Almost 30
Almost 30
Krista Williams & Lindsey Simcik | Wellness & Personal Growth Hosts
914. How the algorithm keeps you living paycheck to paycheck
1 hour 15 minutes Posted Oct 8, 2026 at 10:00 am.
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Show notes
Anthony O’Neal, author of Stop Living Paycheck to Paycheck, joins us for a conversation about money, mindset, and building a life beyond survival mode. He opens up about the moment he realized looking wealthy wasn’t the same as actually being wealthy—and how that realization changed everything.
We get into what it really means to build wealth, from creating a vision for your money to developing the habits that will actually get you there. Anthony shares his approach to debt, saving, investing, generosity, and preparing for a future where the way we work and make money may look very different.
We also go deep on relationships, family, and the money stories we inherit. Anthony shares why couples need a shared financial vision, why kids need to be part of honest money conversations, and how changing your relationship with money can become part of your personal growth + legacy.
We also talk about: 
Why a pay raise shouldn’t immediately change your lifestyle
The difference between a dream + an actual vision
Why your five closest friends can impact your wealth
How to build a one-month financial cushion
Estate planning essentials most people overlook
Why social media can distort your idea of success
The financial lessons we absorb from our parents
What money meetings can look like as a family
Why couples need a shared vision for their money
Anthony’s vision for legacy, freedom, and his future family
Resources:
Instagram: https://www.instagram.com/anthonyoneal/
TikTok: https://www.tiktok.com/@_anthonyoneal
YouTube: https://www.youtube.com/c/anthonyoneal
Facebook: https://www.facebook.com/aoneal
X: https://x.com/AnthonyONeal
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