Detailed
Compact
Art
Reverse
October 17, 2019
Millionaires answer, "What’s your No. 1 piece of personal finance advice to young people?" - Should we care about the resale value when shopping for a home (Caleb, Santa Fe, NM) - Do we need umbrella insurance if we have debt (Carly, Ambridge,PA) - The pantry challenge explained (Marcus, Maryland) - Don't shop hungry! A reminder before getting groceries. - Scammers fool millennials out of millions of dollars: Here's how - Walmart skips the front porch and delivers right to your refrigerator starting today Mentioned on the show:  
October 16, 2019
Jessica Byrne’s tips on how she reached her goal of saving $300,000 — all at the age of 26. - I'm 63 and have $18,000 in student loan debt (Carol) - My brother-in-law wants to short a stock. What does that mean (Brian, New York City) - What should I look out for when dealing with a funeral home (Destyn, Vancouver, WA) The Truth About Certified Cars - What one woman is teaching her grand daughter about life Mentioned on the show: Funeral Consumers Alliance - https://funerals.org/
October 15, 2019
- Things to do to keep hackers out of your 401(k) and stealing your life's work. - I owe $50,000 in taxes (Amanda) - Is paying a commission every month for an IRA normal (Miguel) - I'm desperate to learn a different way of doing things (Mindy) - Stop vomiting money! Pam is committed to getting out of debt. - How does dollar cost averaging protect from a recession (Raymond) - Warning about affinity investing - Check your cable bills for junk fees Mentioned on the show:  
October 8, 2019
Company settles for $150M but admits they did nothing wrong. What to watch out for when signing up to resell these types of services. - Using realtors to help getting PMI removed (Tristan, Salt Lake City, UT) - Is a loan modification a good idea to save on interest (Sarah) - I'm concerned there is an ETF bubble (Cam, Melbourne, Australia) - How do we decide if we should take a lump sum on a pension payout (Christi from Corpus) - Listener celebrates a paid off car! - FTC restricts 'misleading' Utah-based real estate seminars with HGTV stars - The latest in mattress wars for a good night's sleep Mentioned on the show: AdvoCare Income Disclosure Statement 2017 - https://advocarecorporate2.s3.amazonaws.com/downloads/legal/pdf/IDS_2017_English.pdf
October 3, 2019
Why are people always trying to keep up with the Joneses (CNBC) - Should I sell my home to save up more money for retirement (Brooklyn, New York) - Scott apologizes to the gold nugget goons for implying the are stooopid. - Should you close old credit accounts? - What examples are there of living below your means (Seems) - Best way to save money on a refrigerator (Jaime) - Do we need title insurance for a new home (Jennifer, Houston Texas) - How do I budget if I get paid sales commissions quarterly (Khalil, Warwick RI) - New York is suing insurance companies because they are hosing teachers retirement plans. - Tips for keeping warm this winter Mentioned on the show: https://403bwise.org/
October 2, 2019
How do you need to save, earn, and at what age to get $1M for retirement? - Should I sacrifice family and health for a high paying job (Dr. Who) - What is your take on options trading (Mike) - Good spending leading to wealth is debatable (Elena) - Chris is debt free and has a cash-back tip - Warning about cash value in an insurance policy - Consumers are getting further underwater on car loans - What to prepare for when going on strike. Mentioned on the show: https://www.wsj.com/articles/the-seven-year-auto-loan-americas-middle-class-cant-afford-their-cars-11569941215?mod=hp_featst_pos1 https://www.amazon.com/Boundaries-Updated-Expanded-When-Control/dp/0310351804/ref=sr_1_1?keywords=boundaries+book&qid=1570026291&s=gateway&sr=8-1
October 1, 2019
- Beware of not having enough money to pay for something. - How to check if you should get an extended warranty. - Is there a way to get help at the IRS for a missing refund (Laurie) - We're behind on everything and need help (Matthew) - How can we get rid of PMI on our mortgage (Hana, Akron OH) - Do I have to pay taxes on a gift to a 529 Plan (Joe, CA) - Lily pays off all her credit cards! - My 2nd husband is funding his son's bad spending habits (Brandy, OKC) - Rachel Ray donates $30M to charity - The best-cat for a wedding Mentioned on the show: https://purple.com/mattresses/purple-bed https://nfcc.org
September 25, 2019
Are you willing to put in the work for financial freedom? Scott shares a 60-second motivational speech from Carrie Underwood. - Daycare costs too much and my husband doesn't want me to get a low paying job (Courtney) - Is 1/2 my income too much to rent an apartment after a divorce (Alexandra) - Is there an easier way to budget (Morgan) - Jobs and careers are often not what people think of - Are UIT's good for tax avoidance (Ric, Texas) - How long does it take to improve your credit score? - Vanguard offers a new discount robo advisor - TrueCar spamming service Mentioned on the show:  
September 24, 2019
What are ways to keep from buying stuff you will regret later, or forget you bought to begin with? - Are people going too car with credit card rewards? - Where should I get extra disability coverage (Malerie, San Rafael, CA) - Advice for moving a 457 plan (Missy, Southwestern, VA) - How to get the contact info for a CEO (Dan) - How much should we put into REITs if we are in our 20's (General Kenobi) - What's your take on the Worthy bond investment offering (Chris, Colorado) - Best college majors for 2019 Mentioned on the show:  
September 19, 2019
Your life in ten financial milestones. See if you land sunny side up or cracked. - What budgeting software do you recommend people use - Is investing in my HSA a smart move (Big Brown Bear, Neenah, WI) - What steps should I take to trade in my car (Raven) - I'm stuck in online loans, how can I get out of them (Rachel) - This couple paid off $61,000 in debt. Listen to how they did it. Mentioned on the show: https://www.wsj.com/graphics/nest-egg-game/ https://healthsavings.com/think-inside-the-shoebox/#video
September 18, 2019
A listener asks about Tai Lopez' $500 product and if it's worth the money. Or is it a scam? - I wish I had your book when I was younger (Dave) - Does compound interest work if you have different accounts vs. one account (Katlego, South Africa) - What important documents should be kept (Tonya) - What's something most beginner budgeters forget (Grayson, Arizona) - Introducing the new Walmart rewards credit card - How to save money on checked baggage - What would Buffet's first investment be worth today? - How can I find out about my husband’s 401(k) - Former NFL hopeful launches new career with barbecue restaurants Mentioned on the show:  
September 17, 2019
Scott yells at a customer service rep (oops) and shares how to get rates lowered on utilities and services so you can save big money. - Moving to California, should I switch banks now (Kevin, Austin, TX) - What Vanguard funds are used for the All Weather Portfolio (John) - I'm widowed and was let go at my job as an accountant. How can I get my business ramped up (Joey) - Is it better to do a Roth IRA or Roth 401(k) (Andrew, Cincinnati, Ohio) - What do you think of Tai Lopez' products (Andre) - One celebrity that downsized and is happier about the decision - Is using TrueCar worth your time? Mentioned on the show:  
September 12, 2019
Why are some people so judgmental about other people's finances? - Solved - why don't they teach money in school - Refinancing and shopping around my student loans saved money (Leo) - I need good advice regarding options trading (Ron) - What should I do with a $19,000 inheritance (Stephanie) - As a 59-year-old what should my investment allocations be (John, Valley Springs, CA) - Red Alert Warning - rent scammers are finding new ways to rip off people - Are you taking on too much risk or not enough risk because of what an advisor says? Mentioned on the show: https://www.usatoday.com/story/money/2019/09/06/personal-finances-why-judge-other-peoples-money-habits/2220807001/
September 11, 2019
What is the secret of 'adding value' and earning more? - Geocaching as a free activity - How often should you be spending money and saving money (Sir Joke, Twitter) - What should I do with an old 401(k) (General Kenobi) - Is it better to invest everything in a target date fund (Kim, Boston, MA) - How can I make multiple streams of income for a media production company (Emmanuel) - Should I take a lump sum payout for my pension (C3PO) - One NFL player and how he budgets - Millennial women, take better control of your financial futures - What is an authorized user on a credit card Mentioned on the show:
September 10, 2019
