Tami Wollensak returns to the show! She shares more about divorcing and the nuances of keeping, selling, or refinancing your home. Tami is a licensed mortgage loan originator and a 28+ year industry veteran. She has discovered her passion in helping divorcing individuals navigate their home equity solutions and mortgage options while going through the most challenging time. Grab your notebook and a pen - this episode is a notetaking one that busts some myths and provides expert advice on what questions to ask when considering whether to take or leave the house during your divorce.   Featured topics: Assuming the mortgage on the marital home: The answer to “Can my ex assume the mortgage on the marital home?” is not always “No.” (4:18) What are your options if you are unable to assume the mortgage? (21:00) The importance of considering the long-term consequences of sharing a mortgage with your ex (23:21) The information you need to be able to decide if you can assume a mortgage (28:04) Learn more about Tami Wollensak: Tami Wollensak is a licensed mortgage loan officer and a 28+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions and mortgage options while going through the most challenging time of their life. Tami has earned the certification as a Certified Divorce Lending Professional (CDLP®). This specialization provides the ability to identify potential gaps in the agreement that cannot be met during the mortgage process. Tami works with her client’s attorney, coach, mediator, or financial advisor to help guide them through all the options available to ensure a successful outcome regarding the divorcing couple’s real estate or future purchase. Tami has been a guest on multiple podcasts, speaks regularly and contributes to many media outlets on divorce mortgage planning and helping divorcing homeowners to make better and more informed decisions when it comes to their real property. As a Mortgage Loan Originator, Tami’s goal is to educate her clients, take the mystery and anxiety out of the mortgage process, and provide a sense of security and peace to each of them. Tami can lend in all 50 states. (NMLS #1963450) Resources & Links: Kate’s book “The D Word” - audiobook available now! Phoenix Rising: A Divorce Empowerment Collective Tami’s website Tami on Facebook  Tami on LinkedIn Tami on Instagram Episode Link: https://kateanthony.com/podcast/episode-262-home-equity-solutions-in-divorce-with-tami-wollensak/ =================== DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices

Licensed Psychologist Dr. Justine Weber is on the show this week as we explore the complex journey of healing after leaving an abusive relationship. Her recent book is, “How the F*ck Do I Heal From This?” and the title (and content) is a favorite of mine! In the book and during our conversation, Dr. Weber walks us through understanding narcissistic abuse and how to put your life back together after everything feels like it has fallen apart.   Together, we explore everything from dealing with post-separation abuse and navigating co-parenting with a narcissist to finding solace in somatic therapy and building back self-trust. This episode unpacks the multifaceted process of healing and empowerment. Featured topics: Somatic therapy and learning to reconnect with Self (11:33) Navigating post-separation abuse while working toward healing (17:42) Tips and insights for communicating with a narcissist (22:41) How to cope and detach from legal threats made by your abuser (35:27) Learn more about Justine Weber: California licensed Psychologist, a coach helping people heal after a narcissistic relationship, certified in high conflict divorce coaching, and a recent book author titled "How the fuck do I heal from this? Understanding narcissistic abuse and how to put your life back together". Resources & Links: Kate’s book “The D Word” - audiobook available now! Phoenix Rising: A Divorce Empowerment Collective Justine’s website Justine’s book, “How the F*ck Do I Heal From This?” BIFF for Co-Parent Communication =================== DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices

Relationship coach and author Bryan Reeves joins me this week to discuss relationships, personal growth, and societal constructs. Bryan’s journey from military service to relationship coaching reveals insights into the power and necessity of connecting with emotions, especially for men.  Many of Bryan’s insights are drawn from his work with couples and his book, “Choose Her Every Day or Leave Her,” focusing on choosing connection over disconnection, confronting one’s fears, and the transformative power of love and accountability in relationships. Bryan’s work is incredibly important. Please listen to what’s possible in the world of relationships. This is truly an insightful conversation! Featured topics: Most men come to relationship work when they realize they have no choice… (3:01) How culture teaches men to suppress emotions and the journey from disconnection to real connection with feelings and others (5:17) Bryan talks about what he means when he says he teaches men “to care and not care simultaneously.” (20:00) Creating safety in relationship with women and taking responsibility (38:51) Encouraging men’s engagement in personal growth (48:12) Learn more about Bryan Reeves: A former US Air Force Captain, Bryan is now an internationally renowned Author and Life/Relationship Coach with a current focus on supporting men to have better lives and relationships. His viral blog has been read by over 50 million people in every country on the planet (except North Korea). He’s the co-founder of “Elevate Your Relationship,” a live coaching program for men ready to elevate their relationship game, which currently serves men in 10 countries. He’s co-host of the popular podcast, “Men, This Way,” and his newest book, Choose Her Every Day (Or Leave Her), is available on Audible, Amazon and other retailers. Resources & Links: Kate’s book “The D Word” – audiobook available now! Phoenix Rising: A Divorce Empowerment Collective Bryan’s website Bryan’s book: Choose Her Every Day (Or Leave Her) Women Who Run With Wolves, Clarissa Pinkola Estes -------------------------------- DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices

Psychologist and writer Kerry McAvoy joins me to discuss the challenges of being in a relationship with someone who has narcissistic personality disorder. We also delve into its effects on individuals and share insights on self-nurturing after the relationship ends. Kerry Kerr McAvoy is a psychologist and a writer who educates on social media about cultivating healthy relationships, deconstructing narcissism, and understanding various other mental health-related issues. Her book, Love You More, gives an uncensored glimpse into the dynamics of narcissistic abuse. Featured topics: We explore the phrase “It takes two to tango…” Does it, though, when narcissistic abuse or toxicity is involved in a relationship? (1:49) Is there anything that you can do to help a narcissistic and abusive partner? The short answer is no. (7:00) Narcissistic Personality is a disorder. It’s not a mental health condition. Kerry explains the distinction. (11:58) The slow dismantling of Self when you are in an abusive relationship. (15:29) Covert Aggression: what it means and how it shows up (19:56) Focusing on and nurturing yourself back to life is essential in a relationship that has dimmed you. (46:08) Learn more about Kerry McAvoy: Kerry Kerr McAvoy is a psychologist and a writer who educates on social media about cultivating healthy relationships, deconstructing narcissism, and understanding various other mental health-related issues. Her book, Love You More, gives an uncensored glimpse into the dynamics of narcissistic abuse. Resources & Links: Kate’s book “The D Word - audiobook now available! Phoenix Rising: A Divorce Empowerment Collective Kerry's book, Love You More Kerry on TikTok Kerry on Instagram Kerry on Facebook Kerry on YouTube Why Can’t I Just Leave (book) Episode link: https://kateanthony.com/podcast/episode-259-healing-from-narcissistic-relationships-with-kerry-mcavoy/ DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices

My guest, Jason VanRuler, shares his direct and honest approach to working with couples and offers a fresh perspective on overcoming past challenges and building exceptional relationships. During our conversation, you’ll discover how to “Get Past Your Past” as Jason shares invaluable insights, emphasizing the importance of taking action and not seeking validation from others for your progress. We also discuss navigating resistance in relationships, dealing with differing narratives in divorce, and addressing the complexities of sex addiction within marriage. With over a decade of experience as a coach and therapist, Jason’s expertise shines through as he offers practical advice and compassionate support.  