Hey guys, in this episode we cover:Buy now pay later, what it is and how to use it,What debt is and my opinions on it,The used car marketBad habits of spending money that we don't have, We discuss if a new car is better than an old car, What is a hecs debt and are they a good idea? Dont forget if you havent already, check out my recent upload on YouTube - Allison Kincaid - and follow my instagram - Allies_content.