June 22, 2020
During this pandemic, we’ve all realized the importance of having an emergency fund. So, in this episode of The Rachel Cruze Show, you’ll learn: • What to do if you have a financial crisis on your hands • How to rebuild your emergency fund from my dad, Dave Ramsey • How one couple saved $13,000 in just nine months Resources: Baby Step 3 printable: Zander Insurance: FPU:
June 8, 2020
Do you feel like your finances are holding you back from creating a life you love? There’s only one person who can turn things around for you: you! In this episode of The Rachel Cruze Show, you’ll learn: • Five ways to improve your financial health right now • How to improve your emotional health with help from Ramsey Personality, Dr. John Delony • How the pandemic has impacted other people working the Ramsey Baby Steps
May 25, 2020
You guys! It’s the first-ever live episode of The Rachel Cruze Show! In this very special episode, you’ll learn: • How to overcome fear in your relationships with help from my guest, Patsy Clairmont • Why I’m terrified of dolphins (yes, really) • How one couple became debt-free while planning their wedding and even losing a job
May 11, 2020
Kids aren’t cheap, but they don’t have to make you broke either. So, let’s talk about how to save some serious money on your kids! In this episode of The Rachel Cruze Show, we’ll talk about: • Four things new moms feel pressured to buy but don’t actually need • How real students went to college debt-free • Why you don’t have to be busy to be the best mom
May 4, 2020
Coronavirus has us all doing things a little differently. For me, one of those things has been podcasting from my house! So, here’s a BONUS episode of The Rachel Cruze Show—quarantine edition. In this episode, you’ll learn: • How to still have fun celebrating big events during a quarantine • Six free ways to entertain your kids at home right now • The smartest thing to do with your stimulus check
April 27, 2020
Given the current state of our country, you might think the American dream is gone forever. I know so many people are just trying to get by and can't even focus on getting ahead. Even though I filmed this episode weeks before coronavirus hit, I think this message is more important now than ever. We cover: • How the American dream has changed over the years • The hardest step to getting out of debt and how to overcome it • Max Lucado’s simple secrets to a happy life
April 13, 2020
If you aren’t already living on a budget, the most important thing you can do for you and your family right now is to make one. Or if it’s been a while since you looked at your numbers, now is the time to adjust. In this episode of The Rachel Cruze Show, you’ll learn: • Three ways to refresh your budget • How Alex and Todd paid off $16K of debt in just nine months • How to organize the messiest rooms in your house
March 30, 2020
It’s crazy out there, and you’re probably wondering what to do about your money right now. So I'm here to give you five super practical, super clear things you can do with your money during this pandemic. Don’t panic. Get On a Budget. Focus On Your Four Walls. Cut out all unnecessary expenses. If you’ve lost income, stockpile cash.
March 27, 2020
It’s scary out there, but hope is greater than fear. In times of crisis, facts are your friends. So get the facts and other common sense guidance on life and money from thought leaders Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal and John Delony.
March 16, 2020
Being a mom is the best job I have, but let’s be real—sometimes, it’s really hard. So, this episode of The Rachel Cruze Show is all about making your life a little easier. Today, you’ll learn: 7 ways to save money on your morning routine, things no one tells you about being a mom, and how to give yourself grace as you navigate this crazy thing called “life balance.” Resources: Zander Insurance: The Contentment Journal:
March 2, 2020
This is the final episode in my series covering the Ramsey Baby Steps, and Dave Ramsey and Chris Hogan are back to help me out and make me laugh. Baby Steps 4–7 are the whole reason you make so many sacrifices in the first three steps. On this part of your money journey, you’re truly securing your financial future.
February 17, 2020
This is the third episode in my series covering the Ramsey Baby Steps. Baby Step 3 is hard, but I want to keep you motivated! In this episode, you’ll learn three keys to having a bulletproof emergency fund, how to find cold hard cash in your freezer, and a money tendency I used to be really immature about.