Featured topics: Jason explains what he means by “get past your past…” (2:28) “Sometimes it’s not that you don’t know what to do; it’s that you are not doing what you’re supposed to do.” (8:53) It is essential to recognize that not everyone will be happy about your progress when you do the work. Do not determine your success by the approval of the people you are surrounded by. (9:56) The effects and challenges a couple faces when one is doing the work and the other is resistant. (13:07) Jason answers, “What do you do when your ex-partner has a narrative about your divorce that differs from yours?” (22:52) The effects of sex addiction on marriage and how Jason works with couples around this type of addiction. (31:57) Learn more about Jason VanRuler: Jason VanRuler has worked in everything from the corporate world to the entrepreneurial one — and has over a decade of experience as a coach and therapist dedicated to helping others. With extensive experience as a coach, clinician, and speaker, Jason now owns a private practice, writes books, gives speeches, and facilitates and leads groups across the world. Coaching is always equal parts affirming, honest, and compassionate — and Jason’s practice has led with this approach when helping every client seeking guidance and direction. Whether it’s leadership coaching, relationship building, couples therapy, addiction, trauma, or something different, his goal is the same: to speak truth and grace into every life I work with. When Jason is not facilitating, coaching, speaking, or writing, you can find him cycling, fly fishing, and living life with his wife and three children at their home in South Dakota.   Resources & Links: Kate’s book “The D Word Phoenix Rising: A Divorce Empowerment Collective Jason’s website Jason’s book Get Past Your Past Jason on Instagram TODAY’S EPISODE IS SPONSORED BY: PRIMIS BANK Get started navigating your new financial picture with Primis Bank. For terms and conditions, visit primisbank.com/dsg. SOBERLINK Surviving divorce is one thing, but surviving divorce with a co-parent who abuses alcohol is a whole different ball game. Soberlink is a high-tech breathalyzer system that sends you instant results of a co-parent’s alcohol levels. When your co-parent tests, their identity is automatically confirmed with facial recognition, and tamper sensors ensure no cheating has occurred. You then get instant proof that your kids are safe in their care. Court admissibility in all 50 states Facial recognition Tamper detection Easy-to-read Advanced Reporting™ Help your family thrive in the new year. Visit www.soberlink.com/dsg to learn more and get $50 off your device. DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices

Forensic Accountant Tracy Coenen joins me for a conversation about the predatory nature of MLMs. In addition to investigating fraud for over 25 years, Tracy founded Pink Truth, a website that uncovers the problematic and damaging truth of multi-level marketing (MLM). By and large, MLM schemes overwhelm and prey upon women, falsely promising entrepreneurship and financial freedom while making them more financially dependent on an abusive structure. In this episode, Tracy and I explore how MLMs masquerade as empowering ventures but function as wolves in sheep’s clothing. Featured topics: Tracy Coenen sheds light on the predatory tactics of multi-level marketing. (6:10) False promises about entrepreneurship: We discuss the facade MLMs portray that “you are starting a business of your own…” (14:49) Instead of empowering women, MLMs make them more financially dependent on an exploitative structure. (21:31) Tracy answers, “Why are women so drawn to MLMs? Why are women a good target for this?” (42:12) Learn more about Tracy Coenen: Tracy has been investigating fraud for more than 25 years, but she didn’t always want to be a forensic accountant. With a dream of one day being a prison warden, Tracy went to Marquette University in Milwaukee, WI to get a criminology degree. A class on financial crime investigations reminded her how much she loved Encyclopedia Brown books as a kid. She continued her criminology degree, but added accounting and economics courses so she could become a CPA… and here Tracy is, finding money in cases of corporate fraud, high net worth divorce, and other financial shenanigans. Resources & Links: Kate’s book “The D Word Phoenix Rising: A Divorce Empowerment Collective Pink Truth The Dream TODAY’S EPISODE IS SPONSORED BY: PRIMIS BANK Get started navigating your new financial picture with Primis Bank. For terms and conditions, visit primisbank.com/dsg. DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices

Eli Harwood, the Attachment Nerd, joins me on the podcast this week to talk about attachment theory, building deep connections, and her new book, Securely Attached: Transform Your Attachment Patterns Into Loving, Lasting Romantic Relationships! We hear about attachment styles all the time. In this episode, Eli and I nerd out on all things attachment, get to the heart of how attachment patterns impact us, and how to transform patterns that are not in service of healthy, loving relationships. Featured topics: Attachment styles/patterns: what does the developmental research say? (3:42) What attachment is from a biological/evolutionary perspective. (6:46) The different attachment patterns and how each pattern impacts relationships. (7:03) Eli answers, “Can you transform into a secure attachment pattern in an unhealthy relationship?” (24:00) It is ethically contraindicated to engage in couples therapy when abuse is present. (33:58) When you leave an abusive relationship, you will be creating a domain in your life and your children’s lives that are free of abuse. (40:28) Learn more about Eli Harwood: Eli Harwood is a licensed therapist, author, and educator who has more than 17 years of experience helping people process relational traumas and develop secure attachment relationships with their children and partners. Eli has three children, one husband, two cats, and an extraordinary number of plants! Resources & Links: Kate’s book “The D Word Phoenix Rising: A Divorce Empowerment Collective Private Coaching with Kate Eli on Instagram Eli’s website Eli’s book, Securely Attached TODAY’S EPISODE IS SPONSORED BY: PRIMIS BANK Get started navigating your new financial picture with Primis Bank. For terms and conditions, visit primisbank.com/dsg. DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we are talking about reinventing oneself on the other side of divorce. Jenny Eversole founded Stylespace.com, an online professional styling service that elevates your style with expert stylists. She joins me to discuss discovering your identity through style and aligning it with who you are now. Jenny guides us through the process of defining our unique style identities. From curating our closets to accentuating our body types, Jenny’s wisdom reminds us that style is not just about clothing—it’s a powerful tool for self-discovery and confidence. Featured topics: How you can become grounded in who you are by discovering your identity through style (9:11) How to define your style that showcases your identity, goals, personality, and values (11:09) Editing your closet to let go and move on and create space for new opportunities (14:53) Style is for everyone and every body type (16:47) How to dress to accentuate your specific body type (32:31) Learn more about Jenny Eversole: Jenny Eversole is the founder of Stylespace.com an online professional styling service to elevate your style with expert stylists. After nearly a decade running her couture fashion label, she learned how personal style impacts every area of life from one’s confidence, productivity, happiness and overall success. Jenny founded Style Space for anyONE and anyBODY to look, feel, and BE their best through personal style. Jenny is a divorce survivor and is 9 years very happily remarried with 3 kids. Resources & Links: Kate’s book “The D Word Phoenix Rising: A Divorce Empowerment Collective StyleSpace: You can download a free guide to get started on your style at StyleSpace.com. Click the “Discover my dream style” link at the top. Jenny on LinkedIn Jenny on Instagram TODAY’S EPISODE IS SPONSORED BY: PRIMIS BANK Get started navigating your new financial picture with Primis Bank. For terms and conditions, visit primisbank.com/dsg. DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most narratives around narcissism in relationships center on individuals with narcissistic personalities. My guest this week, Dr. Ramani, shifts the focus to the survivors, giving them a voice and discussing the emotional turmoil and psychological impact of being in a relationship with a narcissistic individual. Through Dr. Ramani’s latest book, “It’s Not You: Identifying and Healing from Narcissistic People,” she offers invaluable insights into navigating the aftermath of narcissistic relationships, empowering survivors to reclaim their sense of self and find a path forward. Her extensive research and clinical experience offer practical guidance for individuals navigating a divorce or contemplating leaving a narcissistic relationship, providing a beacon of hope and understanding in the journey toward healing. Featured topics: Narcissism is a personality style. It is a series of traits. (8:04) Why is it hard for people in a relationship with a narcissist to understand what’s actually happening? (14:43) What’s happening to us when we are gaslit and in a fog of confusion from narcissistic abuse? (18:37) What radical acceptance is and how it can help you build a path forward toward healing (35:06) How Dr. Ramani helps people get to a place of radical acceptance (44:07) Learn more about Dr Ramani: Dr. Ramani Durvasula is a licensed clinical psychologist in Los Angeles, CA, Professor Emerita of Psychology at California State University, Los Angeles, and the Founder and CEO of LUNA Education, Training & Consulting, a company focused on educating individuals, clinicians and businesses/institutions on the impact of narcissistic personality styles. Her academic research was focused on the impact of personality and personality disorders on health and behavior. She is an author of multiple books including Should I Stay or Should I Go: Surviving A Relationship with a Narcissist, and “Don’t You Know Who I Am?”: How to Stay Sane in an Era of Narcissism, Entitlement, and Incivility and her newest book, It’s Not You: Identifying and Healing from Narcissistic People will be released in February, 2024 (Penguin Life). Dr. Durvasula is a faculty member for the APA Leadership Institute for Women in Psychology, and a consulting editor for the journal Behavioral Medicine. She has spoken widely on the impact of narcissism on mental health, relationships and the workplace. She also operates a popular YouTube channel and podcast (Navigating Narcissism). Dr. Durvasula is also working with PESI on the development of an educational and certification program for clinicians working with clients experiencing the fallout of narcissistic relationships. Resources & Links: Kate’s book “The D Word Phoenix Rising: A Divorce Empowerment Collective Dr. Ramani’s website Dr. Ramani on Instagram Dr. Ramani on TikTok Dr. Ramani on YouTube Get Your Curated Podcast Playlist! Answer four easy questions and you’ll get a curated list of podcast episodes to best support you as you navigate these tricky waters. I’ll also help you identify where you currently stand on this journey, and what’s ahead, with resources to help you move through this process with knowledge and grace. GET IT HERE DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week’s episode explores the research behind narcissism and how it should inform the way victims should approach negotiation with them. My guest is none other than Rebecca Zung, a top 1 percent attorney in the nation and a globally recognized expert in narcissism negotiation. With two incredible books under her belt, including her new book “Slay the Bully: How to Negotiate with a Narcissist and Win,” and the acclaimed “Negotiate Like You Matter: The Surefire Way to Set Up and Win,” Rebecca’s insights are both profound and practical. This episode is packed with invaluable advice and strategies to empower you in dealing with narcissistic personalities. Tune in and prepare to SLAY the bully and negotiate like you matter! Featured topics: Rebecca talks about communication principles and strategies found in her book SLAY the Bully (3:05) We discuss how high-conflict personalities are formed, particularly with a focus on what the research has to say (7:28) You cannot communicate with a narcissistic person like you can a rational or reasonable person (14:35) What causes the trauma bond between a person and a narcissistic partner (17:45) How to approach a narcissist or high-conflict person when a trauma bond exists and the SLAY acronym: Strategy, Leverage, Anticipate, and You (24:59) A reminder to never JADE: Justify, Argue, Defend, or Explain (28:00) Learn more about Rebecca Zung: Rebecca Zung is one of the Top 1% of attorneys in the nation, having been recognized by U.S. News as one of the Best Lawyers in America. She’s also a globally recognized Narcissism Negotiation Expert (more than 40 MILLION VIEWS on YouTube in 3 years) and the creator of the SLAY® negotiation method. She is the author of TWO bestselling books, Negotiate Like You M.A.T.T.E.R.: The Sure Fire Method to Step Up and Win (foreword by Robert Shapiro) and Breaking Free: A Step-by-Step Divorce Guide for Achieving Emotional, Physical, and Spiritual Freedom. Rebecca’s perspectives are in high demand by television and print outlets, as she has been featured in or on Extra, Forbes, Huffington Post, Newsweek, Time, Dr. Drew, Ed Mylett’s Podcast among others. Rebecca’s podcast, Negotiate Your Best Life is ranked in the top .5% of all podcasts globally. She, along with In-N-Out Burger owner, Lynsi Snyder Ellingson, is also the founder of a 501c3, Slay Legal Aid, which provides legal aid to those in need. Resources & Links: Kate’s book “The D Word Phoenix Rising: A Divorce Empowerment Collective Rebecca’s website Rebecca’s book Rebecca on Instagram Get Your Curated Podcast Playlist! Answer four easy questions and you’ll get a curated list of podcast episodes to best support you as you navigate these tricky waters. I’ll also help you identify where you currently stand on this journey, and what’s ahead, with resources to help you move through this process with knowledge and grace. GET IT HERE DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. Learn more about your ad choices. Visit megaphone.fm/adchoices