Show Notes Todd is back in the studio after a couple weeks hiatus, and is joined by his co-host, Vicki Rogers, and Coral Abood of Willow Tree Imaging. They tackle some serious financial dos and don’ts when in the midst of a pandemic, which we are! Todd gives critical advice about asset aggregation systems, what to consider when choosing mutual funds, exchange-traded funds, and hedge funds as well as the differences between them. . Show Links www.tkmfsllc.com FB - @tkmfsllc 502.450.PLAN (7526) . Guest Links Coral Abood - Willow Tree Imaging www.willowtreeimaging.com . Show Sponsor Old Louisville Candy Kitchen 502.216.7330 www.gethappyballs.com . On-Air Partner Information Jennifer Bock Swan Financial [email protected] 502.649.7382 www.swanhelp.com . Rita Ernst - Ignite Your Extraordinary [email protected] www.igniteextraordinary.com FB - @igniteextraordinary IG - @igniteextraordinary Connect with Rita on LinkedIn . 502.235.6791 www.igniteextraordinary.com . Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Linda K. Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Advertising Partners Ntaba Coffee Haus www.ntabacoffeehaus.com . One Love Hemp Dispensary www.onelovehempdispensary.com . Willow Tree Imaging www.willowtreeimaging.com . Featured Artist: Kris Effort - “Move On” @kriseffortmusic

Show Notes Todd and Vicki once again welcome Rita Ernst, Business Coach and owner of Ignite Your Extraordinary back to the studio. They come together to discuss trends and concerns amongst business owners and what business owners should focus on during this ongoing pandemic and the current economic climate. From core values and mission statements to messaging and interpersonal relationships, they cover some of the most integral parts of business that need time, attention, and energy from  . Show Links www.tkmfsllc.com FB - @tkmfsllc 502.450.PLAN (7526) . Guest Links Rita Ernst - Ignite Your Extraordinary [email protected] www.igniteextraordinary.com FB - @igniteextraordinary IG - @igniteextraordinary Connect with Rita on LinkedIn . Show Sponsor Old Louisville Candy Kitchen 502.216.7330 www.gethappyballs.com . On-Air Partner Information Jennifer Bock Swan Financial [email protected] 502.649.7382 www.swanhelp.com . Rita Ernst Ignite The Extraordinary [email protected] 502.235.6791 www.igniteextraordinary.com . Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Linda K. Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Advertising Partners Ntaba Coffee Haus www.ntabacoffeehaus.com . One Love Hemp Dispensary www.onelovehempdispensary.com . Willow Tree Imaging www.willowtreeimaging.com . Featured Artist: Ben Lucas Apple Music Spotify IG - @bpaullucas

Show Notes Todd, Vicki, and Coral spice things up in this episode with some much needed laughs given the other rather somber topics they touch on. Corporations are beginning to require employees to be vaccinated and apparently it will hold up in court. With the situation in Afghanistan, Todd speculates how the market may be affected. Todd goes into many of the reasons identity-protection may be more necessary than ever, and gives some tips to protect yourself. . Show Links www.tkmfsllc.com FB - @tkmfsllc 502.450.PLAN (7526) . Show Sponsor Old Louisville Candy Kitchen 502.216.7330 www.gethappyballs.com . On-Air Partner Information Jennifer Bock Swan Financial [email protected] 502.649.7382 www.swanhelp.com . Rita Ernst Ignite The Extraordinary [email protected] 502.235.6791 www.igniteextraordinary.com . Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Linda K. Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Advertising Partners Ntaba Coffee Haus www.ntabacoffeehaus.com . One Love Hemp Dispensary www.onelovehempdispensary.com . Willow Tree Imaging www.willowtreeimaging.com . Featured Artist: Prana Songbird www.pranasongbird.com FB - @pranasong IG - @prana_songbird YouTube