February 3, 2020
This is the second episode in a series covering the Ramsey Baby Steps, and my guest is the man who started it all—my dad, Dave Ramsey! He’s here to get you pumped up for Baby Step 2: Pay off your debt. In this episode of The Rachel Cruze Show, you’ll learn: • The absolute best method for getting out of debt • Whether or not it’s really harder to get out of debt now more than ever • How one couple paid off $85,000 using the Ramsey Baby Steps
January 20, 2020
We’re kicking off the new year with a special series covering the Ramsey Baby Steps. So let’s start at the beginning! Baby Step 1 will be your first step toward never worrying about money again: Save a $1,000 emergency fund. In this episode of The Rachel Cruze Show, you’ll learn: • How to cover unexpected expenses when they pop up • 26 super specific ways to save $1,000 • How guacamole changed my mind about money
January 6, 2020
When you make a budget that actually works for you, it doesn’t limit your freedom—it gives you freedom. Here’s how to make your budget better than ever before! Zander Insurance: My Favorite Budgeting App: Financial Peace University:
December 23, 2019
I want to share some of my favorite moments from The Rachel Cruze Show with you, including what really goes on behind the scenes! Zander Insurance:
December 9, 2019
Here are 10 things that made my life so much better this year, plus which brands will save you money on your favorite things.
November 25, 2019
Are you having money fights with your spouse? Do your family and friends expect too much from you financially? Here’s how to navigate different money situations in your relationships.
November 11, 2019
Do people have to go into debt to survive the holiday season? In this episode, I’ll show you how to make more of the holiday season with less.
October 28, 2019
If you’re considering adoption, money shouldn’t be what holds you back. Here’s how you can adopt without going into debt.
October 14, 2019
Everyone has insecurities about something, but for some of us, insecurities can really affect the way we spend money.
September 30, 2019
Student loan debt is costing Americans trillions of dollars. Here’s what you can do to get rid of your student loan debt even faster.
September 16, 2019
Wondering why you can’t get ahead? Look in your driveway! Over the past decade, car debt has gone up 60%, and the average car payment is now $554!  I don’t want car loans to steal from your future! In the latest episode of The Rachel Cruze Show, you’ll learn: Why financing a car is the worst financial decision you can make How to pay off your current car and pay cash for your next one How to save real money on car repairs—a mechanic shares his secrets
September 3, 2019
We are wasting money on all kinds of things without even thinking about it. Want to know what our obsession with trends really costs?
August 19, 2019
It’s possible to pay off all your credit card debt and become debt-free! Here’s the number one proven method for getting out of credit card debt.
August 5, 2019
Millions of Americans are being duped by credit card companies every day. And, you guys, I’ve had it! So, in the latest episode of The Rachel Cruze Show, I’m going to expose credit cards for what they really are. You’ll learn: • Lies you’ve probably heard about credit cards • The truth no one is telling you about credit card points • How to buy a house without a credit score
July 22, 2019
Have you heard any of these money lies? Here’s the real truth behind three things society doesn’t want you to know about your money habits.
July 8, 2019
Key questions to ask your parents right now about their money situation and avoid money mistakes and heartache in the future.
June 24, 2019
Ways you can save hundreds of dollars each month in your food budget so you can get out of debt, build up your savings, and reach your goals faster.
June 10, 2019
Getting to a place of financial freedom is hard, so when you've just about had it, it's important to remember why you're doing this in the first place. Spoiler alert: It's not just for yourself.
May 27, 2019
Your personality type can help you with money or make it harder, so in this video, let’s explore your tendencies with money using the Enneagram and other personality tools.
May 13, 2019
If you want to change your life, you need to prepare your heart for this: Change isn’t easy. But you know what else? It’s worth it. In this episode, you’ll learn: Why most people struggle to make lasting change, and what you can do to be different. How a family of six hit rock bottom before paying off $77,460 in 36 months—and what changes they made to make it happen. Practical steps you can take to overcome fear and find a career you love.
May 8, 2019
My mom, Sharon Ramsey, shares what life was like when she and my dad declared bankruptcy. She talks about shopping for diapers on a budget and family camping trips with the Ramseys!
