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February 19, 2020
Hint: It's not as easy as it looks. On today's show, Tiffany opens up about the long road and sometimes painfully challenging road to planning her successful (!) Kickstarter campaign for the launch of her forthcoming children's book "Happy Birthday Mali More." Want to show your support for Brown Ambition? Check out our sponsors! ——— Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition
February 12, 2020
Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION.
February 5, 2020
On today's show! Before we dive into FICO's new credit score calculation... Tiffany gives an emotional update on her IVF journey Mandi preps for her return to work We take a reader's question on using disability insurance to cover her maternity leave as an entrepreneur Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION.
January 29, 2020
Hi BA Fam! As you might have noticed, we took a bit of an unplanned break last week, giving Mandi some time to adjust to life as a new mama and take a step back for a bit. Although we are back with a new show this week, we're still going to leave the door open for another break if Mandi feels like she needs it. Thanks for all your support and kind words —as many of you know all too well, parenthood is NO JOKE. On today's show: The best place to save for a wedding Tips to start investing for your kids now Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION.
January 15, 2020
Hey hey hey! On today's show: Pay off debt or buy a home? Which comes first... The best time to make a credit card payment And check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambition Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION.
January 15, 2020
Hey hey hey! On today's show: Pay off debt or buy a home? Which comes first... The best time to make a credit card payment And check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambition Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION.
January 8, 2020
Happy New Year to everyone. We are so thrilled to be back! On today's show, we'll cover: The HUGE Brown Ambition milestone we hit in 2019, thanks to you all Mandi's life post-baby Tiffany's big business goals for the new year And we take your questions: How to find a fee-only financial planner Whether it's wise to invest with new money earned or money you've already saved Check out the fabulous partners who support our show: Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambition Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION.
December 25, 2019
We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. On today’s show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn’t have. “I’m trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I’m laying out expectations as well,” she told us in our conversation this week. Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoach This episode originally aired April 3, 2019.
December 18, 2019
Today on the show we have attorney extraordinaire Art Steele! Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most. She started her career at Skadden Arps in Washington, D.C., then went to work at General Tax Counsel for Discovery Communications. Art launched her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business. To get Art’s estate planning checklist mentioned on the show text “Willpower” to 44222 (you’ll be prompted to enter your e-mail to download and may receive future emails from Art about estate planning) or you can download the checklist directly from this link.
December 11, 2019
Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher." But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market. Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips* for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). We talk about the good, the bad and the ugly side of the market and how you can avoid common pitfalls. If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange. This episode originally aired Oct. 18, 2018. *Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example. Want to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition
December 4, 2019
On today's show, Tiffany opens up about the revenue streams that make up The Budgetnista's seven-figure business. How does an influencer really make money anyway? At this point, The Budgetnista's origin story is pretty legendary. When Tiffany lost her job after the 2008 recession, she started The Budgetnista, a financial coaching business, while living on her sister's couch and piecing her own financial life back together. Through word-of-mouth she got new clients looking for help getting their budgets on track but there was just one problem — she often felt too guilty to charge them money for her services, knowing they were already struggling financially. "I wanted to help as many people as possible without being a financial burden on them," she says on today's episode. Starting a business without wanting to charge fees wasn't exactly the most obvious business choice, but she was determined to find a way to make it work.  A decade later, The Budgetnista is now a multi-seven-figure business, despite Tiffany's mission to continue giving value away to her community for free and to never to charge the people who need help the most more than they can afford. "I took the long meandering route to entrepreneurship and I took the route of building trust, building community and the truth is now 10 years in ... It still blows me away [that I've been successful.]"  Support Brown Ambition by supporting our sponsors! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition
November 27, 2019
On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since. What to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition This episode originally aired on March 25, 2017.
