Ayesha Ofori walked away from Goldman Sachs because she was tired of "making rich men richer." Now she's built her own wealth, a multi-property portfolio, startup investments, and a mission to help everyday people build real financial freedom. In this episode, Ayesha breaks down: Why the ultra-rich "very rarely use their own money" and how they use leverage to multiply wealth The difference between saving and investing and why cash ISAs are actually losing you money Her core-satellite investment strategy: boring index funds as the foundation, high-risk startups and property as the growth engine Why traditional buy-to-let is dead in the UK and what she does instead The unspoken truth about being a Black woman in high finance: "looking the part" to gain access How SEIS and EIS tax relief turns startup investing into one of the UK's most powerful wealth-building tools This is how someone who managed money for the 1% thinks about building her own. Timestamps: 0:00 - Leaving Goldman Sachs: "I was making rich men richer" 4:15 - What it takes to be taken seriously as a Black woman in finance 10:20 - Saving vs. investing: the fundamental difference 18:45 - "Cash is not your friend" — why inflation is eroding your savings 25:00 - The core-satellite strategy explained 36:00 - How the ultra-rich use leverage (and you can too) 42:00 - Accessing deals the wealthy gatekeep 50:30 - SEIS/EIS: the UK's best-kept investment secret 1:01:00 - Why buy-to-let is dead 1:09:00 - "Start early. Compounding is the eighth wonder of the world." Get My Personal Budgeter here - https://www.thebreakresources.com/resources/p/the-budget-planner Follow the Break Social on Instagram for updates: https://www.instagram.com/thebreaksocial/ For Business and Sponsorship Opportunities: [email protected] Connect with Ayesha: ⁠https://www.instagram.com/ayesha.ofori⁠ ⁠https://ayeshaofori.com/⁠ #AyeshaOfori #WealthBuilding #Investing #FinancialFreedom #GoldmanSachs #PropertyInvesting #StocksAndSharesISA Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tamara went from photographer to one of the world's most recognised female personal brands. On this episode of The Break, Tamara Williams reveals the exact personal brand strategy she used to build her empire, and how women can use the same system to stand out, get paid, and stop shrinking. What you'll learn: The #1 personal branding mistake women make (and why it's keeping you stuck) Tamara's "Prove It Cycle",  a 4-step framework to move from wanting something to becoming it How to choose the right social media platform for your brand Why women chronically undercharge, and how to fix it The difference between faking it and documenting your journey How to build a personal brand from scratch, even if you're starting over Follow the Break Social on Instagram for updates:  @thebreaksocial   For Business and Sponsorship Opportunities: [email protected] Learn more about your ad choices. Visit podcastchoices.com/adchoices

At 17, she was homeless, living in hostels, with a premature baby and no blueprint. Today her fashion brand has appeared in Vogue and Harper's Bazaar and turned over £4 million. This is the real story of how she built it and what almost broke her. What we cover:00:00 Introduction 02:32 From homelessness at 17 to starting a fashion brand after redundancy and a side hustle beginning as a new mum 05:32 Building in private and why she stepped back from founder content to protect her privacy and choose marketing that fits her 11:23 Rokeya’s founder journey from side hustle to full-time (and how responsibility early in life and community expectations shaped her approach) 19:02 Why there is no fixed path in business or life and how unconventional journeys can still lead to success 23:31 Balancing relationships and ambition as a modern woman (and how to build success alongside personal life) 25:02 Revenue milestones and why profit matters more than turnover when it comes to real business sustainability 29:29 Rebuilding from scratch by restructuring, hiring experts, and removing ego to scale 33:26 The importance of a close support circle and the role of trusted friends throughout the journey 38:42 Becoming your own biggest support system through self-belief, resilience, and confidence 40:11 The reality of success versus expectation including gratitude, rest, and learning to step out of day-to-day operations 44:16 Hiring lessons for growth including slow hiring, fast decisions, referrals, and maintaining high standards 50:28 Motherhood while running a business and managing time as a single parent entrepreneur 57:04 Feeling behind in life? Why personal timelines matter more than comparison Get My Personal Budgeter here - https://www.thebreakresources.com/resources/p/the-budget-planner If you’re an ambitious woman who wants to get clarity on where your money goes and build wealth for the future, sign up for early access to my online wealthy weekend retreat. Spots are limited, so if this sounds like you, sign up now! https://mailchi.mp/thebreakplatform/wealthy-weekend-retreat Follow the Break Social on Instagram for updates:  https://www.instagram.com/thebreaksocial/ For Business and Sponsorship Opportunities: [email protected] Follow Rokeya on Instagram: https://www.instagram.com/rxkeya/ Follow Khanums on Instagram: https://www.instagram.com/khanums/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of The Break, I sit down with Nicole from The London Accountant to unpack how UK business tax really works and why so many new entrepreneurs feel overwhelmed when they start a limited company. We get into the real gaps in financial education, from misunderstanding how accounting actually works to why tax fear holds so many people back from growing. We talk through the most common tax mistakes small business owners make, from director’s loans and corporation tax surprises to pricing issues that quietly hurt profitability. Nicole also explains why monthly financial visibility, personal budgeting, and building a simple financial model before starting a business can completely change your results. What we cover: 0:00 Introduction 0:57 From corporate to entrepreneurship: Nicole’s career shift explained 05:41 Why real-world experience often matters more than qualifications in business finance 07:37 The most common tax mistakes small business owners make (and why they happen) 13:49 Is the UK accountancy system broken? The gap between accountants and business owners 22:30 The most costly mistake entrepreneurs make with their pricing strategy 27:49 How personal life and mindset can directly impact money decisions in business 35:39 How director’s loans work and the most common mistakes UK business owners make with them 42:33 Balancing motherhood and entrepreneurship while running a finance business 48:35 Tax avoidance vs tax efficiency: what’s legal, what’s risky, and what’s misunderstood 53:11 The one financial planning tool every entrepreneur should use before starting a business Get My Personal Budgeter here - https://www.thebreakresources.com/resources/p/the-budget-planner Follow the Break Social on Instagram for updates: https://www.instagram.com/thebreaksocial/ For Business and Sponsorship Opportunities: [email protected] #taxsupport #businesstax #businessfinance Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of The Break, I sit down with Mia McGrath, a 25-year-old who made the brave decision to quit her job after building her wealth. We explore the importance of effective money management and how understanding money psychology can lead to long-term happiness, rather than being stuck at day one. We talk personal finance tips, "Frugal Chic", and the significance of financial education to help you learn how to manage money effectively and avoid emotional spending. Get My Personal Budgeter here - https://www.thebreakresources.com/resources/p/the-budget-planner Follow the Break Social on Instagram for updates: https://www.instagram.com/thebreaksocial/ For Business and Sponsorship Opportunities: [email protected] Learn more about your ad choices. Visit podcastchoices.com/adchoices

