January Market SummaryEmergency Savings AccountsCrypto ConsiderationsWho Pays Gift Tax?

2023 MarketsBitcoin ETFs Secure 2.0 Clarified Successful Resolutions Landlord LiabilityReferences:https://www.thinkadvisor.com/2024/01/05/bitcoin-etf-issuers-clear-major-hurdle-on-path-to-sec-approval/ https://www.thinkadvisor.com/2024/01/04/irs-clarifies-secure-2-0-rules/

New Fed ToneNew Fiduciary Rule Won’t Hurt Smaller InvestorsHow the Grinch Learns Good Money Skills What’s a Santa Claus Rally?References:https://www.marketwatch.com/story/fed-could-be-the-grinch-who-stole-cash-earning-5-what-a-powell-pivot-means-for-investors-35422034?mod=home-pagehttps://www.thinkadvisor.com/2023/12/13/consumer-groups-hit-back-at-dol-fiduciary-rule-foes/ https://en.wikipedia.org/wiki/How_the_Grinch_Stole_Christmas!#:~:text=Dr.%20Seuss%20working%20on%20How,How%20the%20Grinch%20Stole%20Christmas!

Black FridayIRS Clarification on Venmo TransactionsMedicare Advantage PlansRMD Start Date ConfusionReferences:https://www.marketwatch.com/story/black-friday-online-shopping-up-more-than-7-poised-to-set-new-record-4e693faa?mod=home-page

Halloween Edition!Manage Market Fears with Risk Tolerance Who Are You Really Working With? What's Behind Your Investments Masks? ESG Considerations

Great Job Report Money Market Regulations Making Your Money Less ScaryWhat’s a Wash Sale?https://www.bloomberg.com/news/newsletters/2023-10-06/bloomberg-evening-briefing-another-unexpected-surge-in-us-employmentwww.sec.gov/files/rules/final/2023/33-11211.pdf

Interest Rates Taxing Digital Currencies Financial Football--DefenseWhen are Taxes Due?

Federal Reserve Action This Week Spousal 401k distributions Football and Finance My Number One Question

Fitch DowngradeSocial Security Disability Taxation Planning Before the HolidaysCalculating Your Retirement Need https://www.cnbc.com/2023/08/03/warren-buffett-says-hes-not-worried-about-fitchs-us-downgrade.html https://www.axios.com/2023/08/02/fitch-downgrade-us-ratinghttps://www.thinkadvisor.com/2023/08/02/new-bill-would-exclude-social-security-lump-sums-from-tax-hit/

Market UpdatePonzi SchemesPlanning for Education 529 Plan Conversions to Rothshttps://www.forbes.com/advisor/retirement/529-to-roth-ira/