Looking back on history can provide some gratitude we live in modern society. Scott shares a story from Scotland about how people lived 500 years ago. - How can I become a financial advisor (Steven) - Can I apply for an HSA on my own (Rory, Michigan) - Should I divide my savings between bonds and a bank (Dean) - Inspiring story of one pizza place helping feed the hungry with great pizza - Travel tip - getting upgrades for cheap - Travel tip - watch out for multi leg journeys - Scott rants on the food and beverage industry's sales tactics Mentioned on the show:
August 22, 2019
More evidence that you (YOU) can build a million dollar 401(k) or IRA - Can I add my 13-year-old to my credit card to help her build a credit history (Dan) - Where can I go for simple investment management (Courtney, Santa Cruz, CA) - I'm not using the cash envelope system to buy gas (Heather) - If you don't have cash, how do people pay for an emergency (Dorothy, Canada) - What do you think of junk bonds for income generation (Daniel, Live Stream) - Simple ways to save money on... - How to invest if you're worried a recession is coming - More quick and easy meal tips - Scott son learns a lesson in responsibility and paying for mistakes Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
August 21, 2019
How you can enjoy friends and family and still maintain frugal values. - Buying an RV? Buy used to get a deal. - What's better for emergency funds, a money market or online bank (Curt) - Is daily dollar cost averaging too extreme (Anon-o-mouse) - What can we do to avoid our pension not paying out (Cassandra, Oklahoma City, OK) - What was the Comcast low cost Internet service (Kristin) - Just paid off my car! (Sue, Sacramento, CA) - Yes, you can throw together a meal in just 5 minutes - How to avoid foreign transaction fees - 6th grader collects 1,500 pounds of peanut butter for the needy Mentioned on the show: Comcast internet essentials - https://apply.internetessentials.com/ Using tax lots to minimize taxes: https://www.investopedia.com/articles/05/taxlots.asp Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
August 20, 2019
What steps can you take to prepare for the next recession? - Are Plae sneakers worth the extra cost? - Are people using 'business' as an excuse to pay more for food delivery - An update on Legacy Box and how they are handling Scott's problem order. - Should I close down my unused credit cards (Brian, Phoenix, AZ) - How can I help my son from overdrafting his debit card (Mike) - Pros and cons of lease to own a house (Grady) - I have the option to take a severance package. What should I consider when deciding (Hannah, Montana) - One of our listeners has published a new book of poems called Garden of Ravens Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
August 15, 2019
With borrowing cheaper than ever, becoming the Joneses has never been easier. Scott explains why wealth is often an illusion. - How can I make my money work for me as a 20-year-old (Mason) - What are your thoughts on tuition insurance (Selena, Potomac, IL) - How can I get my dad to have a will (Vanessa, Lincoln, NE) - If I don't escrow my property taxes what should I watch out for (Lisa) - No, nothing is plummeting except people's brains. - Where to find deals on government seizures. - From fired to a great business. Why bad things aren't always bad. Mentioned on the show: Money Quiz - https://usatoday.secondstreetapp.com/061919-Financial-Literacy-Quiz/questions/2187899?allow-full-viewport=true Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs  
August 14, 2019
Yet another person who claims Tesla Model 3 electric car is 'saving' them money. Scott rants on why people can't do math and then wonder why they have no money. - How should I spend a windfall from an inheritance (Taylor, College Station, TX) - What can I do about a surprise bill I forgot was coming (Jenae, Georgetown, IL) - Can you explain my daughter's 529 plan (Megan, Cincinnati, OH) - What can I do about back taxes I owe (Miranda, Arlington, Virginia) - How do people divide up their saving for cars and repairs (Henry, Houston, TX) - Red Alert Warning - college students scammed by another college student - From debt free to making another $1,300 a month at a new side hustle. Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
August 13, 2019
Why making small sacrifices now will lead to huge- HUGE - benefits later on. - Should I use my emergency fund to pay off the rest of my student loans (Crystal, FL) - What's the best way to learn about investing if I'm 70 (Ginger) - My brother will not stop borrowing money from me (Andrew, Plymouth, Massachusetts) - What are the biggest ways to save on a wedding (Mckenzi, Parts Unknown) - Should I sell some stock because of what's going on with China (Colby, Dartmouth, MA) - Why an expert can help with buying a house or land. - Lynda.com may be available online at your local library for free. - The artist catching fire at 85 Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
August 7, 2019
Today we have proof positive even the 'experts' are lousy investors. How to avoid their 'expertise' so you can keep your hard earned money and watch it grow. - What are the risks of buying a vacation property in another country (Beach Dreamer) - How can I sell my business? - When should I stop helping friends and family (Rick, TX) - Why I moved from a roboadvisor to a brokerage (Gandolf) - I can't figure out what my next career should be (Alice, United Kingdom) - Buying a home? This mortgage mistake can cost you. - New $10 Internet plans for low-income households - Tom Brady on having one life to live. Mentioned on the show: https://www.foxbusiness.com/personal-finance/homebuyers-save-money-mortgages https://techcrunch.com/2019/08/06/comcasts-10-internet-plan-opens-up-to-all-low-income-and-disabled-americans/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
August 6, 2019
Sarah is spending all of her money and is wondering why she is feeling so frustrated. Scott has the simple solution. - What to do with an old 529 plan (Nicole (Tallahassee, FL)) - What's going on with my alternative investments (Sawyer, Cheyenne, WY) - What are the penalties if I collect social security early (Gilbert) - What jobs allow me to work out of the country and have an income (Rachel) - My annuity fees are too high (Linda) - Are you falling for financial decoys? - The trick that makes you overspend. - Where to get a free FICO score (Lara) - The importance of having a CLUE Mentioned on the show: https://www.bbc.com/worklife/article/20190801-the-trick-that-makes-you-overspend Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
August 1, 2019
The 2019 Personal Finance Scholarship Winners are announced, along with their amazing money lessons we can all learn from. - Is paying more for premium dog food worth it in the long run (Stuart, Washington) - Should I go back to a 9-5 or become a blogger (Jason) - I'm over being the lender and not the borrower (Lakisha) - Using food to figure out an investing strategy (KC, West Virginia) - Separate accounts aren't really separate accounts in the eyes of the law. Mentioned on the show: NFCC.org Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 31, 2019
How did a company convince a 90-year-old couple to buy a $150,000 timeshare? - I keep falling into debt and can never get back up (Cody, Saskatchewan) - If I use Credit Karma for credit monitoring do I need anything else (Andrew) - My business income is down and cash flow is bad (Timothy) - PayPal transferred money to a closed bank account and now I can't get it back (Jacinda, TX) - How can I pick the investments for a 401(k) and IRA (KC, West Virginia) - A new option for cord cutters to get away from Dish and DirectTV - How to know if the sky is falling and what to do about it Mentioned on the show: https://www.consumerreports.org/tv-service/orby-tv-satellite-tv-service-is-targeting-cord-cutters/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 30, 2019
Questions everyone should ask before making a big financial decision. Even if you're debt-free. - What should I do with a $35,000 inheritance so it's not reported on FASFA (Nina, Orlando, FL) - How can I start investing in real estate with $5,000 save up (Joel) - Where can I check my credit score after I've consolidated some loans (Jay) - How to get your credit score (FICO score) for free. - Facing an eviction this person keeps their hopes up (Taylor, Ohio) - Listener tip to get rid of your spare change for free (Amy) - 16-year-old Katie starts a business to pay for a trip to Disney for her and her mom. - Warning! Capital One accounts have been hacked. - IRS is warning cryptocurrency sellers to pay their taxes. - Dangerous changes are coming to 401(k)s. Mentioned on the show: Free Discover Card Credit Score - https://csp.discover.com/free-credit-score/index.html https://www.federalreserveconsumerhelp.gov/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 25, 2019
