Let's Talk Housing
Let's Talk Housing
ReportsOnHousing
Let's Talk Housing Episode 79: The Housing Market’s Next Big Shift
29 minutes Posted Jul 22, 2026 at 2:00 pm.
-Introduction01:58-Housing Supply, Demand, and Market Time05:28-Mortgage Rates and the Second Half of 202607:59-Inflation, Oil Prices, and the Federal Reserve10:28-The New Housing Bill Explained15:15-Why Institutional Investors Are Selling16:58-Are Home Prices Really Dropping20:18-Is America Building Too Many Homes24:17-Advice for Buyers and Sellers27:48-Final Thoughts
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The housing market is shifting as inventory rises, buyer demand declines, and mortgage rates remain elevated. Steven Thomas and Brennen Thomas examine the new housing legislation, institutional investors becoming net sellers, price reductions, inflation, and the economic forces influencing the second half of 2026. The discussion also separates declining asking prices from actual home-value trends and addresses concerns that the United States may eventually build too many homes. Buyers and sellers receive practical guidance for navigating a slower and increasingly price-sensitive housing market.Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction01:58-Housing Supply, Demand, and Market Time05:28-Mortgage Rates and the Second Half of 202607:59-Inflation, Oil Prices, and the Federal Reserve10:28-The New Housing Bill Explained15:15-Why Institutional Investors Are Selling16:58-Are Home Prices Really Dropping20:18-Is America Building Too Many Homes24:17-Advice for Buyers and Sellers27:48-Final Thoughts