In the first of our three episode look at the primary risks to retirement income, we discuss market timing risk and the impact Black Swan events have on the success or failure of a retirement income strategy. This episode's article review looks at 13 predictions for life after the COVID-19 crisis. In the Q&A section we answer questions on how to prepare for spending free time in retirement and how to deal with angry or upset clients. A link to the White Swan-Black Swan pieces and this week's article are available at https://value-ability.com/episodes