On March 29, 2022, the U.S. House of Representatives passed the Securing a Strong Retirement Act of 2022, commonly known as SECURE Act 2.0. The bill builds on the SECURE Act of 2019—which was aimed at increasing retirement savings and encouraging participation in employer-sponsored retirement plans. Its changes are intended to assist all Americans with building lifetime financial security. Keep in mind that the legislation is still evolving. Lawmakers may revise the SECURE 2.0 provisions as the Senate works through the legislation. Once finalized and if passed by the Senate, the bill will then go to the President for consideration. Today we will cover many of the proposed changes:·       Changes – reduces the penalty for missing a distribution if you don’t take your RMD·       Changing the age for Required Minimum Distributions from 72 to 75. This may be phased in over time or be immediate.·       Adding a catch-up provision for IRA – allows for the fund to be indexed for inflation.·       Qualified charitable distributions up to $100,000 per year·       Penalty-free distributions for domestic abuse victims·       Beneficiaries IRAs – annual withdrawals over a lifetime, shorted over a 10-year period. ·       SEP and simple IRAs to allow Roth contributions·       Employers allow employees to take distributions out to pay for long term care premiumsWe welcome you to take a listen and if you have questions feel free to contact us 810 732-7411.Stephens Wealth Management Group (SWMG)  is a wealth management practice located at 5206 Gateway Centre, Suite 300, Flint, Michigan. You can reach our office at (810)732-7411 Investment advisory services offered by SWMG, a DBA of Stephens Consulting LLC, an SEC registered investment adviser. Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by SWMG, or any non-investment related content, made reference to directly or indirectly in this Podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this podcast serves as the receipt of, or as a substitute for, personalized investment advice from SWMG.  To the extent that a listener has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing.  SWMG is neither a law firm, nor a certified public accounting firm, and no portion of the Podcast content should be construed as legal or accounting advice.  A copy of SWMG current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.stephenswmg.com. Content represents the opinion of the speaker and not necessarily that of SWMG. 

Estate planning is critical to protecting your legacy, no matter your age or wealth. Effective estate planning can help you to avoid unnecessary taxes and legal tie-ups and enable property and money to be distributed according to your wishes. Listen to Jill’s podcast with Attorney Heidi McAra for more information. Our podcasts will cover topics that we are passionate about.  Financial topics can sometime be tricky and complex.  Our goal will be to breakdown our topics into smaller bite size chunks of information that make sense.  You don't need to have a vast knowledge of the stock market or a financial background to benefit from our recordings, rather just the contrary.  We welcome you to take a listen and if you have questions feel free to contact us 810 732-7411. Stephens Wealth Management Group (SWMG)  is a wealth management practice located at 5206 Gateway Centre, Suite 300, Flint, Michigan. Investment advisory services offered by SWMG, a DBA of Stephens Consulting LLC, an SEC registered investment adviser. Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by SWMG, or any non-investment related content, made reference to directly or indirectly in this podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this podcast serves as the receipt of, or as a substitute for, personalized investment advice from SWMG.  To the extent that a listener has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing.  SWMG is neither a law firm, nor a certified public accounting firm, and no portion of the Podcast content should be construed as legal or accounting advice.  A copy of SWMG current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.stephenswmg.com. Content represents the opinion of the speaker and not necessarily that of SWMG. 

Welcome to A Word On Wealth.  Our podcasts will cover topics that we are passionate about.  Financial topics can sometime be tricky and complex.  Our goal will be to breakdown our topics into smaller bite size chunks of information that make sense.  You don't need to have a vast knowledge of the stock market or a financial background to benefit from our recordings, rather just the contrary.  We welcome you to take a listen and if you have questions feel free to contact us  810 732-7411. Investment advisory services offered by SWMG, a DBA of Stephens Consulting LLC, an SEC registered investment adviser. Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by SWMG, or any non-investment related content, made reference to directly or indirectly in this Podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this podcast serves as the receipt of, or as a substitute for, personalized investment advice from SWMG.  To the extent that a listener has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing.  SWMG is neither a law firm, nor a certified public accounting firm, and no portion of the Podcast content should be construed as legal or accounting advice.  A copy of SWMG current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.stephenswmg.com. Content represents the opinion of the speaker and not necessarily that of SWMG. Stephens Wealth Management Group (SWMG)  is a wealth management practice located at 5206 Gateway Centre, Suite 300, Flint, Michigan. You can reach our office at (810)732-7411.

