B Medicare Aware
B Medicare Aware
Stephen Beck
Most of us will eventually have Medicare, and you probably have a family member or friend who is currently a Medicare beneficiary. There is a lot to learn about these vital benefits, and I will use my 10 years of experience working with Medicare beneficiaries to teach you how it works.
COVID-19 Update
We are still in the middle of a Pandemic and COVID-19 cases and deaths are setting records. Since Medicare beneficiaries make up a large percentage of the severe cases and deaths, I am providing an update that includes some of what we have learned. Even though this podcast is Medicare focused, this episode has valuable information for all. Please share it with everyone you care about. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Nov 13, 2020
16 min
Brand-name versus Generic Drugs
Choosing to switch your brand name medication to a generic is not an easy decision for some Medicare beneficiaries. For others, they anxiously await the next generic release. Many generics are substantially less expensive than their brand name equivalents. Why is that? Are generics inferior? While shopping for a Medicare Part D prescription drug plan during the Annual Enrollment Period, you may find plans that do not include your brand name drug in their formulary, but generic equivalents are available. This episode will help you understand why and if you should consider changing to a generic. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Nov 6, 2020
13 min
Before Picking a Prescription Drug Plan
Like I mentioned in Episodes 4 and 5, few parts of Medicare impact the daily lives of most beneficiaries like Medicare Part D. Medicare beneficiaries take more prescription drugs than any other group of U.S. citizens. In this episode, I explain what you need to know while you shop for a prescription drug plan during the Annual Enrollment Period. You should definitely listen to this episode at least once. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Oct 30, 2020
16 min
Medicare Cancer Screenings
Benjamin Franklin said that “an ounce of prevention is worth a pound of cure.” Medicare Cancer screenings save lives. Medicare beneficiaries have these benefits and should be aware of them. In this episode, I list and explain each one. October is National Breast Cancer Awareness Month. If you have not already, make an appointment for your annual wellness visits and ask your physician about the Medicare cancer screenings that you are entitled to. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Oct 23, 2020
16 min
Coverage Determination Decision
While you are shopping for a Medicare Part D prescription drug plan or Medicare Advantage Plan, you may find a plan that almost checks all the boxes. One of your prescription drugs may not be in the plan’s formulary or it would be subject to utilization management like a quantity limit. What should you do? In this episode, I discuss the decision to enroll in the plan and requesting a Coverage Determination. During the Annual Enrollment Period (AEP), you will face some challenges. This podcast prepares you for them. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Oct 16, 2020
15 min
Understanding Medicare Advantage
Statistics show that more Medicare beneficiaries are enrolling in Medicare Advantage plans. You may be in one now or considering it for the upcoming Annual Enrollment Period (AEP). In this episode, I will list and explain the Things to know about Medicare Advantage Plans according to Medicare.gov. Be prepared for the Annual Enrollment Period more than ever before and listen to this episode and the others leading up to the AEP. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Oct 9, 2020
17 min
Coordination of Benefits with Medicare
Some Medicare beneficiaries have other coverage along with Medicare. That coverage may be Medicaid, an employer plan, VA benefits, or something else. How do these plans work together? Which plan pays first? In this episode, I answer these questions. For the Annual Enrollment Period (AEP), you will need to inform your new plan of your other coverage, if you change plans, so they can coordinate your benefits. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Oct 2, 2020
13 min
Medicare Plan Finder
The Medicare Plan Finder is the most used tool on Medicare.gov. In 2019, the Centers for Medicare & Medicaid Services (CMS) launched a modernized and redesigned Plan Finder. In this episode, I talk about the improvements and give step-by-step instructions on using it. Whether you have Original Medicare with or without a Medicare Supplement plan, a Part D prescription drug plan, or Medicare Advantage, you will appreciate the new Medicare Plan Finder and this episode. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Sep 25, 2020
15 min
Important Improvements if on Insulin
Approximately one in five Medicare beneficiaries are affected by diabetes. If you are a beneficiary on insulin or know someone who is, you will want to listen to this episode. For plan year 2021, there are numerous improvements to Medicare diabetes benefits. I encourage you to be familiar with these changes before the Annual Enrollment Period which starts next month. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Sep 18, 2020
15 min
What's New for 2021?
There are some significant changes to Medicare planned for 2021. What are they? Why make these particular changes? In this episode, I list and explain most of the important ones. Before the upcoming Annual Enrollment Period, you should be informed of any changes that could affect you. If you are a Medicare beneficiary with certain medical conditions, it is imperative for you to get this information. --- Send in a voice message: https://podcasters.spotify.com/pod/show/b-medicare-aware/message
Sep 11, 2020
15 min
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