November 20, 2019
Happy Brown Ambition Wednesday! On today's show: How can I save while building my business? Should I quit school to help my mother? When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition
November 13, 2019
Happy BA Wednesday! On today's show: How slowing down in your career or business may help you attract even more success We take questions from a listener feeling lost in her 20s and another struggling to save more when she can barely make ends meet When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition
November 6, 2019
October 23, 2019
In September 2016, Sharon Epperson was at the gym when she felt a relentless, migraine-like pain shoot through her head and neck. One S.O.S. call to her husband and several hours in the hospital later, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Two in five die instantly and African Americans are twice as likely as whites to suffer from one. Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story with Mandi, including: Her early days in rehabilitation when she had to relearn everyday tasks. “That road had so much pain on it. There were people in those rooms who I know probably wouldn’t make it…I remember thinking I just have to look at the door straight ahead. If I look in these rooms I’m going to fall down.” What it was like to return the air at CNBC after 13 months of rehabilitation. “I am recovered in that I can do that job but I’m doing it differently and better than I’ve ever done it before.” The financial choices she made that protected her family’s finances during her recovery and time off from work. “There couldn’t have been a rainier day for my rainy day fund. The fact that I had an emergency fund was key. It meant I didn’t have to do what many people may have to do which is dip into a 401(k) or their retirement savings to pay for a medical bill.”  The key steps Sharon says everyone should take to protect their families if they become disabled —Build an emergency fund —Sign up for disability insurance —Secure a power of attorney Learn more about brain aneurysm research here: bafound.org (This episode originally aired April 18, 2018)
October 16, 2019
On today's episode of Brown Ambition: Dual milestones, different days as TIff rings in her fabulous 40th and Mandi preps an epic baby shower Wildest dreams: After asking you to share your wildest dreams with us on last week's show, we got a flood of responses! We'll share some of our faves on the air. The magic number to save in your emergency fund is $2,467, according to a new study. Job tips: Why you should never put your expected salary on a job application and we tackle a question from a listener who's torn between her dream job in a city she hates and the life she left behind in her hometown.
October 9, 2019
On today's show: —We take a question from a listener wondering how she and her husband can begin to tackle their combined $40,000 debt load — including credit cards, personal loans and student loans.—Another listener is trying to build credit but keeps getting denied for cards...what's a girl to do? We've got some ideas!—A Reddit group is under fire for requiring members to prove they are "black enough" by sharing photos of their ... forearms? We tackle this problematic topic and talk about how to protect minorities in online safe spaces like Reddit and Facebook groups
October 2, 2019
Happy Brown Ambition Wednesday (and International Podcasts Day!) On today's show: —Tiffany recaps the epic wedding of pal and social commentator Luvvie Ajayi (haven't listened to our interview with Luvvie yet? Go back and check out Ep. 50!). Congrats Luvvie!—When it's better to spend the money and hire a professional vs. take the time to DIY —We take a question from a listener who's torn between being car debt-free or purchasing a newer ride and a young woman who's new boyfriend has some *feelings* about the fact that she earns more.
September 25, 2019
Happy Brown Ambition Wednesday!On today's show:—Yep. It is possible to get fired in less than 24 hours. Tiffany explains.—How to get around monthly maintenance fees at your bank—What to do when friends want to plan a lavish vacay and you're on a budget
September 18, 2019
Happy Brown Ambition Wednesday y’all!On today’s show: -Tiffany’s got a 40th bday resolution to start sticking up more for herself when she’s shortchanged — the same way she goes to bat for her Dream Catchers, family and friends.-Choosing the right credit card for household purchases-Whether or not you should use a windfall to pay off credit debt or put it in the bank for savings-When to tell if it’s time to sell a house vs hold onto it-Engaging in the rumor mill at work and how it can be toxic As mentioned on the show: The best home improvements to make if you want to make a return on your investments later: https://www.remodeling.hw.net/cost-vs-value/2019/
September 11, 2019
Happy Brown Ambition Wednesday!Here are a few links to resources mentioned on today's show: Equifax Data Breach Settlement sources FTCEquifaxbreachsettlement.com The "Momference" Tiffany's new fave vintage shop in NJ
September 4, 2019
Happy Brown Ambition Wednesday!On today's show: -Tiffany's weekend at the GirlTrek Stress Protest-Questions on paying down debt with stocks, and buying a house while a recession looms
August 21, 2019
We're BACK after a brief hiatus with a brand new show. You've seen the headlines about a pending recession, but is it really time to start preparing? And how could you prepare yourself for the next downturn if you wanted to? We've got some tips. Also on the show, we tackle some brand new questions from our listeners:—Should I use a car accident settlement to pay off my loan debt or invest it instead? —I'm becoming a stay-at-home mom. Should I cash out my 401(k) when I leave my job?
August 14, 2019
This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus @paybalances. This episode originally aired Oct. 24, 2018.
August 7, 2019
Ash Cash* worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track."I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you."About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want.*This episode originally aired Feb. 6, 2019.
