Having well-cared skin means that you experience less frequent breakouts and show less irritation on your face. Improving the quality of your skin is easy and can have a big impact on your life. Here are the products I use: https://tinyurl.com/mu4774rw The Steps You can certainly get fancier with it, but a complete skin-care routine has just five basic steps: 1. Cleanser 2. Toner 3. Serum 4. Eye Cream 5. Moisturizer Until this becomes second nature, write it down on a sticky note and place it on your bathroom mirror, or keep this list handy on your phone. Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits Source: https://www.gq.com/story/everything-you-need-to-know-to-start-a-skincare-routine

Time management is a skill that takes time to develop and not everyone is proficient at it. We're always in control of our time, and one habit of taking accountability ensures that you complete tasks on time. Ali Abdaal Twitter Thread: https://twitter.com/AliAbdaal/status/1497677106725146627 Ali Abdall YouTube Channel: https://www.youtube.com/channel/UCoOae5nYA7VqaXzerajD0lg Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits

If you are struggling with a low credit score, then listen to this episode to learn strategies on how you can improve your credit score. Paying off your statements faster and keeping your credit utilization below 30% are the top two ways. Disclaimer: I am not a financial advisor and this episode is for informational purposes only.  Source: https://www.nerdwallet.com/article/finance/raise-credit-score-fast

Achieving a work-life balance with a full-time job can feel stressful enough. Add to that the responsibilities of grad school and it may feel downright impossible. I will talk about my strategies for managing my time and how I can set boundaries in my schedule to make sure I have enough time to work on my assignments.  Avoid the “Planning Fallacy” The most common culprit of stress for grad students is the “planning fallacy”—or overestimating the time it will take to complete short tasks, and underestimating the time it takes to complete projects. Account for every hour in your week, whether it’s showering, working, commuting, cooking, or sleeping. When you need extra time for assignments, review your logbook and reprioritize. After tracking how you spend your time, it becomes easier to establish clear boundaries, which can help with time management, as well. Map out a schedule that works with your prior commitments the night before and stick to it. If you allot 7:00 p.m. to 9:00 p.m. for coursework, for example, don’t start late at 7:30 p.m.  Source: https://www.northeastern.edu/graduate/blog/grad-school-or-work/

You certainly don't want to undermine a year of hard work. I'll provide commentary on Dave Kline's 13 tips on how to crush your next annual performance review. The performance review is a meeting where you need to embrace and a process where you can influence. This is your chance to negotiate and have data to back your reasoning for that raise you want to get. Twitter Thread: https://twitter.com/dklineii/status/1456293882795286531 Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits

Saving enough for a down payment is totally doable if with a few smart saving strategies. Here are some tips I will talk about in the episode: Set your house budget Set your savings goal Set a timeline Make a budget and track your spending Mortgage Calculator: https://www.trulia.com/mortgage-payment-calculator/ Source: https://www.trulia.com/guides/how-to-save-for-a-house/

How you can learn anything with Feynman Technique. The Feynman Technique is a learning framework that forces you to strip away needless complexity and develop a deep, elegant understanding of a given topic. Sahil Bloom's Twitter Thread: https://twitter.com/sahilbloom/status/1358108840198168576?lang=en Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits

Have you ever wondered how you can stop procrastinating? Procrastination is defined as the action of postponing or delaying something. It's not new, everyone procrastinates. In this episode, I'll talk about the 5 core steps to stop procrastinating. Awareness, deconstruction, plan creation, stake creation, and action. Sahil Bloom's Twitter Thread: https://twitter.com/SahilBloom/status/1489968127588851724?s=20&t=OlIMTwWALX1pn_HYfkhmLQ Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits

An emergency fund is a stash of money that is usually kept in a high-yield savings account to cover any surprises that live throws at you. It could be unexpected expenses like unforeseen medical expenses, home repairs, car fixes, or even job loss. Nerd Wallet Emergency Fund Calculator: https://www.nerdwallet.com/article/banking/emergency-fund-calculator Best Savings Accounts: https://www.bankrate.com/banking/savings/rates/ Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits

Getting pre-approved for a mortgage makes you a more serious homebuyer candidate. In this episode, I will talk about the difference between pre-qualification and pre-approval. Preapproval is the next step if you get a thumbs up during pre-qualification. During the mortgage preapproval process, a lender pulls your credit report and reviews documents to verify your income, assets, and debts. If you’re confident about your credit and financial readiness to buy a home and you’re ready to start shopping, then you might skip the pre-qualification step and go straight to preapproval. Debt to Income Ratio Calculator: https://www.nerdwallet.com/blog/mortgages/debt-to-income-ratio-calculator/ Source: https://www.nerdwallet.com/article/mortgages/how-to-get-a-mortgage-preapproval & https://www.rocketmortgage.com/learn/mortgage-preapproval Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits