Re: Life Insurance, Accident Policies/ Double Indemnity (1944) What is a double indemnity clause? When can an insurance company deny a life insurance claim? Sources: Diamond v. New York Life Ins. Co., 286 N.Y.S. 625 (N.Y. Sup. Ct. 1936). Funk v. New York Life Ins. Co., 60 N.Y.S.2d 349 (N.Y. Sup. Ct. 1946). National Life & Accident Ins. Co. v. Edwards, 119 Cal.App.3d 326 (Cal. App. 1981). People v. Snyder, 159 N.E. 408 (N.Y. 1927). Prudential Ins. Co. of Am. v. Snyder, 254 N.Y.S. 732...