July 31, 2019
On today's show: We tackle a question from a listener who is afraid that her own fears about losing money are costing her crucial wealth building opportunities. Later in the show, we take on a tough question about an underwater car loan (ugh!) and weigh the pros and cons of getting to know your neighbors.  
July 26, 2019
Here’s a new podcast for you! On the Secret Lives of Black Women, join close friends Charla Lauriston and Lauren Domino on their hunt for the ‘secrets’ that have helped black women flourish through the bullsh*t. They connect with guests over shared experiences by wading through everything from sex and self-care to rage and anxiety. Each conversation centers on creating a space for joy with some newfound besties while asking: how do the black women we admire stay incredibly phenomenal? The Secret Lives of Black Women is out NOW - listen wherever you get your podcasts.
July 24, 2019
On today's show: We answer a question from a listener who says she was embarrassed to learn she accepted a salary $7,000 less than the market rate for her position. We offer some tips on how she can negotiate a raise...after she's already accepted the offer. Have a question for the show? We'd love to hear from you! (Yes, you can remain anonymous -- just tell us!)Email us here or hit is up on Instagram @brownambitionpodcast.
July 17, 2019
One of us has a very exciting announcement on today's show! ;) You don't want to miss it. Also on today's show we cover: -Did Mandi's Twitter campaign against LG/Best Buy save her $900 and a new dishwasher? -Can you negotiate with your auto lender to pay off your loan for less? -Is it too late to start investing after 40? -Who's *really* behind the #NotMyAriel protest?-The new James Bond is blowing our minds
July 10, 2019
We asked our listeners to share their childcare cost stories, and you did not hold back! On today's show, we dive into the reader mailbag to hear from listeners spending tens of thousands of dollars per year on childcare. We also take questions from listener Scott, who wants to know if using a credit repair firm "piggybacking" technique can rescue his credit and Ashley who wants to know if investing in one type of mutual fund is enough. As mentioned on today's show: Help Mandi get some Twitter customer service justice for the $900 dishwasher Best Buy won't replace! RT this thread https://twitter.com/mandiwoodruff/status/1149002452982779904How to Repair Your Credit Yourself Tiffany's course on investing ft EllevestRemember, we are happy to take questions and share what we know, but we are not investing experts nor are we certified financial planners. Always consult a professional if you're looking to make a big financial decision.
July 3, 2019
On today's show, we recap a recent study that looked at places in the U.S. where families can earn six figures incomes and STILL feel broke. The struggle is real, y'all. Increasingly, childcare is becoming one of the largest expenses for families. We want to hear your childcare stories ... how are you making it work? Do you pay for a full-time nanny? Rely on relatives to help? Spring for the fancy day care? We want to know what it takes for working parents to make childcare work in the U.S. today.
June 26, 2019
Happy Brown Ambition Wednesday!On today's show: -Tiffany makes a big move-We tackle how to get out of a car lease-We share a story that's baffling — college grads spending thousands on a game that could pay off their student debt (if they're lucky)As mentioned on the show:How to Get Out of a Car Lease (LendingTree)
June 12, 2019
On today's show, we tackle a ton of hot topics, including taking your questions on: -The best side hustles for folks who are time-challenged-How we really feel about using credit cards (and Dave Ramsey's long-standing rule against plastic)-How the bro-iness of the FIRE (Financial Independence Retire Early) movement misses the mark with women of color (NY Times)--Today's show is sponsored by
June 5, 2019
Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out!
May 29, 2019
Today's show is brought to you by KiwiCo! With a KiwiCo subscription, you get a monthly science, technology, engineering, math or art project for kids ages 0-16+ that is guaranteed to be fun, engaging and inspire new creativity and confidence. Visit KiwiCo.com/brownambition and get your first crate free.
May 22, 2019
If you’re wondering how you can start investing for wealth beyond your 401(k) this is the show for you. We’re joined by Mandi’s personal financial planner Helen Ngo of Capital Benchmark Partners to go step by step through the process — from choosing your investments to deciding which types of accounts to open. You can schedule a FREE consultation with Helen via her website. *Today’s episode was brought to you by the eco-conscious clothing company, Pact Apparel.*For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out. This episode originally aired Sept. 13, 2018.
May 15, 2019
On today's show:-#EatingBreakfastWhileBlack is now a thing, thanks to one woman who took it upon herself to Twitter shame a D.C. transit worker for eating her breakfast en route to her next shift. -Fresh Off the Boat actress Constance Wu got dragged for some poorly timed/thought out tweets about her show's success-What the Trump/China trade war means for your wallet And we take YOUR questions from Instagram on investing in real estate property.Have a question you'd like us to answer? Shoot us a DM on the 'gram @brownambitionpodcast or e-mail us at brownambitionpodcast@gmail.com.
