Joe Mihalic shares the story behind No More Harvard Debt, where he paid off $90,000 of student loans in just seven months. 

Joe and Matt discuss the mindset shifts that made extreme debt payoff possible, the emotional weight of debt, and the trade-offs between focus and lifestyle. 

Joe also explains the framework behind his Dad Plan, designed for high earners who report solid income but still feel financially stuck—and want a path toward greater freedom and clarity.