The answer to the question of how to make money fast with all the different investing options. The secret revealed! - What do you think of the new Betterment savings plan (Ozzy, Oostburg, WI) - Is property tax protesting a way to save money - Are you entitled to money from the Equifax security breach? - Is there ever a benefit to leasing a car (Fabian) - Can you explain the cash envelope system (Aria, Boulder, CO) - What should I do with restricted stock units (Lloyd, Cincinnati, OH) - 23 year old pays off $20,000 in debt in one year - Financial advice for a 16 year old (Lindsey) - Another warning for pension holders Mentioned on the show: Get 4 years of free credit monitoring - https://www.equifaxbreachsettlement.com/ https://www.cnbc.com/2019/07/17/how-to-pay-off-20000-in-debt-in-one-year.html Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 24, 2019
The good and the bad of personal finance magazines and the information they give to readers. - What do you think of how I'm managing sequence of return risk (Mike, Winnipeg, Canada) - Best way to wrap coins (Jennifer, Facebook Group) - Are street signs for temp help legit (KZ) - What questions should I ask a potential financial advisor (Ric, San Antonio, TX) - I need some guidance on switching annuities (Linda, Virginia) - Why 401(k) fees matter - Are Oreos Part of a Mindful Diet - One former NFL player is teaching kids how to fish. - While another former NFL player may be going bankrupt Mentioned on the show: Teach a Child To Fish: tactf.org Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 23, 2019
When a bunch of people who started with nothing and are now millionaires come together, what do they talk about? - How can I earn money for a car if I'm 12 years old (Alia, UK) - Should I pay down my house if I plan on moving in 5-10 years (Matt) - How I got my husband on board with the budget (Edwina) - What budgeting software do you recommend and why (Edith) - I'm getting evicted in two days, what should I do (Taylor, Ohio) - Scott's daughter joins the show to discuss loaning money - Use the Walmart app to help track your spending - Travel tip to save on cruise excursions - Red alert warning: Student loan scams Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 18, 2019
What are the tricks, traps and tactics salespeople and marketers use to get our money? Learn to recognize and fall for them. - How should you budget for pets (Lindsay) - How can I figure out my investment returns over time (Ross) - My father-in-law is butting in our finances (Noah, New Mexico) - My wife and I are debating 401(k)s vs Roth 401(k)s based on our tax bracket (Mohammad) - How do you choose between two different financial advisors (Sara, California) - What's can I do to settle an $18,000 debt that is in collections (Elissa) - Beware of tire damage warranties at car dealers Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 17, 2019
Making big purchases can be exciting and fun! It can also lead to stress and less wealth. Here's how to make the wise choice. - When is the best time to get a teenager a credit card (Joe) - What are some last minute interview tips (Antoinne, Atlanta, GA) - How can I insure a baseball card collection (Presley) - How can I stop splurging (Amaya, Kentucky) - My husband won't cut cable because of sports (Raegan, Jacksonville, FL) - Can I refinance a car I just bought (Athena, Maine) - How to save money on A/C bills - Have you done your mid-year tax review? - Never take advice from Jim Cramer on picking stocks - The benefit of owning a home to build wealth is forced savings Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 16, 2019
"Why would you pay full price for a funeral so someone else can laugh all the way to the bank?" - Lincoln - Are certified used cars worth the extra money (Rodrigo) - How does Habitat for Humanity work to get a house (Batman) - Should I let my brokerage reinvest dividends (Mike, Zimmerman, MN) - Is there a good way to teach teens how to handle a debit card (Garrett) - Thanks for the tips on balancing spending and saving (Miguel) - Deals on SUVs and crossovers are available for car drivers - Why you need to diversify your skills Mentioned on the show: Funeral Consumers Alliance - https://funerals.org/ Greenlight Debit Card - https://www.greenlightcard.com/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 11, 2019
What question in your life have you been asked that changed your way of thinking? - I can't afford my apartment and am already working double shifts (Alyssa, TN) - How can I afford paying for college (Anne) - Money hack for paying monthly bills (Theo) - How do I help my 16-year-old-son manage his paycheck (Olive, Canada) - How can I get a secured credit card after a bankruptcy(Remington) - What is the right order to invest in for a 401(k) and Roth at age 51 (Katelynn, Canton, OH) - Questions to ask before cancelling a credit card - Bartending as a side hustle - It's New Summer's Resolution Day! Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 10, 2019
If you only have the minimum amount of car insurance, you don’t have enough. - How to decide if a car is safe enough to buy (Dante, New Jersey) - Are there university courses you should take to set yourself for better finances when you graduate (Vashni, Ontario, CA) - How can I avoid student loan debt if I don't have enough money (Lauren) - Should I get the 15% employee stock purchase plan discount if the stock has to be held for one year (Daniel) - Where to get renter/home owner insurance. - What is the true cost of a bad credit score? Mentioned on the show: Lemonade Insurance - https://www.lemonade.com/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
July 9, 2019
This nudge could get your friends to start investing in their 401(k) - I’m two months into a car lease, is there a way I can get out of it (Erin) - Can you invest in both a Roth IRA and Roth 401(k) (McFly) - Why you shouldn't invest in penny stocks. - I'm in my 70's and my only source of income is my rental home (Cici) - How do I get over the fear of investing more (Jackie, Florida) - How many years can we go before we start investing (Paris, California) - Scott is proven right again, this time by a Yale professor - My emergency fund saved me from missing my house payment (Jesse, Philadelphia) Mentioned on the show: LeaseTrader - https://www.leasetrader.com/ SwapALease - https://www.swapalease.com/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee Just think about it - what would you do with an extra $1,000 THIS WEEK? This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire. Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life. Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 28, 2019
This is a special edition of the unabridged audiobook for Scott Alan Turner’s How To Save $1,000 This Week: Easily Save Big Money on Everyday Expenses Without Giving Up Your Daily Coffee   Just think about it - what would you do with an extra $1,000 THIS WEEK?   This book will show you how to save money without sacrificing quality of life. It’s about not wasting money and throwing it away when you don’t have to. Big and small savings for things you’re already spending money on, that add up to tens-of-thousands of dollars over your lifetime. Miss these tips, and you might as well be lighting your money on fire.   Subscribe to the podcast now, to free yourself from worry, stress, and debt as Scott teaches you how to save more and earn more money so you can have financial freedom, become a millionaire, and live a rich life.   Join Scott’s weekly newsletter for tips on earning more, saving more, and achieving financial freedom here: https://ScottAlanTurner.com
June 27, 2019
- Another study shows Americans are struggling to save for the future. What can be done? - How do you convince others to save, build an emergency fund, and understand compound interest (Mark) - What stock would make a good graduation gift (Jason) - What is the best robo advisor in the UK (Emma, UK) - Can you explain how you buy company stock in a discount purchase plan (Sydney, Waterbury,Connecticut) - The pitfalls when it comes to house flipping and hiring contractors - In the band - Trevor pays off his last debt. Mentioned on the show: Wealthify - https://www.wealthify.com Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
June 26, 2019
What steps have you taken to protect your identity, and are there some things you may have missed? - I have inherited $100,000 in bonds and am not sure what to do with them (PencilPusher, New Jersey) - Should I cash out some investments to pay off a HELOC (Lara) - I'm done with Amazon Prime (Leon) - Should I do a traditional IRA or SEP IRA for a business (Justin) - Where should I get renters insurance from (Natasha, Cape Coral,Florida) - What do you think about investment clubs (Julian, Worcester, Massachusetts) - What the Kardashians can teach us about budgeting - Watch out for what people are saying about increasing the minimum wage - New AirBnB Lux service for travelers - Are you basking in your own reality? Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