May 8, 2019
May is Mental Health Awareness Month and we have a message for those of you struggling with financial stress....IT GETS BETTER. On today's show, we'll talk about ways we've coped with financial hardships in our past and present. As mentioned on the show: Mushroom suits — the affordable burial alternative (BBC)Roth IRA vs 529 plan for kid college savings (TaxSlayer)The best place to stash your emergency fund (MagnifyMoney)
May 1, 2019
On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt. Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5.In a little over a year, they successfully paid down $100,000. They share their story on today's show. Tune in and hit us up on Twitter or Instagram let us know what you think about their story!**This episode originally aired June 13, 2018**
April 24, 2019
We're thrilled to FINALLY welcome Farnoosh Torabi to the show. She's the brilliant mind and cohost behind the So Money Podcast, author of several books on financial empowerment books and a forever entrepreneur who's launching a new venture this spring (and, oh yeah — a mom of two!).That new venture is called Stacks House, a "pop-up with a purpose" that seeks to empower women to take their finances by the horns and start building wealth. Farnoosh gets real about how motherhood helped her double her income as an entrepreneur and how she manages the daily grind of work and raising two kids under the age of five.As mentioned on the show, check out Farnoosh's recent column on Refinery29: "This Is The Secret To Being A Successful Working Mom".Note to listeners: We had a slight issue with our audio this week, so apologies in advance for one or two small areas where you'll hear an echo.
April 17, 2019
Happy Brown Ambition Wednesday...and welcome back Tiffany!Today's show is brought to you by Hello Fresh. For $80 off your first month of delicious HelloFresh meal kits, go to HelloFresh.com/brownambition80 and enter promo code BROWNAMBITION80.On today's show, we cover: -The repercussions of cosigning for a friend's student loan (or any loan for that matter)-Why using extra cash to pay down your mortgage might not be the best idea, contrary to belief. -The worst things you can do during a job interview
April 10, 2019
Paychecks & Balance's Marcus Garrett cohosts this week's show, and he shares how he found his perfect retirement number (Hint: It's actually not as high as you might think!). Check out Garrett's writing on GoBankingRates.com and show Paychecks & Balances some love on their website.
April 3, 2019
We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. On today's show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn't have. "I'm trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I'm laying out expectations as well," she told us in our conversation this week. Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoach
March 27, 2019
Happy Brown Ambition Wednesday! On today's show, we tackle: -Finding a sponsor to take your career next level.-The motherhood tax and how it impacts women in the workplace-Apple's new credit card (worth it or not?) -Updating your tax withholdings for 2019 --Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out!
March 20, 2019
Is your car note eating up such a big chunk of your budget that you feel like you're not able to meet other goals, like saving? You're not riding alone. Today on the show, we cover some truly troubling statistics about auto loan debt in America....and can we just say...YIKES, y'all. If you want to see how much your auto debt is costing you, try out this handy calculator. ***Today's episode was brought to you by the eco-conscious clothing company, Pact Apparel.***For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out. That's W-E-A-R-P-A-C-T dot com.
March 13, 2019
This week's episode is sponsored by Simple Health, which uses technology to provide simple, convenient & affordable care at home — starting with online birth control prescriptions & delivery. Finally, a better way to get birth control is here! Get a $20 discount on a Simple Health prescription at simplehealth.com/brownambition or enter the code BROWNAMBITION at checkout.
March 6, 2019
This episode is sponsored by EveryPlate, America's Best Value Meal Kit. For 6 free meals across your first 3 weeks and free shipping on your first delivery, go to EveryPlate.com and enter promo code Brownambition6.--Today we're joined by tax specialist Terrie Chantel, one of Tiffany's most popular contributors to the Live Richer Academy, to answer your burning questions about filing taxes this year. Check out Terrie at terriechantel.com!
February 20, 2019
We are finally seeing the impact of President Trump's massive tax overhaul this tax season and we want to hear from you — what are your questions? Did you end up owing way more or way less than last year? We'd love to hear from you.Send us your stories and questions at brownambitionpodcast@gmail.com or hit us up at brownambitionpodcast.com "Ask Us Anything".
