• A donor-advised fund (DAF) is a tax-smart investment fund you can establish for charitable giving
• Streamline the process of donating appreciated securities for you and the recipient of your charitable gift
• Receive an immediate tax deduction; then, recommend charitable grants from the fund over time

Facing a Required Minimum Distribution from a Retirement Account? Consider Making a Charitable Gift

• A qualified charitable distribution (QCD) is a direct transfer of funds from your IRA to a charity
• A QCD may allow a person facing a required minimum distribution to donate funds to a charity tax free
• Feel good donating funds to make a difference during your lifetime

A Rewarding Long-Term Career in Finance: Nella Webster O’Grady, CFP built her skills then launched her own firm