Adulting with Will Ma

In today's high-paced and high-stress world, communication is more important than ever. Listening helps build relationships, solve problems, ensure understanding, resolve conflicts, and improve accuracy. At work, effective listening means fewer errors and less wasted time. Source: https://www.forbes.com/sites/womensmedia/2012/11/09/10-steps-to-effective-listening/?sh=2753c03b3891 Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support

Applying to health insurance should not be confusing and there is definitely a lot of jargon around health insurance. The number of acronyms there are will make your head spin. In this episode, I will talk about what to do when you turn 26 and the two acronyms you should know when you choose a health insurance plan.  Source: https://www.npr.org/2021/10/15/1046371801/health-insurance-terms-defined-open-enrollment & https://www.healthcare.gov/young-adults/children-under-26/ Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support

In this episode, I will teach you about my budgeting techniques and how you can spend less money. Have you ever ordered food on delivery apps and simply overspend. I'll talk about the 50-30-20 method of budgeting and the power of scarcity.  Budget Calculator: https://www.nerdwallet.com/article/finance/nerdwallet-budget-calculator Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support

Are you interested in buying a condo, then stay tuned and listen to this episode to learn about the pros and cons of owning a condo. Homeownership is the pathway to becoming an adult and being able to own home equity.  Given the housing market or area of town where you’re looking to purchase a home, condos may be the most popular option. In downtown areas, for example, condos are a common choice. Most downtown areas don’t have single-family houses next to office buildings and shops, but condo buildings are often mixed in with these convenient urban amenities. In the episode, I'll talk about the differences between a condo and a single-family home. Source: https://www.newamericanfunding.com/blog/pros-and-cons-of-buying-a-condo/ Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - upstairs (cha cha) --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support

When you’re ready to get a mortgage, you’ve got a lot of options. Local banks, national banks, credit unions, and mortgage companies are among the most common. Any of them could be the best mortgage lender for you, based on your needs. If you want a very hands-on experience where you can walk into a person’s office and ask questions, a local bank or credit union might be a good fit. If you want a hands-off, online-only experience, some online mortgage lenders offer that. It’s a good idea to look closely at a few vendors in each category to see which one offers terms and services that fit well with your life. You can use Trulia’s pre-qualification tool to connect with local lenders near you. Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - upstairs (cha cha) --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support

Impact Players bring their A-game to everything they do. Impact Players make a significant individual contribution, and also have a positive effect on the entire team. They do work of exceptional value and impact, and you want more of them. Get the book here: https://www.amazon.com/Impact-Players-Take-Bigger-Multiply/dp/0063063328 Check out the Liz Wiseman on the Dare to Lead Podcast with Brene Brown: https://brenebrown.com/podcast/impact-players/ Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - end credits --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support

Before you commit to a real estate agent, here are some questions you should ask: Can you summarize your background, bio, and the type of real estate work you typically do? What is your relationship with clients like? What’s your strategy as a buyer’s agent? What’s your strategy as a buyer’s agent? Will you provide three references for me to call? First-Time Home Buyer Template: https://willdotboston.gumroad.com/l/vFeTI Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - upstairs (cha cha) --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support

How to determine how much house you can actually afford: Estimate your down payment Map out your realistic budget Use your debt or (lack of debt) as a guide See how much interest rate you'll get  Factor in local costs like property taxes. First-time homebuyer Notion Template: https://willdotboston.gumroad.com/l/vFeTI Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - upstairs (cha cha) --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support

We'll talk about why it is important to be on time for work and for your appointments. Being on time can help you appear professional, lower your stress, and can have other benefits as well. I'll also dive into tips on how I am on time for most of the events I attend. Articles mentioned in the podcast: https://www.indeed.com/career-advice/career-development/being-on-time-for-work & https://www.lifehack.org/articles/featured/how-to-be-on-time-every-time.html Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - upstairs (cha cha) --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support

Ever wondered how you can have better conversations with your co-workers, family, and peers? In this episode, we refer to Celeste Headlee's TED Talk on "10 Ways to Have a Better Conversation". I picked the ones that I liked that will benefit your future conversations. Check out the TED Talk here: https://www.ted.com/talks/celeste_headlee_10_ways_to_have_a_better_conversation Intro Music: Louie Zong - bread frenzy! Outro Music: Louie Zong - upstairs (cha cha) --- Send in a voice message: https://anchor.fm/adulting-with-will-ma/message Support this podcast: https://anchor.fm/adulting-with-will-ma/support