February 13, 2019
On today's show, we're talking to Dr. Adia Harvey Wingfield, a Professor of Sociology at Washington University in St. Louis, who is tackling the ways some organizations are failing black workers and how we can move the needle towards more inclusiveness in the workplace. As mentioned on the show: How Organizations Are Failing Black Workers — and How to Do Better by Dr. Adia Harvey Wingfield/Harvard Business ReviewYou can preorder her forthcoming book "Flatlining Race, Work, and Health Care in the New Economy" here. And for giggles, check out SNL's Black Jeopardy Skit here. 
February 6, 2019
Ash Cash worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track."I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you."About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want.
January 30, 2019
Happy Brown Ambition Wednesday!On today's show, Tiffany gets revenge (kind of!) on the man who scammed her out of $25,000 in her early 20s. Let's just say Karma is a... you know what.We also talk about the study covered in the Washington Post that found most women who are successful have at least one thing in come — small, powerful networks of strong female friends! In other news, the shutdown is over but how can federal workers be better prepared for the next time Congress decides to play chicken with their livelihoods? We offer some tips. If you have a question for the show, send us a note at brownambitionpodcast@gmail.com!As mentioned on the show: Are scholarships taxable? — StudentLoanHero
January 23, 2019
Happy Brown Ambition Wednesday!We'd love to answer your financial and career questions on the show. Hit us up at brownambitionpodcast@gmail.com or visit Brownambitionpodcast.com.A few things mentioned on the show today:NFCC.orgHow to Recognize a Credit Repair Scam
January 16, 2019
Happy Brown Ambition Wednesday!We are looking for listeners to feature their debt payoff success stories on the show!Know anyone who's interested in being a guest?Email us at brownambitionpodcast@gmail.com!As mentioned on the show, you can shop and compare secured card offers at MagnifyMoney's marketplace >
January 8, 2019
Happy New Year, Brown Ambition fam! We're back from our holiday break and ready to kick off 2019.
December 26, 2018
We're looking back on 2018's biggest episodes. How could we forget Faith and Leo, the Atlanta newlyweds who realized they carried over $211,000 worth of debt into their marriage?Rather than give up, they rallied and made a plan to aggressively tackle their debt. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5.As of May 2018, they successfully paid down $100,000.They shared their story with us in June. Tune in and hit us up on Twitter or Instagram let us know what you think about their story!
December 12, 2018
Happy Brown Ambition Wednesday!Have you finished your holiday shopping yet? Check out a few of our sponsors: StoryWorth: StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed storyprompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. For $20 off, visit storyworth.com/brownambition.EveryPlate: The meal-kit delivery service that won't break the bank. For 50% off your first box of EveryPlate, go to everyplate.com and enter BROWNAMBITION at checkout. Pact: Invest in the future of your family, women worldwide and the planet at wearpact.com. Enter code BrownAmbition at checkout for 25% off your first order. Lola: A female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe!
November 28, 2018
As mentioned on today's show: The Best Prepaid Debit Cards via CreditKarma “Thanksgiving Myths, Legends and Lies: Why Settlers Really Started the Annual Feast”via Fortune(Thanks for sharing this BA listener @Umwiza on Twitter)
November 21, 2018
Looking for the perfect holiday gift for a loved one? Check out StoryWorth.com. StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed storyprompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. Strengthen your family bonds, and get to know your loved one in a whole new way.Go to http://www.storyworth.com/brownambition to get $20 off your first StoryWorth gift!
November 14, 2018
Happy Brown Ambition Wednesday!On today's show, we take a question from a listener who's torn over a job offer. It's her dream job but she'd be working for a less than amazing company. What should she do?For an upcoming episode on pet expenses, we want to hear YOUR pet spending stories. What's the most you've ever spent on your fur baby? Did you regret it, or would you do it all over again? Send us your stories at brownambitionpodcast@gmail.com.
November 7, 2018
Happy Brown Ambition Wednesday!Today's show is sponsored by Hint water. To receive 36 bottles for $36, visit drinkhint.com/BROWNAMBITION and use promo code BROWNAMBITION.Here are a few links to resources mentioned on the show: The Ultimate Guide to Student Loan Forgiveness — MagnifyMoney.comThe Best Travel Cards of 2018 — CompareCards.com What is Multilevel Marketing? — AARP
October 31, 2018
Today's show is sponsored by EveryPlate, With America’s Best Value Meal Kit, you get amazing, chef-designed meals for just $4.99 per serving. EveryPlate does the meal planning, shopping, and prepping for you, taking the time-consuming guesswork out of cooking. Recipes come together in about 30 minutes – definitely faster than a trip to the grocery store!For 50% off your first box of EveryPlate, go to everyplate.com and enter BROWNAMBITION at checkout.