Show Notes Good news is that the current administration has been on record to not favor shutdowns Todd, Vicki and Coral open up a discussion regarding the three different types of financial services industry companies and how the differences affect the consumer. A bank makes decisions that are always going to favor the bank which is the opposite of a Fiduciary Approach. Banks also don’t have to be transparent about investigations concerning security laws broken internally. Broker Dealers deal from their own inventory, putting the Firm before the clients, and advisors have sales goals to hit, putting these markers before the well-being of the clients. . Enter registered investment advising firms (RIAs) who assume liability for their clients funds, maintain discretion, and must, at all times adhere to the fiduciary approach. Todd highlights some prime examples that prove the client first mantra that RIAs live by. . Show Links www.tkmfsllc.comFB - @tkmfsllc502.450.PLAN (7526). Show Sponsor Old Louisville Candy Kitchen 502.216.7330 www.gethappyballs.com . On-Air Partner Information Jennifer Bock Swan Financial [email protected] 502.649.7382 www.swanhelp.com . Rita Ernst Ignite The Extraordinary [email protected] 502.235.6791 www.igniteextraordinary.com . Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Linda K. Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Advertising Partners Ntaba Coffee Haus www.ntabacoffeehaus.com . One Love Hemp Dispensary www.onelovehempdispensary.com . Willow Tree Imaging www.willowtreeimaging.com . Featured Artist: Dead Crow Road www.deadcrowroad.co.uk FB - https://www.facebook.com/DeadCrowRoad/ IG - https://www.instagram.com/deadcrowroad/?hl=en YouTube - https://www.youtube.com/channel/UCHTFWmEG-w-jT7aCn_4h7NQ 

Show Notes n this episode, Todd highlights inflation and the wave of price increases many major companies are making, and expresses his disagreement with Federal Reserve Chair, Jerome Powell, who says these increases are only temporary. Be it supply chain or labor shortage issues, inflation is happening and a market adjustment is coming. Todd then wades into the waters of estate planning and the importance of writing your will; pointing out the countless issues that can arise if there isn’t a last will and testament in place before one’s passing. Appointing a power of attorney, developing a living will, and … are just a few topics that are covered! . Featured Guest: Linda Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Show Sponsor Old Louisville Candy Kitchen 502.216.7330 www.gethappyballs.com . On-Air Partner Information Jennifer Bock Swan Financial [email protected] 502.649.7382 www.swanhelp.com . Rita Ernst Ignite The Extraordinary [email protected] 502.235.6791 www.igniteextraordinary.com . Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Linda K. Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Advertising Partners Ntaba Coffee Haus www.ntabacoffeehaus.com . One Love Hemp Dispensary www.onelovehempdispensary.com . Willow Tree Imaging www.willowtreeimaging.com . Featured Artist: Chloe Collins FB - @ChloeCollinsMusic YouTube - @beatleshead IG - @ChloeCollinsMusic Show Links www.tkmfsllc.com FB - @tkmfsllc 502.450.PLAN (7526)  

Show Notes Todd & Vicki are joined once again by Coral Abood of Willow Tree Imaging. They cut it up while addressing a number of current issues in the economy from the shortage in our work-force to cyber conflict amongst major nations. Todd speaks to the importance of diversifying your investments then dives into Annuities; what they are, how they're sold, misunderstandings, misleading sales tactics, and how to avoid these traps. . Show Links www.tkmfsllc.com FB - @tkmfsllc 502.450.PLAN (7526) . Guest Links Coral Abood Willow Tree Imaging www.willowtreeimaging.com .Sponsors . Show Sponsor Old Louisville Candy Kitchen 502.216.7330 www.gethappyballs.com . On-Air Partner Information Jennifer Bock Swan Financial [email protected] 502.649.7382 www.swanhelp.com . Rita Ernst Ignite The Extraordinary [email protected] 502.235.6791 www.igniteextraordinary.com . Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Linda K. Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Advertising Partners Ntaba Coffee Haus www.ntabacoffeehaus.com . One Love Hemp Dispensary www.onelovehempdispensary.com . Willow Tree Imaging www.willowtreeimaging.com . Featured Artist: Jack & Daisy https://jackanddaisymusic.com/ FB - @jackanddaisymusic IG - @jackanddaisymusic YouTube - https://www.youtube.com/channel/UC6XQHhDOZQ9Q5D34DaqPTbA TikTok - @jackanddaisymusic

