Target Date Funds have become one of the largest holders of assets in the retirement plan industry and more than likely, you are using them in an account.But how do they work actually?And more imnportantly, should you be using them at all.Listen in as we try to make some sense of it all in Target Dates - Who's Idea was this anyway?We are sipping on Sam Adams Octoberfest in this episode.

Over the years of working with and supporting participants in many diffferent retirement plans, we've seen a lot of questionable behavior when it comes to how employees handle their accounts.These are the ones that occur most often, but are usually the easiest to fix.Are you making any of them with your accounts?Tune in to find out.

Nobody ever really thinks about their credit until they asbolutely have too - buy a car, get a loan, even rent an apartment. But understanding your credit, especially your credit score, is extremely important. Listen in as we go over some of the steps you can take to have a better control over your credit and your finances.

Everybody (Suzie, Dave) ells you that you should have an Emergency Reserves Account, usually with an amount that seems way to overwhelming to even try to accomplish. But they also don't tell you how to get started or where you should put it.Listen in as we try to make some sense of all of the noise around Emergency Reserve Accounts

Confused by all the terms & jargon that gets thrown around by financial people? So are we! Let's take a step back and try to make sense of the strategies and what they really mean for you and financial goals.

Have you ever really looked at your paycheck?Your tax withholding status.What company benefits are worth taking and which are not? Join us to get a better understanding and see if you should be making some changes.

If you got sick or were injured and could not work, then would you your lifestyle be impacted?If the answer is yes, or maybe, then you should be looking into disability income protection.Because the unfortunate reality is that you are far more likely to get hurt then you are to die.And then where does that leave you?

MIND YOUR GAP! The problem for most retirees today in not having a guaranteed source of income other than Social Security to rely in retirement. Past generations had pensions, Income guaranteed by the company to provide for the rest of your life. Today however, either the company no longer offers a pension or the it isn't in business any longer. What can you do? What is the outcome you are trying to achieve and what are some of the strategies you can put in place to make it a reality?

What's the difference between an IRA & a ROTH IRA? Can I have both? Who can open one and how much can I contribute to it? What is a ROTH conversion and should I consider doing one?My employer retirement plan offers ROTH, is that different?Listen in as we try to answer these and other questions about Understanding ROTH & ROTH Conversions.For this episode we are sipping on Autumn Fest lager

We all have the dream of wanting to retire early, but the folks who follow the principles of FIRE actually realize that dream. Howver, there are sacrifices and choices they make that many of us would not follow. We feel there are some parts of the strategy that everyone can add or implement in their lives in some way.