Ok ba gamitin ang credit card for emergencies?

Ang sagot diyan ay oo, KUNG kaya mo itong bayaran in full sa on or before the due date ng credit card statement. This means that you have enough emergency savings para bayaran ito nang buo.

BIG NO na gagamitin ang credit card for emergencies, kung hindi mo ito kayang bayaran nang buo. Mahal kasi ang interest rate ng credit card dahil ito ay maituturing na “clean” loan o non-collateralized.

In this episode, pagusapan natin yan.

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