June 25, 2019
- When should you raise the deductible to save money on insurance? - My mortgage may soon go into foreclosure (Paula) - Should you pay the minimums on student loans - I'm super broke and have a baby on the way (Drew) - If I have a SIMPLE IRA can I make out a 401(k) in the same year (Jesse, Philadelphia, PA) - I can't say no to lending and spending (Sade) - Should I take money out of the market since its up (Jim) - Should I pay off my student loans with my emergency fund (Darren) - Get free online education - Buying whiskey to make money Mentioned on the show: MIT Open Courseware - https://ocw.mit.edu/index.htm Luxury items to make money - https://www.usatoday.com/story/money/2019/06/21/make-money-by-investing-in-whisky-consulting-firm-says/39583059/
June 20, 2019
Gold? Forex? Cryptocurrency? Print on demand? Closing sales? House flipping? Scott has the secret to getting rich with no money down, and he's giving it away for free. - App that can save you money on stuff (Tony) - How to find an out of state realtor ( Michelle, Maine) - Can I roll my Traditional IRA to a 403(b) (Gandolf, New York) - Will I pay taxes if I use money from a brokerage account to pay debt (Ben, Fort Wayne, IN) - Free activities for kids this summer (Yvonne) - What are the hidden expenses of owning a home (Valerie, Washington) - Best and worst franchises to own - That lemonade stand is probably illegal and the children running it should be arrested - How to get out of paying social security. Mentioned on the show: Best + Worst Franchises - https://www.forbes.com/sites/karstenstrauss/2019/06/19/best-worst-franchises-buy-own/#6cb34e107d79 Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs https://podcasts.apple.com/us/podcast/she-threw-away-a-diamond-ring/id1053256064?i=1000442060894
June 19, 2019
- Imagine how you would feel if you threw aways something valuable. And then think about what's really valuable in your life. - We cash flowed a masters degree and are celebrating with a trip to the UK (Richard) - How do I stop giving away my money to my family (Troylene, Baja) - Should I take a course to get out of paying a red light ticket (Julia) - Where should I get advice on what to do with a $150,000 inheritance (Roman, Ohio) - The Gold Nugget Goons are out and complaining because Scott destroyed their arguments about buying gold. - Costco's ID theft service isn't worth getting. - Another investor fails his customers, proving again money managers don't have consistent returns. - What do mom's know about money (Cade) Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
June 18, 2019
- It's one of the golden rules of personal finance that helps you keep more of your money, over and over. - How to improve your credit score for free. - Should an emergency fund be used if you can save money by pre-paying for something (Ken) - How do you deal with saving when something always comes up (Mark, Facebook) - When funding my revocable trust, do I need a lawyer to title my house in the name of the trust (Rick, Texas) - I'm tired of living paycheck to paycheck and am getting ready to be married (Dustin, Florida) - I'm looking for new ways to grow on my personal finance journey (Katie, California) - Scott rants about wasting water on lawns. Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs  
June 13, 2019
- Are student loans an investment, a ripoff, or just dumb debt? Emily, an applicant to the Scott Alan Turner Personal Finance Scholarship, weighs in. - Should I pick a SEP IRA or Solo 401(k) (Rory, Youtube) - In the band - Molly paid off $50,000 in student loans. - I am in debt by now and don't know a way to pay it because I am still studying (Ann) - Best way to save for kids (Richard) - What should I look for in buying a home (Hunter, California) - Which debt should I pay down first (Tilly, Ontario, Canada) - Ways to get sponsors to pay for things like events or products Mentioned on the show: The cost of having a baby - https://momlovesbest.com/baby-cost Personal finance scholarship - https://scottalanturner.com/personal-finance-scholarship/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
June 12, 2019
- What do you need to know about bonds? Is it ever a good time to invest in them? Only if you like money. - How to cut down the time on hold with the IRS - Can you get sponsors for a food truck (Cindy) - What's you're opinion on target date funds (Kevin) - What is a stretch IRA (Ric, San Antonio, TX) - When I go through depression it feels good to spend money and the next thing you know you, I'm overdrawn on my accounts (Matthew) - What are the must-haves I should look for in a long term disability policy (Leon) - Last minute father's day gifts - Scott's new phone and why he doesn't by extended warranties Mentioned on the show: https://us.dimensional.com/perspectives/why-should-you-diversify http://archive.nytimes.com/www.nytimes.com/2010/01/02/your-money/stocks-and-bonds/02money.html https://www.advisorperspectives.com/newsletters10/pdfs/Not_a_Lost_Decade_for_Diversified_Balanced_Portfolios.pdf https://blog.callenq.com/irs-hold-times-disconnect-data-10k/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
June 11, 2019
- Investing in gold means less money for you. Here's why. - Amazon has a new secured credit card for people with bad credit. - NFL Player with the 138,000 miles on his truck - Can I reduce my taxes by putting a rental home in an LLC (Rick, Texas) - Is it better to pay cash for a car and get a rebate or use 0% financing (Big J) - How do stay positive in tough times when you are transitioning careers (Jackson, Facebook) - I have loans with 30% interest. How can I lower the when I can't pay my bills. (Patty) Mentioned on the show: https://dqydj.com/sp-500-periodic-reinvestment-calculator-dividends/ https://www.macrotrends.net/1333/historical-gold-prices-100-year-chart https://twocents.lifehacker.com/should-you-get-amazons-new-card-for-people-with-bad-cre-1835376164 https://www.espn.com/blog/denver-broncos/post/_/id/33293/beat-up-truck-busch-light-and-chew-broncos-fullbacks-simpler-things Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
June 6, 2019
Scott rants on the bad advice some rich people give, and shares how you can figure out where and how to find good advice. - What do you think about Fundrise for investing in real estate (Justin) - What crowdfunding sites are best (Cindy) - Travel hack for saving money on drinks at the airport (Terry) - How do annuities work from my employer (Zak) - No, carrying a balance on your credit card does NOT build your credit score - What is the taxation of investing outside of retirement funds (Dave, North Dakota) - People I follow are talking about Forex, is it a good way to invest (Chase, IGDM) - RED ALERT WARNING - The Orenda coffee maker is a scam from Auroma Brewing - What you could do with money in the bank (Rachel) Mentioned on the show: Scam Coffee Maker - https://www.orendacoffee.com/ No Retirement Savings - https://www.statista.com/chart/18246/share-of-americans-who-have-no-retirement-savings/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
June 5, 2019
What do people with more time, money, and better schedules have in common? - I am no longer scared of my debts (Sophia) - Should you invest your emergency fund to keep up with inflation (George) - Is there a way to avoid convenience fees when paying them with credit cards (Lara) - Best way to open an HSA (Legolas) - What does deferral mean in a 401(k) - What should I do with a TSP once I leave the federal government (Walt, California) - Watch out for fake diamonds. - 25-year-old hairstylist makes $280,000 a year. - Should we use our savings to pay debt or cash flow college (Kenobi) Mentioned on the show: HSA Eligibility - https://www.irs.gov/publications/p969 https://www.cnbc.com/2019/05/23/how-a-25-year-old-hairdresser-making-280000-dollars-in-detroit-spends-money.html Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
June 4, 2019
Some people think the stock market is a Ponzi scheme, and they will lose all their money. Here's the truth about stocks. - The real way to get a good night's sleep. - My CFP wants me to move money from my TSP to Ameriprise (Laura) - What's your review of Grant Cardone and Cardone Capital (Chris, New Jersey) - What's the best online savings account (Ariana) - Which of my student loans should I pay off first (Alejandra, San Antonio, TX) - Where can I research companies to invest (Chase, Instagram) - Would you comment on the subject of bitcoin (William) - Red Alert Warning - Quest diagnostics had patient data stolen for 12 million people - Coca-Cola will pay you $10,000 for the best-ever flavor combination. Mentioned on the show: Grant Cardone Exposed - https://www.youtube.com/watch?v=7hHI6kYz9So COOP Pillow - https://www.amazon.com/gp/product/B00EINBSJ2 Coke contest - https://www.cnbc.com/2019/05/31/coca-cola-is-offering-10000-if-you-create-the-best-new-drink.html Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
