How Lenders Can Win More Business with Machine Learning
Published July 18, 2019
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26 min
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    This week, we interview Jay Budzik, CTO at ZestFinance, about where AI applies to the world of auto-lending. We speak with Budzik about how underwriting and credit scoring is evolving as a result of advances in machine learning.

    In addition, we talk about how companies might solve the "black box" of machine learning in finance, particularly how ZestFinance is focusing on transparent models. The financial sector has to contend with complex regulations that prevent certain information from being leveraged in credit models. It can be near impossible to determine how machine learning comes to the conclusions it does, but ZestFinance claims their software in part solves this problem.

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