April 29, 2019
Is saving money on everyday items a struggle? You work too hard for the money you have for one trip to the store to eat it all up! So in this episode, I’m going to help you shop smarter. You’ll learn: The shopping hack almost no one knows about Budget-friendly meals with healthy ingredients (that taste amazing, too!) My money-saving tips to budgeting, spending and shopping for clothes
April 22, 2019
Christine Caine is one of my favorite people ever, and she was gracious enough to let me in on all her wisdom and record it to share with you! Our conversation was so rich. In this episode, you’ll learn: • why you shouldn’t feel guilty for delegating and asking for help. • how to stop the comparisons and see your life’s meaning, significance and worth. • the incredible and radical ways Christine’s ministry is literally saving women around the world.
April 15, 2019
Disney World is one of my favorite places on earth, but it can cost a small fortune. Good news is, it doesn’t have to! In this episode, you’ll learn: How to know if you, your family and your bank account are actually ready to go to Disney. Twenty-one ways to save time and money at Disney—I’m talking thousands of dollars and hours of time saved! The best-kept Disney dining secrets from our Disney food expert, Rachel Bshero.
April 1, 2019
If you don’t set the foundation for what your kids learn about money, they’ll pick it up somewhere else. So in this episode, you’ll find out: How to teach your kids about money the way I learned from my dad, Dave Ramsey The best ways to break down the walls between you and your teen to make a real connection (Guest: teen and millennial expert Anthony ONeal) How a family of four paid off $303,000 in debt and got their kids involved in their debt-free journey
March 18, 2019
What does being rich really look like? It’s more attainable than you may think! Research shows there are three things wealthy people have in common, and in this episode I’ll reveal what they are so you can live rich, too.
March 11, 2019
Today’s episode is a conversation Dr. Henry Cloud and I had backstage at The Smart Conference, where he taught me the four keys to having healthy relationships. This is something I hear again and again that people want in their lives! Maybe for you that means to put up some boundaries so that others stop taking advantage of you. Maybe you need to let go of perfectionism. Whatever your situation looks like, this episode will give you the truth we all need.
March 4, 2019
The one thing that’s always true about traveling is that it costs money. Whether you love it (like I do!) or hate it, it seems like there’s always one reason or another to spend money going somewhere! Maybe you’re planning a honeymoon or a beach vacation. Maybe you’re getting out of debt and can’t spend much but have to travel to a family reunion or an out-of-town wedding. In this episode, we’re going to talk about how you can travel cheaper.
February 18, 2019
Buying a house is the biggest financial investment most people will ever make, but your home is a big deal for other reasons too. It’s the place where you lay your head down to sleep at night, where you prepare your meals, and where you raise your kids. It’s where your life happens! So, I don’t want this to be something stressful in your life. I want it to be a place of joy.
February 11, 2019
This episode is a little different! I actually recorded it sitting on the floor in my closet, sharing my thoughts on life balance and the struggles we face as parents. We’ll talk through why you don’t need to do everything, how to be the best version of yourself for your kids and how to give yourself grace when you mess up.
February 4, 2019
Do you wish you had more money? Wouldn’t that make it a little easier to reach your financial goals in 2019? You’ve come to the right place, because this episode is all about how to give yourself a raise this year!   In this episode, you’ll learn how to: Avoid the most common tax mistake that’s probably costing you money right now Have more money today without even getting a raise Find contentment in all areas of life using one simple method from my guest, Annie F. Downs
January 21, 2019
I’m going to let you in on a secret: You can actually enjoy your life while you’re getting out of debt! Getting out of debt may be uncomfortable. It’s pretty countercultural. And it definitely requires discipline. But believe it or not, millions of people have gotten out of debt and didn’t hate their lives in the process. This episode is all about super practical ways to love your life while getting out of debt!
January 21, 2019
Stephanie and Taylor Shivers were pretty much drowning in debt. Between student loans, medical bills and living expenses, they owed $142,000—which would take them 25 to 30 years to pay off. So, Stephanie and Taylor took a big step of faith: They sold their house. Talk about radical! Plus, some of my favorite guests ever are on this episode. The Minimalists are here! We talk about why stuff doesn’t equal happiness and how to make room for what really matters.
December 18, 2018
Coming January 21st, 2019! Learn how to take control of your money and create a life you love.
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