May 30, 2019
It's the easiest money you'll ever make! Or is it the easiest money you'll ever lose? Another Scaminar exposed. - What do I do with an old 401(k) if I'm changing jobs (Andrew, Cincinnati, Ohio) - How do we start our finances off the right way in marriage (Stanley) - How much debt is ok to have before buying a first house (Alejandro, Tyler, TX) - My daughter is taking out some student loans, so what amount is reasonable (Coco) - Can't get ahead as a single parent with one income (Kai, Nashville, TN) - Are there hidden costs when investing with ETFs? - Do you suffer from stinkin' thinkin'? Mentioned on the show: Are free investments really free - https://www.fa-mag.com/news/the-hidden-danger-of-zero-fee-etfs-44514.html Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs  
May 29, 2019
What do you do when people in your life don't believe in your dreams? Can ordinary people really build wealth? - What to consider when picking a 529 college savings plan - I was let go of my job. How should I handle my money until I find a new one (Ed, Columbia, SC) - How to setup a business partnership (Anthony) - Is it a good idea to rent a vehicle before buying (Colleen) - Did you know Lada Gaga was once bankrupt? - How can you watch local news without cable? - Should I take out Roth money to buy a rental mobile home (Retirement Cash) - I'm having trouble with my credit and income (Cassidy) - How can I make money at forex (Kelvin) Mentioned on the show: Mt. Everest line - https://www.usatoday.com/story/news/world/2019/05/27/mount-everest-deaths-overcrowding-blamed-string-fatalities/1249611001/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs  
May 28, 2019
Yes, you can become a millionaire on a teacher's salary. Andrew Hallam did it in just 17 years. - How do you save money on appliances if you move into a new house (Marcy, West Adams, CO) - How should help our 10-year-old grow his business (Rosalyn) - More 401(k) administrators getting fined for pushing people into higher priced products. - Generation Z - Kylie's thoughts on money. - A simpler way to separate finances after a divorce. - I'm 58 and having trouble finding work after moving (Ray, Austin, TX) - How can I be disciplined when investing in myself while working 9-5 (Sherrin) - Is there any hope for my husband who has been out of work since the fall (Lori) - Be wary of the get-rich-quick people that try to hang around with you (Valenti, Youtube) Mentioned on the show: Retirement reinvention - https://www.amazon.com/Retirement-Reinvention-Make-Your-Next/dp/0143131915 Edward Jones settlement - https://news.bloomberglaw.com/employee-benefits/edward-jones-gets-ok-for-3m-settlement-in-401k-lawsuit Collaborative Divorce - https://family.findlaw.com/divorce/how-a-collaborative-law-divorce-works-faq-s.html Millionaire teacher - https://www.cnbc.com/2017/04/28/how-one-teacher-became-a-self-made-millionaire-by-age-36.html Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs  
May 23, 2019
Doing work that feels beneath you always pays off in the end. - How to save for Christmas gifts this year (Olivia, Kentucky) - How to negotiate a medical bill (Emily) - What can we cut back on to save money (Riley, Vermont) - How much should you pay for a wedding ring - How can I save up for my own place after graduating high school (Austin) - Should I sell my rental home in another state (Michele, Florida) - Are CBD companies a good idea to invest in (Chase, Minnesota) Mentioned on the show: Advice for grads - https://www.wsj.com/articles/my-advice-to-grads-start-mopping-1527518588 Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs  
May 22, 2019
Some tips and apps to quickly and easily save on food. - We just paid off our $18,000 kitchen remodel (Brian, Minnesota) - Should my 23-year-old be investing (Paula) - How to help my brother who is bad with finances get on a budget (Mason, Omaha, NE) - Should I use extra money from my side gig for debt payments or to use on my car (Darcie) - What do we do when we sit down to work on our budget (Sky, Houston, TX) - How do you publish a book (Psy) - What amount of money should we tithe now that we are out of debt (Carter) - How do I rebalance my 401(k) (Arthur, Tuscon, AZ) - Watch out for PayPal not sending you alerts. - How much money can you save between a community college and state university - Did you know you are in the 1%? Mentioned on the show: Global Rich List - http://www.globalrichlist.com/ Ibotta - https://ibotta.com/register?friend=VSHIWRL Checkout51 - https://www.checkout51.com/ BerryCart - http://www.berrycart.com/   Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs  
May 21, 2019
Not only do have to put your money in the right stuff, it has to be in the right place too, and spent at the right time. - How to budget on an irregular income (Zoe, Toledo, OH) - Are secured credit cards good to rebuild credit (Sophia, Florida) - My husband is investing with a margin account and I'm worried about what could happen (Chloe) - I met with a financial advisor that's pushing commission based investments. What should I look out for (Erin, Plano, TX) - How can my 18-year-old build her credit score (Charlotte) - Warning for travel hackers on getting points from new credit cards (Logan, Australia) - How to rebalance a 401(k) if you have company stock in it (Arthur, Tuscon, AZ) - Should you tithe on gross income or your take home paycheck (Carter) - Remember to shop for insurance, even if you have an escrow account (Dustin) - Ways to appear wealthy even without being wealthy. Mentioned on the show: Traveling guide services and experiences - GetYourGuide.com Look rich tips - https://www.thinkadvisor.com/2019/05/14/10-ways-to-appear-wealthy Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
May 15, 2019
When you get clear on what you want, it’s easier to disconnect from what you don’t. - How to research a good used car (Liza) - I've lost momentum on my debt-free journey (Amber, Facebook) - What brand of children's shoes last a long time (Corey) - How to diversify outside of retirement accounts (Gandolf) - How much money would be good to open a savings account for a 7-year old (Cassandra) - Watch out for extra costs when buying a condo. - You called it right on Helium (Allison) - Tax efficiency of ETFs vs. index funds (Tom, Florida) - What is a good balance of stocks and bonds if you have a pension (Harriet, Washington D.C.) - Should we stop saving for retirement to save up for a house (Hannah, Connecticut) - Are there regulations on who can be a financial planner (Stuart) Mentioned on the show: https://www.fidelity.com/learning-center/investment-products/etf/etfs-tax-efficiency https://www.bloomberg.com/graphics/2019-vanguard-mutual-fund-tax-dodge/ Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs  
May 14, 2019
The average American spends $18,000 a year on nonessential items, and people were not happy when other out-of-touch dinosaurs told them how to spend their money. - Should my 50-year-old dad pick a Roth 401(k) or regular 401(k)(Legolas) - We are struggling to pay off a home renovation (Rebecca) - I feel guilty about taking vacations while paying down debt (Vincent) - Should I pay off my car if the interest is the same as what I'm getting in my savings account (Anna) - Can you front-load a 529 College Savings Plan (Anon) - Best way to save for retirement in Canada (Denise, Nova-Scotia, Canada) - Should I invest in a 401(k) if I already have an ESOP (Tony, Ohio) - Thanks for writing a book my husband would read (Lori) - Using apps to avoid toll roads - Red Alert Warning - crypto-scams Mentioned on the show: You don't need that: https://www.usatoday.com/story/money/2019/05/07/americans-spend-thousands-on-nonessentials/39450207/ Front loading 529 College Savings Plans https://www.irs.gov/pub/irs-pdf/f709.pdf FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM https://podcasts.apple.com/us/podcast/hips-dont-lie-and-neither-do-budgets/id1053256064?i=1000437632123
May 9, 2019
Beware of the people who will say anything to get your attention, it could cost you big money. - Where should someone put $25k for a niece (Legolas) - I the federal government defaults on their loans, how would that event affect the stock market (Angie) - How can I earn money without investing (Jenna) - How can I increase my income as a piano teacher (Bill, Pennsylvania) - Where should we put $180,000 we'll need in a couple years for a new house (Brenda) - We have a goal of hitting $100,000 in savings (Matt) - Consumer protection alert - Watch out for this new robocall scam - Are you eating real rice or fake rice? Mentioned on the show: New robocall scam - https://bgr.com/2019/05/07/robocall-scams-one-ring-call/ What is rice - https://www.wsj.com/articles/in-louisiana-a-fight-over-whats-rice-11556616601 FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM  
