In recent years, many investors have targeted regular income and low risk by investing in qualitative bonds, such as government bonds and investment grade corporate bonds. With interest rates at rock-bottom levels, investors are seeing very little yield and having a hard time realizing investment goals with this strategy but the need for regular monthly income in retirement hasn’t changed.  The team discusses how a strongly diversified portfolio can potentially deliver better results with the right balance between market risks and opportunities.  That balance can, for instance, be found in total return strategies that combine price-appreciation and income.wiserinvestor.com/blog