Show Notes Todd & Vicki welcome another "on-air partner" to show, Latanya Henry, Certified Public Accountant with LMH Accounting. Latanya combs through all things taxes, from the changes made in child tax credits,how long you should keep tax records, and benefits of using a CPA to common mistakes and IRS audits. She dispels some myths and confusion surrounding deductions and speaks to how she approaches caring for her clients. . Show Links www.tkmfsllc.com FB - @tkmfsllc 502.450.PLAN (7526) . Guest Links Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Sponsors. Show Sponsor Old Louisville Candy Kitchen 502.216.7330 www.gethappyballs.com . On-Air Partner Information Jennifer Bock Swan Financial [email protected] 502.649.7382 www.swanhelp.com . Rita Ernst Ignite The Extraordinary [email protected] 502.235.6791 www.igniteextraordinary.com . Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Linda K. Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Advertising Partners Ntaba Coffee Haus www.ntabacoffeehaus.com . One Love Hemp Dispensary www.onelovehempdispensary.com . Willow Tree Imaging www.willowtreeimaging.com . Featured Artist: Jonny & The Jazzuits https://www.jonnyboston.com/jazzuits @johnnyandthejazzuits

Todd & Vicki welcome one of the on-air partners, Jennifer Bock, to the show. Todd gives a market update and review as inflationary fears continue and the market reflects how things are trending. Together they cover a lot of ground, discussing Mortgages , Appraisers, various programs for first time home buyers, and common mistakes made during the home buying process.Show SponsorOld Louisville Candy Kitchen502.216.7330www.gethappyballs.com.On-Air Partner InformationJennifer BockSwan [email protected] ErnstIgnite The Extraordinary ritaernstconsult@gmail.com502.235.6791www.igniteextraordinary.com.Latanya HenryLMH Accounting [email protected] K. HillKeller Willams Louisville [email protected]/agents/lindahill.Advertising PartnersNtaba Coffee Haus www.ntabacoffeehaus.com.One Love Hemp Dispensary www.onelovehempdispensary.com.Willow Tree Imaging www.willowtreeimaging.com.Featured Artist & Song:  SJ Talbot - “Easy for Me”https://www.deucemusic.com/sjtalbotShow Linkswww.tkmfsllc.comFB - @tkmfsllc502.450.PLAN (7526)

Todd gives a brief market review then deep dives into a discussion about real estate with special guest, Linda Hill with Keller Williams Louisville East; what buyers and sellers should expect during the process of buying a home, how to properly prepare, the roles of all professionals involved, and the difficulties of being a "for sale by owner.” . Featured Guest: Linda Hill [email protected] . Show Sponsor Old Louisville Candy Kitchen 502.216.7330 www.gethappyballs.com . On-Air Partner Information Jennifer Bock Swan Financial [email protected] 502.649.7382 www.swanhelp.com . Rita Ernst Ignite The Extraordinary [email protected] 502.235.6791 www.igniteextraordinary.com . Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Linda K. Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Advertising Partners Ntaba Coffee Haus www.ntabacoffeehaus.com . One Love Hemp Dispensary www.onelovehempdispensary.com . Willow Tree Imaging www.willowtreeimaging.com . Featured Artist: True Lies - “Hush Hush Hush” FB - True Lies . TKM Financial Services www.tkmfsllc.com FB - @tkmfsllc 502.450.PLAN (7526) 

Todd asks an interesting question based on his three fictitious character types: Stay Ahead Fred, Status Quo Joe, and Back Seat Pete. People generally fall into one of these three categories based on their financial planning, budget monitoring, investment reviews, risk management, and overall approach to their financial goals. Show Sponsor Old Louisville Candy Kitchen 502.216.7330 www.gethappyballs.com . On-Air Partner Information Jennifer Bock Swan Financial [email protected] 502.649.7382 www.swanhelp.com . Rita Ernst Ignite The Extraordinary [email protected] 502.235.6791 www.igniteextraordinary.com . Latanya Henry LMH Accounting [email protected] 502.996.7150 www.lmhaccounting.com . Linda K. Hill Keller Willams Louisville East [email protected] 502.767.9744 www.jimmywelch.com/agents/lindahill . Advertising Partners Ntaba Coffee Haus www.ntabacoffeehaus.com . One Love Hemp Dispensary www.onelovehempdispensary.com . Willow Tree Imaging www.willowtreeimaging.com . Featured Artist: Christopher Taylor www.christaylormusic.net  FB - @christophertaylormusic YouTube  . TKM Financial Services www.tkmfsllc.com FB - @tkmfsllc 502.450.PLAN (7526)