This episode explains the meaning of personal finance and its need in everybody's life!

What is the Time Value of Money (TVM?

Welcome to Giridhar’s Podcast—your weekly source for real-world insights on finance, economy, current affairs, and the fast-changing dynamics of modern life. Hosted by Dr. K. Giridhar Gopal, a seasoned management professor and keen observer of the world, this show dives into the topics that matter today. Whether it’s understanding market trends, career challenges, layoffs in tech, rising costs, global shifts, or smart money moves, this podcast helps you stay informed, think critically, and act wisely.