<p>Your credit score is one of the biggest factors that lenders will use to qualify you for a mortgage.  Is your credit score keeping you from buying a home, or do you simply want to learn more about how your score is determined?  <b>Stacy Lynn Schriever with Highlands Mortgage</b> joins TSAHC’s Joniel LeVecque to explain how credit scores are calculated and how to review your credit report and improve your score. </p>

How does credit affect your loan approval?

How far back does your credit report monitor?

What are the different types of credit reports and credit scores?

How do you order and review your own credit report?

What are some common credit problems and how do you resolve them?

What if your credit report has wrong information?

How do you protect yourself from identify theft?

Episode 4: Down Payment Requirements and Closing Costs

Welcome to On the House, a podcast focusing on homeownership and the home buying process. On the House is produced by the Texas State Affordable Housing Corporation, a nonprofit that provides down payment grants and tax credits to home buyers. Learn more at www.tsahc.org.&nbsp;