Barn Talk
Barn Talk
Tork and Sawyer Whisler
Only $278 In The Bank And 550 Cows To Feed
2 hour 22 minutes Posted Sep 15, 2026 at 4:03 pm.
Cold open and guest introduction
A local airport, and a pilot's license he never finished
The operation, and the four jobs Natalie works
What subsidizes what, and blackjack money wired for embryos
Montana, fourth generation Hereford, how Natalie grew up
Sponsor break, Propane Farm Research Program
A town kid, 160 acres, dental school, and $278 in the bank
Custom AI, Genex, and a master's that paid for cows
First cows in '14, and bull catalogs like a swimsuit edition
They met at her family's bull sale
Market outlook, consumer trust, lab grown, Beyond Meat
Putting cattle back on grain farms, and the pasture we lost
Calving date, and developing two year old bulls
Sponsor break, Iowa Corn Growers
From 30 bulls to 100, growing the herd
Finding Duncan and Mitch, and keeping them
A bull sale as an event, social media as the marketing
If the podcast tripled, more cows or more time
The direct to consumer beef autopsy
Retiring from influencing, and craving privacy
Working with a spouse and a father
Bricking phones, landlines, parenting in the phone era
Twelve landlords, not one under 68
How the household actually runs
We're not building this ranch for our kids
Why the industry is still worth it
Tip of the Hat
0:00
2:22:18
Download MP3
Show notes
He stacked every FSA beginning farmer loan he could get, went from about 100 cows to 550 in roughly a year, and when the balance sheet finally settled he was positive by $278. That is the number this whole episode hangs on.
Luke and Natalie Kovarik run Kovarik Cattle Co., a first generation Angus seedstock operation out of Ord, Nebraska, selling around 100 bulls a year in a January sale that started at 30. Luke was a town kid with 160 acres and a dental school plan. Natalie is fourth generation Hereford out of Montana, and today she works four jobs off the ranch, including marketing and equity in Red Ants Pants. Almost everything they earn away from the cows exists to pay for the cows.
The middle of this one is the direct to consumer beef autopsy, twelve straight minutes on why selling your own beef is so much harder than the internet makes it look, why she dreaded Sunday nights, and what happened to the freezer inventory. Then the influencing pivot, why she stepped back from putting her family online, and what she does with the audience now.
Also in this one: custom AI and backgrounding somebody else's calves to make equipment payments, $5,000 of blackjack money wired for embryos, reading bull catalogs like a swimsuit edition, meeting at her family's bull sale, lab grown meat and consumer trust, putting cattle back on grain farms and the pasture that rural towns already lost, hiring and keeping good help, bricking their kids' phones and putting a landline back in the house, twelve landlords and not one under 68, and why they are not building this ranch for their kids.
His line on who the ranch is for: no, we're doing it for us.
What should we dig into next week? Put it in the comments.
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THIS EPISODE IS BROUGHT TO YOU BY:
● Propane Farm Research Program ➱ propane.com/farmfunding
● Iowa Corn Growers ➱ iowacorn.org
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