May 8, 2019
Most people are excited the new economy is going to fix everything. Should people be optimistic? - How am I doing on saving (Erin, LA) - How do I move my old 401(k) (Juan) - A beginner's guide to IPOs (and why you should avoid them) - We had to move quickly and it took some of our savings (Wren) - Is there a faster way to pay down student loans (Paige) - How do I setup and put money in an emergency fund (Emmanual, Uganda) - Why a good night's sleep (on a good mattress) is a good investment. - Jen shared her emergency fund name to keep her inspired - My wife will receive an inheritance and I don't think she'll want to pay down all of our debts with it (Bernie) - Kanye West shows you can be stylish on a budget - Are you being taken advantage of by people in suits? Mentioned on the show: FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM  
May 7, 2019
- Joe Jonas and Game of Thrones actress Sophie Turner got married for $600 and swap candy rings. - Product cost review of the sous-vide - Story of turning financial situation around (Corey) - How else can I diversify my investments (Chris, Pensacola, Florida) - Was it a good idea to cancel my dad's life insurance policy (Jules, Quebec, Canada) - Should I switch to a Roth 401(k) (Maria, YouTube) - What's the best way to fly and save money (Lara) - Am I right to pay taxes now rather than later (Brian, YouTube) - Scott Rants - why don't people lift a finger for themselves? Mentioned on the show: FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM  
May 2, 2019
How small changes in your living situation can add up to massive wealth over time. - Is phone insurance worth buying (Matt) - Where should I put my yearly bonus (Horatio, Ft. Worth) - What amount of money do I need to retire in 20 years (John, St Paul, MN) - Fidelity Signature Rewards card to build up your investments (Marty, California) - Should I pay off my car or buy a pre fabricated home and rent it (Ryan, Portland OR) - Should I go back to school to invest in myself (Brady) - Shopping around home closing costs saves one listener $7,500 (Alex) - Scott reports back on an online service to backup your old media. Mentioned on the show: FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
May 1, 2019
Would you pay $1,000 for a fancy credit card just to be seen? Some people would. - Should we look at a bigger house if we aren't ready to buy (StarLord) - Where should I put my IRA (Han Solo, California) - When is it too late to contribute to a 401(k) (Star of Mine) - Is there better places to put emergency funds to earn more interest (Mike) - Should I be worried about the future (George) - Do I have too much money in my emergency fund (Andrew, Cincinatti, OH) - My CFP we're behind on our retirement (Brett) - Are there ways to hide money from an ex-spouse (Batman, Gotham City, NY) - My bad rental house experience turned out to be a good thing (Ma-ah-K-N-Z) - Finding a business idea from an aging grandparent. Mentioned on the show: Napa Valley Olive oil experience https://www.darioush.com/be-our-guest/sensory-sessions-olive-oil FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 30, 2019
Healthcare for pets can cost a lot of money. At what point does it cost too much? - Is pet insurance worth it? - Should I plan on having my student loans forgiven (Chris, Savage, MN) - Are leveraged funds a good investment (Iain, Facebook) - How can I prepare for future health care costs (Beth, Michigan) - Should I cancel my whole life insurance policy (Eric) - After COBRA expires what health insurance should I get (Malinda) - Should parents help their children instead of save for retirement - Paypal has changed its transfer terms (Red Alert Warning) Mentioned on the show: Pet insurance study - https://www.washingtonpost.com/lifestyle/home/is-pet-insurance-worth-it/2018/10/23/64ff3dfa-ccb1-11e8-a3e6-44daa3d35ede_story.html FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 24, 2019
How much house should you buy based on your income (Jen, New York) - What type of insurance protects an LLC (Cindy) - Check your sprinklers to save on your water bill - How one NFL prospect is making lemonade out of lemons (for free) - What is the best way to build money outside of retirement accounts (Rachel) - How to proritize debt and a new house (Dr. J) - How much should a will cost (Andy) - How can I pursue my dream of music (Dominic, Alabama) - What are the priorities for a 50-year-old with no savings (Kim) - Are you taking advantage of employer perks Mentioned on the show: FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 23, 2019
Half of people would end up living in a van down by the bridge because of a financial disaster. Here’s why you should think about your future. - Travel hack to save on food (Valeria) - What is the best time to buy a used car (Ariana) - Converting 401(k) to a Roth while still employed (Josh) - We're slowing down our debt payoff to prepare for a new baby (Ann) - Is a 401(k), Roth 403(b) or 457 better to put bonds in (Matt) - How much you know (or don’t know) about long-term care, Social Security, IRAs, investments, and life insurance? - What is the best option between mutual funds and index funds (Matt) - Should I slow down my retirement savings to build my emergency fund (Mike, Marina Bay Richmond CA) - These are not the cookies you're looking for. - Can you pass this retirement income quiz? Mentioned on the show: Best time to buy a car - https://scottalanturner.com/when-is-the-best-time-to-buy-a-car/ Retirement Income Literacy Quiz - https://retirement.theamericancollege.edu/for-consumers FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 18, 2019
One of my friends had a loss of income topped off with big medical bills. Listen to the a plan to take her from surviving to thriving. - How do you not get complacent with your budget and daily goals (Dustin) - What index funds are available for Norway residents (Mikael) - Is there anything else I can do to minimize my tax besides maxing out my 401k, HSA, and IRA (Sam) - Should we pay off our house before retirement. We owe $173,000. (Jodie) - Are mastermind groups an expensive risk (Jim, Central New Jersey) - Be aware of pension shortfalls (Red Alert Warning) - My credit card bills keep rising. How can I pay them off faster (Christopher) - I had no idea what we were paying for fees and now I do (The Dog) Mentioned on the show: Where is the Pension Money - https://www.wsj.com/articles/why-the-longest-u-s-bull-market-has-failed-to-fix-the-nations-public-pensions-11554888600 FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 17, 2019
Warning for everyone on what can go wrong when you do not do proper estate planning, and ignore risk while focusing only on returns. - How to get the product return you deserve and not deal with customer service - Is it possible to invest cash and get a 10% return (Mark) - Reasons we are working on more side jobs to pay down debt (Colleen) - What's your take on ethical investing (Doctor Crusher) - If my child grew up as a cartoonist, would I have failed as a parent (Harry) - Do I really need a financial advisor (Chewbacca, Colorado) - Tips on growing a small business (Brian) Mentioned on the show: Blooom - https://www.blooom.com/ Rent The Runway - https://renttherunway.com Powerball winner sues son - https://abcnews.go.com/US/wireStory/powerball-winner-90-sues-son-money-invested-poorly-62333046 International index funds for Norwegians - https://www.dnb.no/en/personal/savings-and-investments/funds/prices-intl-equity-funds.html FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 16, 2019
Watch out for these warning signs that your financial plan is built on quick sand and not solid rock. - How to say no to a life insurance sales rep (Miguel, CA) - Should I pick two target date funds if I don't know when I'll retire (Legolas) - I'm in debt and don't know where to go (Kim) - How can I grow my clientele (TiQuisha, Hotlanta GA) - How to stop online shopping habits (Christine) - Warning from a listener about getting the right insurance (Scooby Doo) - Tax saving tip from Sunshine on getting the right deductions Mentioned on the show: NFCC.org - https://www.nfcc.org FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 11, 2019
When it comes to your money these are five financial mistakes to watch out for so you can build wealth faster. - In the band: Sam has more zeros in his bank account - What should you look for when buying life insurance (Kevin, Roswell, GA) - Your words are valuable to pass on to our kids (Barbara) - How to keep from going over budget (Frank) - How to recognize bad money advice (Jason) - How can we help our family change their money habits (Mike) - How do you get a partner on the money saving train (Bjorn, Sweden) - How to avoid getting tricked by salespeople - How to save money on college text books (Rachel) Mentioned on the show: FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 10, 2019