Jill Carr (SWMG Wealth Advisor) and Jessica Brown (Owner of Dream Vacations) discuss and share insights intended to help retirees (and other travel lovers) save time, money, and stress. For more travel planning information, contact Jessica Brown by phone at (810) 354-9004 or via email at  [email protected].  Feel free to learn more about Dream Vacations at their website - www.wayfindervacations.com.Stephens Wealth Management Group (SWMG) is a wealth management practice located at 5206 Gateway Centre, Suite 300, Flint, Michigan.  (810) 732-7411 / https://stephenswmg.com/.  Investment advisory services offered by SWMG, a DBA of Stephens Consulting LLC, an SEC registered investment adviser. To the extent that a listener has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. SWMG is neither a law firm, nor a certified public accounting firm, and no portion of the Podcast content should be construed as legal or accounting advice. A copy of SWMG’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at ADV 2A - IAPD. All content represents the opinion of the speaker and not necessarily that of SWMG.  You can reach to our office at (810) 732-7411.  

Welcome to A Word On Wealth.  With the tragic event of the Russian invasion of Ukraine and the beginning of the Fed announcement of increasing interest rates for the foreseeable future, we thought it would be a good time for sharing our thoughts and hopefully bring you some useful perspective on the investment front.Our podcasts will cover topics that we are passionate about.  Financial topics can sometime be tricky and complex.  Our goal will be to breakdown our topics into smaller bite size chunks of information that make sense.  You don't need to have a vast knowledge of the stock market or a financial background to benefit from our recordings, rather just the contrary.  We welcome you to take a listen and if you have questions feel free to contact us 810 732-7411.Stephens Wealth Management Group (SWMG)  is a wealth management practice located at 5206 Gateway Centre, Suite 300, Flint, Michigan. You can reach our office at (810)732-7411 Investment advisory services offered by SWMG, a DBA of Stephens Consulting LLC, an SEC registered investment adviser. Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by SWMG, or any non-investment related content, made reference to directly or indirectly in this Podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this podcast serves as the receipt of, or as a substitute for, personalized investment advice from SWMG.  To the extent that a listener has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing.  SWMG is neither a law firm, nor a certified public accounting firm, and no portion of the Podcast content should be construed as legal or accounting advice.  A copy of SWMG current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.stephenswmg.com. Content represents the opinion of the speaker and not necessarily that of SWMG. 

In honor of International Women’s Day, focused on ensuring equality today for a sustainable tomorrow, we are producing a special podcast with useful financial management tips and information for women.The podcast will feature three of our female wealth advisors –Sherri Stephens, Jill Carr, and Jessie Stirling.Our goal is to keep the podcast entertaining and informative, as we know more and more women are playing not just a key role, but rather the lead role, in their family’s finances.Welcome to,  A Word On Wealth Podcast! Stephens Wealth Management Group (SWMG)  is a wealth management practice located at 5206 Gateway Centre, Suite 300, Flint, Michigan. You can reach our office at (810)732-7411 Investment advisory services offered by SWMG, a DBA of Stephens Consulting LLC, an SEC registered investment adviser. Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by SWMG, or any non-investment related content, made reference to directly or indirectly in this Podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this podcast serves as the receipt of, or as a substitute for, personalized investment advice from SWMG.  To the extent that a listener has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing.  SWMG is neither a law firm, nor a certified public accounting firm, and no portion of the Podcast content should be construed as legal or accounting advice.  A copy of SWMG current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.stephenswmg.com. Content represents the opinion of the speaker and not necessarily that of SWMG.