October 24, 2018
This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus @paybalances.Today's show is sponsored by Lola, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe!
October 17, 2018
Happy Brown Ambition Wednesday!Today's show is sponsored by Lola, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe!
October 10, 2018
Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher." But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market. Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips* for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). From purchasing her first stock (Coach!) to making $12,000 in three days to losing $7,000 in the blink of an eye, Tela opens up about the good, the bad and the ugly side of the market and how you can avoid common pitfalls."Start with the products and services you know because it's going to motivate to you to keep going.If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange. And check her out elsewhere: Blog: telaholcomb.comFacebook: facebook.com/telaholcombInstagram: instagram.com/telaholcombYouTube: telaholcomb.com/youtube*Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example.
October 3, 2018
Happy Brown Ambition Wednesday!We're bi-coastal this week y'all, as Mandi gets into vacay mode on the West coast (kind of...) and Tiffany returns from her Universal Studios Budgetnista retreat.This week we dive into our reader mail bag to answer your burning debt questions. Have a question for us? Hit us up at Brownambitionpodcast.com or shoot us a note at brownambitionpodcast@gmail.com.
September 26, 2018
We reflect back on the financial crisis on the 10 year anniversary and talk about how it impacted our finances and career. We want to hear your recession comeback stories. Send us an email at brownambitionpodcast@gmail.com or tweet us @theBApodcast to let us know how the recession touched your life in good ways or bad and how you've changed since. ***Want help putting together a meal in a pinch? EveryPlate is the cheaper, healthier alternative to takeout or delivery. You get to enjoy amazing, chef-designed meals for just $4.99 per serving EveryPlate is already super affordable but they put together an even sweeter deal for Brown Ambition listeners: Brown Ambition listeners can get 50% their first box of EveryPlate. Go to EveryPlate.com and enter promo code BROWNAMBITION.
September 19, 2018
Happy Brown Ambition Wednesday!On today's show:A long-awaited health/family update from TiffanyWhat happens when taxes go unpaid?When's the right time to ask for a credit limit increase? Resources mentioned: MagnifyMoney's guide to handling tax debtXY Planning Network, a great resource if you're looking for a fee-only financial planner. 
September 12, 2018
We are kicking off Season 4 of Brown Ambition with a long-awaited investing episode. If you're wondering how you can start investing for wealth beyond your 401(k) this is the show for you. We're joined by Mandi's personal financial planner Helen Ngo of Capital Benchmark Partners to go step by step through the process — from choosing your investments to deciding which types of accounts to open. You can schedule a FREE consultation with Helen via her website.
September 5, 2018
Eight years ago, Aja McClanahan and her husband were $110,000 in the hole and in a constant tug-of-war with debt collectors. So they decided to make a drastic move in order to tackle their debt head-on. Mandi sat down with Aja this week to chat about how they finally became debt-free and what advice she has for others out there feeling overwhelmed by their own debt. "You don't need a lot of money to do this," she says. "Being disciplined helped." Brown ambition is back with new episodes on Sept. 12!Have a question you'd like featured on the show? Send us a note at brownambitionpodcast@gmail.com 
August 29, 2018
Happy Brown Ambition Wednesday!We are looking back at our favorite episodes over the last (3!) years as we prepare for season 4 of the podcast. New episodes begin airing Sept. 12. Enjoy this look back at our EPIC interview with author, speaker and Luvvie Ajayi. And, if you haven't yet, get her book "I'm Judging You: The Do Better Manual" and check out her podcast "Rants and Randomness".
August 22, 2018
Happy #BrownAmbition Wednesday!On today's show, Tiffany opens up about the pressures of scaling what was once a one-woman business into a juggernaut with full-time employees, benefits, and all the complications that come with it. "It's so much more than just the people who are involved. When I talk to [my employee] on the pone and I hear her baby crying I think oh my gosh it’s not just her. This has to work for all of us... There’s so many people are depending on this working. It's a lot of pressure but it’s also a lot of fulfillment to be able to do this work."Also, on the show Tiff announces a special deal on the Live Richer Academy. Sign up at https://joinLRA.com!
