As states begin to reopen and stay-at-home orders are lifted, your life probably feels different. If you lost your job, it might seem like the dreams you had for your life are gone—but there’s hope. In this final episode, Ken Coleman encourages us to think about how short-term challenges may be connected to long-term success. This season could be the kick start you needed for what’s next. It’s a reminder to press on and take control of what only you can control.  No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

Seasons are changing—and as we head into May, it’s time for a fresh start. You might be wondering if this month is going to be any different or if post-quarantine life will go back to normal. Now’s the time to hold onto hope and anticipate the future. In today’s episode, Christy Wright shares how to take a thoughtful look at how this time of pause could be the beginning of a new season. It’s to journal on what you’ve learned and lean into your faith. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

Humanity is juggling a lot at once right now, and it’s creating a mental health epidemic. Being isolated has left many of us vulnerable to fear, anxiety and loneliness. But there are things you can do to quiet the alarms in your head and approach the future with hope. In this episode, Dr. John Delony shares about his own journey through anxiety, what to do when you feel overwhelmed by your negative thoughts and emotions, and why it’s important to put your phone down and get outside. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

Months of quarantining at home might have you dreaming of a vacation. But that dream can become a nightmare if you get sucked into the fraudulent world of timeshares. In this episode, Dave Ramsey rants on how scumbags will try to sell you scams that rip you off. In the case of timeshares, a “free” vacation is too good to be true. You’ll end up lured into a high-pressure sale, leaving you broke and in debt. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

If you’ve lost your job and need money to pay the bills, it may be time use your emergency fund—that’s what it’s there for! In this episode, Rachel Cruze shares guidelines on using your emergency fund. It’s time to get on a tighter budget, cut out your wants (goodbye cable!), and focus on your needs (food, utilities, shelter, transportation). It’s important to take out only what you need and rebuild your emergency fund when your income is back up. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

If you’ve been furloughed or laid off due to COVID-19, you might be looking for some ways to cover your bills right now. The good news is that opportunity is out there, and some industries are in desperate need of more workers. In this episode, Anthony ONeal shares about four major industries that are hiring right now and shows that you can get income coming in again. It’s important for you to take a deep breath, get a job, and hold on to your long-term goals and dreams for your life.  No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

With the stock market being down and the CARES Act making it easier to withdraw from your 401(k), it’s easy to be tempted to tap into your investments to get through this crisis. But stealing from your future should never be a part of your financial plan. In this episode, Chris Hogan talks about the power of compounding interest to grow your investments over time and gives ideas on what to do if you’re strapped for cash. The market may be down today, but it will rebound in the future. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

When times are uncertain, it takes courage to face the day. You have to choose in every moment how you’re going to respond and who you’re going to become. In this episode, Ken Coleman reads Rudyard Kipling’s powerful poem If. There is power in the little word if. It reminds us that we may feel uncertainty today or we may reap a harvest tomorrow, but in all circumstances, we need to choose to get up and face the day. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

Being home with your family 24/7 may be making you wish you could fly away with a Mary Poppins umbrella right about now. If you’re like most people, this isn’t so fun anymore. Great news: There are practical things you can do to restore your sanity and reconnect with your kids. In this episode, Dr. John Delony shares how you can move forward with optimism and determination. It starts with setting boundaries for your kids by creating a minute-by-minute plan for the day, limiting screen time, and getting outside. Also, remember to give your spouse grace—even when they’re driving you crazy! No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.

Small businesses are being hit hard by the COVID-19 crisis. If you or someone you know is a small business owner, you may be tempted to take out a Small Business Administration (SBA) or Paycheck Protection Program (PPP) loan to stay afloat. But taking this “free” government money is a BAD idea—because it’s debt you have to pay back. In this episode, Dave Ramsey, Ken Coleman and Daniel Tardy explain why you should avoid SBA loans and how you can be a strong leader today. Instead of going into debt, it’s time to get creative and pivot your product, preserve your cash, and protect your people. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.