The last few weeks have been different. Not louder, not more dramatic — just heavier. My inbox has shifted from casual questions to detailed confessions. People who stayed silent for months are now reaching out, often late at night, often shaken, finally realising that what they were promised is not coming back. The floodgates didn’t burst all at once. They cracked. And now the water is rushing through. THE SILENCE BEFORE THE BREAK For months, investors were told to wait. Banking delays. Au...