August 15, 2018
Welcome back to a new episode of Brown Ambition!  On today's show, we dedicate some time to questions from our listeners.  One listener wants to know how much she should save by age 30. We take her question on the show and actually reveal how much WE saved by age 30 ourselves. Here's a link to the resource mentioned on the podcast, the JP Morgan Chase Guide to Retirement. The chart that suggests how much to save by different ages is on page 18! There's also a screenshot on the our website brownambitionpodcast.comAnother listener asks what's worse — a voluntary car repossession or delinquent payments? Lastly, we take a question from a listener feeling pressured to have a massive wedding. Have a question for the show? Email us at brownambitionpodcast@gmail.com.
August 8, 2018
Happy Brown Ambition Wednesday!On today's show: Tiffany's low-budget Greece vacation Mandi shares the workplace personality test that totally changed the way she communicates with others at work Is a 29.99% APR too high for a personal loan? Should you track your credit with all these data breaches going on? We've got the answers today when we open up our listener inbox to tackle your questions. Here are a few links to resources mentioned on today's show! Free credit scores:Discover ScorecardMyLendingTree  Compare personal loans so you know you're getting the best deal possible:LendingTree's personal loan marketplaceMagnifyMoney's personal loan marketplaceDISC AssessmentLearn more at discprofile.comTony Robbins offers a stripped-down, free version of the DISC assessment. Just be aware that you'll be asked for your email and they will add you to his email list. 
August 1, 2018
On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since.This episode originally aired on March 25, 2017.  
July 25, 2018
Happy Brown Ambition Wednesday!On today's show: Tiffany's biggest tax lessons as an entrepreneurA shoutout to Yelp Cash Back — check it out if you haven't yet! Today's Q&A features some great listener questions —1) Does interest stop accruing if you cancel a credit card? and 2) What should a husband do if his wife is hesitant to dip into their savings to pay off his student debt? Have a question for us? Hit is up at brownambitionpodcast@gmail.com.As mentioned on today's show, here are some helpful link:   Compare Balance Transfer Credit Card OffersBest Debt Consolidation Loans 
July 18, 2018
On today's show: We shoutout listeners who Tweet or Instagram us on each show. Want a shoutout? Hit us up at @brownambitionpodcast on the gram or @theBApodcast on Twitter. We take a question from listener Sheena who wants to know if she should defer her student loans in order to pay off her car. 
July 11, 2018
Each week we feature comments/questions from our listeners on Twitter and Instagram! Want to get a shoutout? Hit is up @theBApodcast on Twitter or @brownambitionpodcast on the gram. As mentioned on the show, here are some great resources if you're looking for a low down payment mortgage program: LendingTree: Your Guide to First-Time Homebuyer ProgramsMagnifyMoney: The Best Mortgages That Require No or Low Down PaymentHUD: Search down payment assistance programs in your areaDisclaimer: The Q&A segment on our show is when we give off the cuff advice and tips we hope can help you start moving in the right direction — these answers are not intended to serve in place of advice from a certified financial adviser or planner or other financial professional. 
July 4, 2018
Happy Fourth of July! We're back with a fresh episode this week. We cover: Tiffany's $400 home improvement whoopsie (ok, it was Super Man's fault technically)Risks of taking out a 401(k) loan for a home down paymentA listener asks us how we met our SOs and asks for tips on how to date in your 40s. Have a tip to share? Hit us up @theBApodcast on Twitter! 
June 27, 2018
We tackle some juicy topics on today's show:Tiffany's decision on a $60,000 home upgrade (Yikes.)NYT's sobering report on discrimination against pregnant women in the workplaceAnd we take YOUR questions on personal loans, credit cards and how young is too young to build credit.Want to get a shoutout on next week's show?Leave us a message on Twitter @TheBApodcast or Instagram @brownambitionpodcast.
June 20, 2018
Happy Brown Ambition Wednesday! On today's show: This is America? Unpacking the heartbreaking news from the border. Personal loans vs credit builder loans
June 13, 2018
On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt. Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5.As of May 2018, they had successfully paid down $100,000. They share their story on today's show. Tune in and hit us up on Twitter or Instagram let us know what you think about their story!
