In this episode of Sound Money, Steve talks about decentralized finance and consumer lending. Being a part of the industry way back in 2013, he described how decentralized finance (known as DeFi) shows a solution to a very complex problem like issues with the credit union. On another note, Steve expressed that technology became a vital part in peer-to-peer lending, but banks also started catching up regarding how the internet worked. He continued to state that a shift from peer-to-peer became a peer-to-institution. Join Steve as he further sheds light on DeFi and consumer lending.