These used car buying tips can save you thousands the next time you buy a used car. - Introducing the newest members of Team Turner. - Car dealer services that aren't worth the money - Tax scams to be aware of - Be aware of when other people tell you what to do with your money (Saurav, YouTube) Listener questions: - What are some things I can do to to help me with taxes (Geoff) - Do I have enough to live on in retirement if I'm 58 and have $200,000 invested (Jana) - I'm interested more about the FIRE community (Seth) - What is one money trick you use that you may not have talked about (Manual, Florida) - How can I teach my kids better (Christine) Resources/links: IRS Tax Scams - https://www.irs.gov/newsroom/tax-scams-consumer-alerts FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 9, 2019
How can you improve your money everyday? What small actions will lead to massive results later? - Should you buy travel insurance? - How to turn a hobby into a business. The story of a private chef. Listener questions: - How much stocks and vs. should someone in their 20's have (Bert, Florida) - You don't know what you're talking about with Robert Kiosaki (Dawn) - What target date fund strategy would be better (Legolas) - Should I sell some investments to pay off our house (Brett, Pennsylvania) - How do I limit my spending and build savings (Luis) - I get scared when making financial decisions (Henry) Resources/links: Compare travel insurance - https://www.insuremytrip.com/ FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 4, 2019
You may be surprised at the impact life events can have on your mood, stress levels, and happiness. Two ways to live better. - What are tax-advantaged insurance contracts (Red alert warning) - How much should you spend on pet food? - Success story: We finally understand our investments (Brenda) Listener questions: - How can new parents save money (Dan) - How much company stock should I have in my 401(k) (Greg) - How can I get out of a car lease (Ariana) - Whose social security benefits should I use first (Mariza) - How can I pay off my mortgage faster (Janella) - Can I rollover an inherited IRA (Lisa) Resources/links: How life events effect financial well-being https://www.fidelity.com/viewpoints/tcm:526-394291-234995.comp Social Security Strategies - https://www.amazon.com/Social-Security-Strategies-Optimize-Retirement/dp/0615457533 FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 3, 2019
There is something that everyone has to deal with, and it’s keeping me up at night. - Subscription based financial advice - Why have responsible financial habits (Anyiah, WI) - Great source of networking and making connections (Samantha Carter) Listener questions: - How can I get my house built faster (Crystal, CA) - How do I leave a good paying job (Esmeralda) - I don't know how to start increasing my retirement funds (Trevor, South Africa) - Should I get a home warranty for a HVAC system that might break (Dorothy, Kansas) - What happens if my savings exceed the FDIC limits (Marissa, San Diego, CA) - Can I leave a job and contribute to a 457b when I return (Kevin) Resources/links: Schwab financial subscription services - https://riabiz.com/a/2019/3/29/schwab-hopes-to-blend-into-the-subscription-world-of-netflix-amazon-and-apple-by-dumping-asset-based-fees-and-wooing-millennials-with-intelligent-portfolios-for-30-a-month FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
April 2, 2019
The more you change your life for the better, the more you’ll get the supporters and nonbelievers. Here are two ways to deal with them. - Is investing in cryptos and cannabis a good idea? - The average starting salary for a college major (Madeline, Ridgefield, CT) - This cookie company is crushing it. Listener questions: - How can $200,000 last 30 years of retirement (Squilly, Youtube) - How do I stop spending all my money (Evelyn) - How can I help my parents with their annuity (Renee, Cincinnati, OH) - Should I pay points for a mortgage refinance (Alex, D.C.) - What should I do with my bonus of $300,000 (James, Boston) - How do I rebalance my Thrift Savings Plan portfolio (Casey, Portland, Maine) Resources/links: Breckenridge Cookies - https://www.breckenridgecookies.com FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 21, 2019
Numbers don’t lie. People lie and manipulate numbers, but numbers don’t lie. - Millionaire Story - Beth shares her path to financial independence at age 40 - Health alert - Kale rejoins the 'Dirty Dozen' list as one of the most contaminated with pesticides. - Red Alert Warning - more phone scams to be aware of. Listener questions: - Explain the pro-rata rule when doing a backdoor Roth IRA (Marjorie) - What do you think of the new Betterment Advice service (Gandolf) - I keep getting in and out of debt (Marjorie) - Where is a good place to put my tax money from my side hustle (Becca, Indianapolis) - What can I do about my landlord harassing me (Patricia) Resources/links: Betterment Advice Packages - https://www.betterment.com/advice-packages/ FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 20, 2019
There are lots of money myths we’ve all believed. But most people have fallen for some of these money saving myths too. - Burger King launches $5 coffee service. - A radio host busted for a $20M Ponzi scam - Kaitlyn shares what her dad taught her about money - Be wary of former washed-up celebrities pitching financial products Listener questions: - Is a second mortgage better than PMI (Dylan, Baton Rouge, LA) - What is considered a 'low' expense ratio (Carter, Warner Robbins, Georgia) - How can I get my 26-year-old on the envelope system (Daisy, Delaware) - Help me understand my 403(b) plan (Mason, Las Vegas, Nevada) - Should we borrow $20,000 to adopt a child (Liam, WA) - Should I be pushing my kids to go to college (Bethany, Orlando, FL) - Is it ok to get a company match on 401(k) when paying off debt (Pam, Atlantic City, New Jersey) - I inherited some stock and can't decide if I should sell it (Phoebe, Topeka, Kansas) Resources/links: Collge Scorecard - https://collegescorecard.ed.gov/ FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 19, 2019
What are three reasons people choose the career they do, and what questions should they be asking instead. - My friends got to stay in a $1M house on the lake. For free. Find out how. - Kayla shares the lessons she's learned about money. Listener questions: - I missed a couple credit card payments, how will it affect my credit score (Lucas, Ann Arbor, MI) - What's wrong with YNAB (Ava, Maine) - Can I get out of a car loan I co-signed for my brother (Jack, Columbia, South Carolina) - Is the debt avalanche or debt snowball better to pay off $22,000 of debt (Gavin, Nebraska) - What debts should I pay off with my tax refund (Lisa, Anchorage, Alaska) - Car buying tips before I go car shopping (Owen, Cheyenne, WY) - The contractor for my back deck isn't doing the work (Hannah, Ft. Worth, TX) - Are separate accounts for married couples normal (Reece) - Can I start an HSA if I'm self- employed (Yoda) Resources/links: House of Falling Embers, by Krystal Jane Ruin - https://www.amazon.com/House-Falling-Embers-Krystal-Jane-ebook/dp/B07GKMQQXJ Trusted housesitters - https://www.trustedhousesitters.com http://www.espn.com/blog/tennessee-titans/post/_/id/25994/how-two-nfl-players-sweet-tooths-made-them-hands-on-business-owners FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 14, 2019
Studies show not pretending to be rich raises your status in life. Who knew? - Kara saved $33K for retirement in 4 years (without making more than $50K) - What new cars can you get a deal on right now - Why so many NFL players go broke - Are you investing with a firm that got fined by the SEC? Listener questions: - My bank accounts were cleaned out by a scammer and now I have to start over (Nancy) - My bank wants to move me to a managed investment account (Han Solo) - Are there short term fixes for a credit score if I'm buying a house soon (Brandi, MA) - How can I lower my insurance premiums. My 16-year-old is getting his license. (Chenell, Jacksonville, FL) - When do you decide to keep stock options (Doug) - Are there credit card hacks that are easy (Nathan, San Antonio, TX) Resources/links: - https://www.amazon.com/Rebel-Talent-Pays-Break-Rules/dp/0062694634 - https://www.sec.gov/news/press-release/2019-28?mod=article_inline - https://247wallst.com/special-report/2019/03/11/cars-americans-dont-want-to-buy-4/ https://www.thinkadvisor.com/2019/03/07/why-so-many-nfl-and-nba-players-go-broke FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 13, 2019