June 6, 2018
Happy Brown Ambition Wednesday!Today on the show, we share some messages from our listeners on Twitter and the 'gram. Hit us up @theBApodcast or @brownambitionpodcast to share your thoughts on this week's episode, give us a shoutout or ask a question.One of our listeners has a question about the credit card she realizes might not have been the best choice for her....and yikes. It definitely makes our list of our least favorite credit cards. As mentioned on the show, check out this guide to the Best Credit Cards and the Best Credit Cards for Students, each curated by the team at MagnifyMoney. Also on the show today:Options for financing a home improvement projectSocially responsible investing tips The awful news that Kate Spade committed suicide rocked us both and reminded us of the importance of leaning on others when we are facing hard times and prioritizing our mental health. The National Suicide Hotline is 1-800-273-8255. As mentioned, here's the spreadsheet Tiffany's Dream Catchers Facebook group has crowdsourced with therapists across the country. 
May 30, 2018
Happy Brown Ambition Wednesday! We are BACK with an amazing guest on today's show — Gayle Jennings-O'Byrne, founder and CEO of iNTENT Manifesto, a new movement aimed at helping women of color-led startups find investors for their businesses. "I had to set my own rules. I remember when I told people I want to unlock $1 billion for black women and women of color. People looked at me like I was crazy but they said OK what do I need to do to help you? " We talk to Gayle about why she left her 17-year career at JP Morgan Chase after a health scare to launch iNTENT and what resources are out there for women looking to start businesses today:"I just remember thinking, Lord, if I get through this I'm gonna do things differently. And one of those things I said I was gonna do differently was become a champion for women who look like me."Sign the manifesto here: https://www.intentmanifesto.com
May 23, 2018
On today's show: The most important number to know: Your net worth! We take a question from listener Ashely about how to manage side hustles to boost her net worth and we chat about what net worth really means and why you should focus on building your net worth in 2018. You can still sign up for Tiffany's Live Richer Challenge: Net Worth edition.Have a money or career question?Go to Brownambitionpodcast.com or send us a note at brownambitionpodcast@gmail.com *This episode originally aired on Jan 10, 2018.*
May 16, 2018
Today on the show: We share some real talk beauty confessions...and when it’s worth it to splurge vs save We used a free stock trading app to buy stocks recently...we’ll tell you how it’s going! We take a question from a listener who wants to know if she should buy a house with her partner before they get married. Yikes.  Some links to news stories and sites mentioned on the show!  
May 2, 2018
Want to get a shoutout on our show? Follow us @brownambitionpodcast on Instagram. Post a photo of yourself, tag us in it and use the hashtag #BrownAmbition. In the post, tell us why you're the ultimate representation of Brown Ambition. On today's show: We discuss ways we all try to save our parents from themselves (and their awful money choices sometimes)  Tiffany shares a health update Mandi explains the controversy around Zelle  We answer a listener question on 401(k)s 
April 25, 2018
Ep. 125 — The Debt Consolidation Cycle Happy Brown Ambition Wednesday! We're featuring a "win of the week" from our BA listeners on Instagram (@brownambitionpodcast) or Twitter (@theBApodcast). Tell us your win of the week and we might feature it on the show!
April 18, 2018
In September 2016, Sharon Epperson was at the gym when she felt pain shoot through her head and neck. One S.O.S. call to her husband and several hours later,, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story. *In loving memory of DeShaun Maria Harris.*
April 11, 2018
Have 15 seconds to spare? Please take our NEW reader survey! (Yes another one — but this one's more important! Please fill it out :) We need at least 250 to sign up and we're halfway there in less than a day. Y'all are the best. Please fill it out if you haven't yet.  xxMandi & Tiffany
April 4, 2018
Today on the show we have attorney extraordinaire Art Steele. Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most. She started her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business.  
March 28, 2018
Happy Brown Ambition Wednesday!Today on the show: The parental pressure around baby birthday parties — let's discuss. The Federal Reserve Bank raised rates again last week....what the heck does that mean for us? Mandi explains.Today on the show we mentioned the Credit Karma credit score simulator: And also You Need a Budget is a solid app/budget management tool. 
March 21, 2018
This week, we welcome a very special young entrepreneur who recently reached out to the show to tell us her story of clawing her way out of $80,000 worth of debt. Have a question or know someone brilliant who should be featured on the show? Hit us up at Brownambitionpodcast.com.
March 14, 2018
Today's show is all about YOU, our lovely listeners. We're shaking up our mail bag and answering your burning money and career questions. Have a question? Hit us up at brownambitionpodcast.com.  We're having a special guest soon to talk about ALL the documents you should have in order before you die...a will? Power of Attorney? What does that even mean anyway? We've got you covered. Send us your estate planning Qs and we'll select a few to discuss on the show! 
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