination as to whether the trustee will require you to turn over certain assets.  
Feb 27, 2023
11 min
Episode 7:  The Debt.  What goes and what stays.
In this episode we talk about what types of debt are typically discharged in a bankruptcy and some of the debts are not dischargeable, or, at least more difficult to discharge.  We also talk about the myths of not being able to discharge tax debt and student loans.  
Feb 20, 2023
21 min
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