Today’s interest rate environment looks to be here to stay. With home affordability emerging as a significant issue for many Americans, many consumers are putting their plans of buying, selling, or upgrading a house on the back burner. The guys are here to quantify this impact and give you real-world scenarios to help you decide what’s best for your situation. If you register for the CWA Annual Meeting during the month of October using promo code WEALTH, you’ll receive $100 off registration price. This offer is only valid during the month of October. LINKS: Why Are Mortgage Rates So High?  Bloomberg 2024 Projected U.S. Tax Rates cainwatters.com Submit a Question Facebook | YouTube

If you extended your tax return, this means the October 16 deadline is approaching, and the questions from clients are flooding in. And while a tax extension allows for extra time to gather and file paperwork, it’s not an extension of time to pay.  You might also be wondering what you can and cannot deduct, the chances of an audit, updated tax laws, and more. Here's your chance to listen to the guys answer the most common tax questions they get right around this time of year.   LINKS: IRS Pauses New ERC Claims cainwatters.com Submit a Question Facebook | YouTube

Some say history repeats, but is that what the Fed is doing? In this episode, we walk down memory lane into the 70s when the Fed eased up on interest rates too quickly, how that wreaked havoc on the economy, and what the lessons learned were. And while NVIDIA has made headlines, special guest Brad Sanders joins Hunter to review why technology stocks soared this year, which is not what we’ve seen historically in volatile markets. LINKS: cainwatters.com Submit a Question Facebook | YouTube

This week, things sound a little different! Host Hunter Satterfield was recently featured on NDP's Transition Talk, where he discussed data trends and offered solutions to dental owner's top concerns. He gets into the nitty gritty of acknowledging dentists' issues, yet how to look at inflation as an opportunity for your top line. LINKS: How Does Your Practice Compare? Report cainwatters.com Submit a Question Facebook | YouTube  

Dentists in Memphis, this one's for you! Not really. In this episode, the guys compare how wealth stacks up depending on your state and where you might want to move to get the most bang for your buck long-term. And speaking of long-term, they discuss the average rate of return for a Vanguard 401(k) balance compared to the S&P 500 over the years. LINKS: Bloomberg Are You Rich? Vanguard Institutional How America Saves Report 2023 cainwatters.com Submit a Question Facebook | YouTube

Americans have shown resilience these last few years. Despite record-high inflation and a rocky economic climate, the How America Saves Report 2023 reveals that people have navigated the landscape better than expected. Over 25% of Americans contributed more than 10% of their income to their retirement savings. But what's the median savings rate? The guys dive into this number and detail other record highs in Americans' savings, so sit back and listen because you might be in for a surprise.   LINKS:Vanguard Institutional How America Saves Report 2023 cainwatters.com Submit a Question Facebook | YouTube

Tapping into your full hygiene potential could make all the difference on your bottom line. In fact, a practice with a couple of full-time hygienists could see upwards of 33-35% production from hygiene alone. Bringing 20+ years of hygiene and practice administrator experience to the show, CEO & Founder of Inspired Hygiene Rachel Wall details how her team helps dental practices get the entire team on the same page to elevate the hygiene department, its services, systems, and ultimately profitability.   LINKS: Guest CEO of Inspired Hygiene, Rachel Wall Data to Navigate Today's Labor Market Perio Percentage Calculator Tool Submit a Question Facebook | YouTube

Sometimes, insurance can seem like more trouble than it's worth. Is there a breaking point where dentists need to stop trying to negotiate and just move on? And where do you even begin? Closing out this series on insurance, the guys sit down with Dr. John Carson, who shares his experience with dropping an insurance plan that 50% of his patient base was on.   LINKS: Guest Dr. John Carson  cainwatters.com Submit a Question Facebook | YouTube  

To negotiate or not to negotiate. There are many what-ifs to consider when negotiating insurance plans, from breaking the news to your patients to protecting your fees. That’s why we brought in Ben Tuinei, who makes it his everyday mission to help dentists negotiate better payment terms for insurance plans so that insurance isn’t driving daily decisions for your practice.    LINKS: Veritas Dental Resources cainwatters.com Submit a Question Facebook | YouTube

When it comes to what insurance your dental practice accepts, this is often a massive decision that must consider the demographics of patients in your area. The plans you accept can either help attract new patients or cost you others. Not to mention, most doctors avoid looking at insurance's impact on the practice, so this week, the guys break down the criteria on what practice owners should examine in terms of reimbursements and the insurance offerings of your practice. LINKS: cainwatters.com Submit a Question Facebook | YouTube