Something big is happening to the global economy right now - and most people either don't know about it, don't understand it, or are too overwhelmed to figure out what it means for their actual lives. In this video, I'm breaking down the three major forces shaking the economy simultaneously, what it actually means for your money, and the moves you need to make right now to protect yourself. Get My Personal Budgeter here - https://www.thebreakresources.com/products/budget-planner Timestamps: 0:00 - Why Your Cost of Living Keeps Going Up 1:38 - The 3 Forces Shaking the Economy Right Now 1:54 - Force 1: The Middle East Conflict & Energy Crisis 2:57 - Force 2: Tariff Wars & Your Shopping Basket 3:57 - Force 3: Financial Market Volatility 4:51 - What This Means for Your Money in Plain English 5:08 - Step 1: Audit Your Exposure 5:35 - Step 2: Build Your Emergency Fund 6:32 - Step 3: Tackle Your Debt First 7:06 - Should You Still Be Investing Right Now? 8:07 - Sectors Worth Watching 8:59 - The Realistic Outlook: Optimistic vs Uncomfortable Get My Personal Budgeter here - https://www.thebreakresources.com/resources/p/the-budget-planner Follow the Break Social on Instagram for updates: https://www.instagram.com/thebreaksocial/ For Business and Sponsorship Opportunities: [email protected] Learn more about your ad choices. Visit podcastchoices.com/adchoices

In today’s episode of The Break, Patricia sits down with the one and only Timothy Armoo—the co-founder of Fanbytes, a Gen Z-focused marketing agency that shook up the digital world! From starting his first business at 14 to landing on Forbes’ 30 Under 30, Timo shares his journey, lessons learned, and tips for anyone looking to disrupt the status quo. You can also watch the full episodes on YouTube and listen on all podcast apps.  Connect with Timo on Instagram: @timarmoo Connect with The Break and Patricia on socials to keep up to date Instagram @thebreaksocial @patriciabright TikTok @thebreaksocial @patriciabright Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of The Break, Patricia sits down with the incredible Mitchell Halliday, the creative genius behind the cult-favorite beauty brand Made By Mitchell! From starting as a self-taught makeup artist to becoming one of the most recognized names in the beauty industry, Mitchell shares how he built his empire, stayed true to his creativity, and made waves in the world of makeup. You won’t want to miss it! We are also delighted that we are partnering with Klarna for this series. Klarna is all about giving you control and flexibility with your spending, offering a choice of secure payments that suit you! Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. You can also watch the full episodes on YouTube and listen on all podcast apps.  Connect with Mitchell on Instagram:  @mmmitchell Connect with The Break and Patricia on socials to keep up to date Instagram @thebreaksocial @patriciabright TikTok @thebreaksocial @patriciabright Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jada Sezer, model, mental health advocate, and host of her own podcast, joins Patricia Bright on The Break for an inspiring conversation. Together, they discuss the evolution of body positivity, the importance of authentic brand positioning, and how to take control of your finances. With Jada’s unique insights as a podcast host and advocate for self-confidence, this episode is packed with major advice pointers! Tune in!  We are also delighted that we are partnering with Klarna for this series. Klarna is all about giving you control and flexibility with your spending, offering a choice of secure payments that suit you! Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. You can also watch the full episodes on YouTube and listen on all podcast apps.  Connect with Stef on Instagram: @jadasezer Connect with The Break and Patricia on socials to keep up to date Instagram @thebreaksocial @patriciabright TikTok @thebreaksocial @patriciabright Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week we have invited Stef Williams to The Break Podcast! Her passion towards fitness has led to her booming online presence and the creation of This Is Sefi and We Glow. Tune in to hear us speak about holistic wealth, leaning into your power, career risks and so much more. We are also delighted that we are partnering with Klarna for this series. Klarna is all about giving you control and flexibility with your spending, offering a choice of secure payments that suit you! Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. You can also watch the full episodes on YouTube and listen on all podcast apps.  Connect with Stef on Instagram: @stef.williams Connect with The Break and Patricia on socials to keep up to date Instagram @thebreaksocial @patriciabright TikTok @thebreaksocial @patriciabright Learn more about your ad choices. Visit podcastchoices.com/adchoices