Too many people have fallen for the myth that interest and dividend income is the best way to fund early or normal retirement. - How to avoid overdraft fees - Dog food marketing tricks Listener questions: - Are dividends a good strategy for income (Brady) - Should we take a 401(k) loan to pay off debt (Sofia, Sioux City, IA) - Can I get out of my car lease (Haley, Yonkers, NY) - My kids won't spend money (Ian) - What type of home insurance is best (Luis, Bridgeport, CT) - I have 20% down for a house, should I get a 15 or 30 year loan (Owen) - Are ETFs or index funds better (Taylor, Seattle, WA) - I've got an $8,000 medical debt that is in collections (Destiny, Fresno, CA) - Are CDs good for short term savings (Elia) Resources/links: - https://www.forbes.com/sites/wadepfau/2017/04/18/should-retirees-use-a-total-return-or-income-portfolio/#5f4bf80c5e96 https://www.schwab.com/resource-center/insights/content/retirement-income-strategies-total-return-approach http://www.fsegn.rnu.tn/documents/Dividend%20policy.pdf https://www.investopedia.com/terms/m/modigliani-millertheorem.asp FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 12, 2019
Parents who give everything to kids are taking away from them some of the most important things in life. - Your friends’ social media posts are making you spend more money, researchers say - Travel hack - TripIt app Listener questions: - Should I buy an extended warranty for a dish washer (Loren, Grey Eagle, MN) - Can anyone join a credit union (Don, Reading, PA) - How can I find a job if I have a felony record (Trav) - What's a reasonable amount to borrow for a car (Isabelle, Savannah, GA) - What amount of money is good for opening a savings account (Elijah, Mobile, AL) - Should I borrow to grow my business (Keira) Resources/links: - https://www.washingtonpost.com/us-policy/2019/02/19/your-friends-social-media-posts-are-making-you-spend-more-money-researchers-say/?utm_term=.4daf976f9f19 FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 7, 2019
How much money can people save on their insurance with a better credit score? - Do you have enough insurance to protect your valuables? Listener questions: - I really don't understand money (Eva, Arizona) - Should I stick with my advisor or DIY (Brett) - Are HVAC contracts worth the cost (Taylor, Macon, Georgia) - Is it ever good to lease, like for equipment (Kylie, Maui) - What should I be aware of when hiring a moving company (Lily, Virginia) - Which used car should I buy (Steph, Australia) Resources/links: Free Credit Score from Discover - https://www.discover.com/free-credit-score/ https://www.insurancequotes.com/home/home-insurance-and-credit FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 6, 2019
One financial leader was yelling at the TV about another financial leader giving bad advice. Who is right when experts disagree? - Update on our real estate empire (ha!) - Is there a retirement crisis or not? - Success Story - Clay is no longer living paycheck to paycheck. Listener questions: - What is the process for getting a CFP (Melissa) - What is your opinion on mortgage payoff schemes using lines of credit (Michael, Winnipeg Canada) - My investments aren't growing like I would like (Wayne) - Can you get 12% in the market (Pete, Alberta, Canada) - Is the Amazon store card worth it (Kara) - I have $4,000 due on a delayed payment credit card (Heath, Washington, DC) - Can I file an extension to pay the taxes I owe (Makenzie, San Francisco, CA) Resources/links: FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 5, 2019
What is financial infidelity? Discover what it is, how to prevent it, and the importance of overcoming it. - Car loan defaults are at an all time high and it's a bad situation - Why do some people get so much more done than others? - Well Where Did My Money Go is paying out fines. Again. - Millionaire Success Story - Guy, UK shares how he did it in 15 years. Listener questions: - Advice on the plan to pay off my debts (Jessica, Alabama) - What if I can't get into a specific investment because of the minimums (Anthony) - I've paid off $19,000 of student loan debt (Rory) - I'm a single mom with student loans and limited time (Lynn) - Whose advice should I listen to for guidance (Shaun) Resources/links: https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/ FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
March 1, 2019
Did you know having tough conversations about money can lead to having more money? - Comparing gold to the stock market and which you should invest in. - Warning about Social Insecurity for all young people. Listener questions: - What budgeting software can reconcile accounts (JoAnne, Texas) - How do you pick from an employer's retirement options (Lilly, Arizona) - What are the reasons for not paying off a mortgage early (Vanessa, San Antonio) - What things I should consider between a condo and townhouse (Dawn) - Is enrolling in PSLF a good idea (Holly, Destin, FL) - What one thing would you say led to your success the most (Brent, Vancouver, Canada) Resources/links: https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/ FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
February 28, 2019
You have this superpower but you don’t always use it! Your sixth sense. Your gut reaction. Listen to it. - Beware of the investing divas and how easy it is to make money. - Payday lenders busted for paying for research to show payday lending is a good thing! Listener questions: - If you need to max out your credit cards is it better to spread charges over several cards or put them all on one (Lara) - Is it better to pay off credit card debt in a lump sum or over time (Jessica, Georgia) - Is 3% an appropriate fee for a financial advisor (Gandolf, New York) - I have $245,000 in my 401(k), should I put more in or get an IRA (Christina) - I'm age 70 and have no savings (Sheila, North Carolina) Resources/links: https://www.washingtonpost.com/business/2019/02/25/how-payday-lending-industry-insider-tilted-academic-research-its-favor/?noredirect=on&utm_term=.4d9ed7ed7458 FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
February 26, 2019
Why are people buying investing advice from people that disclose they are neither licensed nor qualified to provide investment advice? - The secret to a long and happy life is 'so simple' according to a 95-year-old billionaire. - Warning about waiting to fix your finances. Listener questions: - What are your tips for finding a business to start (Chuck) - I just turned 50 and don't know where to start saving for my retirement (Jacqueline) - What do you think about crowdfunded investing (Daren Rochester, NY) - I make $35,000 and want to live a decent lifestyle (Trisha) - What are the differences between mutual funds and index funds (Megan) - Can you roll a 403(b) into a 457 plan (Gandolf, New York) Resources/links: https://www.irs.gov/pub/irs-tege/rollover_chart.pdf FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
February 22, 2019
- Rich Robert, Poor You. Don't take my word for it, do your own research like I did. - Do you think you know what to wear during a job interview? - Watch out for this Amazon email scam. Listener questions: - Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey) - Which is better a Roth 401(k) or Roth IRA (Margaret, California) - My wife isn’t open to giving up credit cards and using the envelope system (Jamie, Wilmington, Delaware) - I'm finally sticking with my spending plan (Alex) - Trying to decide which debts to pay down with our tax refund (Paul) - I've had two surgeries and am trying to keep myself afloat (Allistair) - I have $1.1M and am trying to figure out when I can retire (Steve) Resources/links: Pound Foolish, The Dark Side of the Personal Finance Industry: https://www.amazon.com/Pound-Foolish-Exposing-Personal-Industry/dp/159184679X https://www.cbsnews.com/news/rich-dad-education-the-ultimate-emotional-investment/ https://www.marketwatch.com/story/rich-dad-academy-a-poor-choice-for-investors https://www.biggerpockets.com/forums/79/topics/316902-my-experience-of-rich-dad-elite-legacy-event-scam FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
February 21, 2019
Saving ain’t easy, but give yourself props for having some, starting to have some, or having a plan to have some when you can. - Free resources for your finances you might not know about. - News of the weird: $8,000 can extend your life a little. - Why won't people talk about money? - Top rated insurance companies. - One couple shares the key to early retirement. Listener questions: - What type of mortgage should we get (Barb Lexington, Kentucky) - When should I start collecting my pension (Troy, Iowa) - I lost my child care tax credits because of my income, should I stop investing (Rebecca, Indianapolis) - I don't have a stable income while I'm in school (Gretchen) - Good financial gifts for a wedding present (Martin, Chicago, IL) Resources/links: FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
    15
    15
      0:00:00 / 0:00:00