What are the long-term affects of using your credit card the WRONG way? In this episode, Gene is joined by Christen Malone, Troutwood Brand and Marketing Officer. Christen lets us in on her credit card pitfalls. From getting her first card in college, to defaulting on a payment later on, she shares her journey of learning credit mistakes the hard way. Listen to find out how she repaired her credit in order to ultimately purchase her first home.