To keep your resolutions on track and to be that gentle reminder. Worth repeating, as it's applicable to many fields. "Never gonna make the right decision if you don't understand what you options are. " Another great tidbit about planning for the future, inspite of fear or hesitation "that's not your job, its your money." Thanks for the life long learning and information. P.S. the 2 billion tree 🌳 recording audio was too glitchy to use so hopefully this is better. I used the picture to mark it's place in my process. Another lost episode, to remember, or at least manufacture with out releasing, like last years plan, cast off, wadded up paper, crumpled drafts, dans la poubelle.